Real estate blog entries tagged with georgia home mortgages by Ken Cook, Web Dev, Brand Strategist 678-439-8683

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Home : Blogs : Ken "Yes You Can" Cook : Superior, HandCrafted Web Apps : Tag "georgia home mortgages"

georgia home mortgages: What is "PAR" rate and how can I meet or beat it? (Using golf as an example.) - 01/22/09 12:20 PM

Golfers already know - par is when you reach balance with the score on the golf course. Many golfers instead of writing down the total number of strokes record the number of strokes over or under the par. In golf par is the standard to aim for. The same applies in mortgage lending and investment borrowing.
Not every golf player "shoots at par". Others actually beat par - they beat the standard. Tiger Woods has a bad day when he shoots a par score on the golf course and I am joyous when I'm within 15 points over par. In fact … (34 comments)

georgia home mortgages: Tips Countdown: #23 Full Doc Income Explained - 12/10/08 11:19 PM

Mortgage Tip #23 (Counting down to #1)
What exactly does "full doc" mean? It is used regularly when talking mortgage speak and we say it just thinking we and the people we know have the same mind picture when we say it. So, when a loan officer says full doc exaclty what are they saying?
Full doc means fully documented. When speaking of income it means when the borrower is able to provide all of the documentation required by the loan guidelines to prove their income. Usually it means the last two years of tax returns and the most recent month's … (4 comments)

georgia home mortgages: Congressional Word of the Day: "Illiquidity" (Or: Here Citizens, Your Bill For Wall Street's Bail) - 09/19/08 02:39 PM

If you are a sick individual, as I must be, you have all 3 C-SPAN cable channels going all day, Bloomberg on Satellite and your web browser pointed toward the WSJ. Just typing that makes me want to go wash my hands.
Today's action word is illiquidity. It is not, by any means a new word, just that the market has increased the use of the word over the last several months until today. Today it is in the mouths of even congressmen who have poor control of the English language. One "gentleman" from Massachusetts is bringing me a slight chuckle … (5 comments)

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Ken "Yes You Can" Cook

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