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good faith estimate: 30 minute conference call on the new HUD/RESPA for licensed agents (limited lines) - 12/07/09 12:59 PM
Licensed real estate agents, get a sneak look at the GFE 2010.
FREE RSVP required at http://respa2010.eventbrite.com/
This 30 minute free conference call will get you up to speed on the new GFE.
There is NO COST to attend this conference conducted by Ken Cook and Jess Kight both veteran mortgage bankers in the Georgia market. Register now and before the event you will receive your learning packet via email.
Lenders will begin using the 2010 revised Good Faith Estimate (GFE) and Truth In Lending (TIL) immediately. All you will need for this class is access to the internet and a way … (3 comments)

good faith estimate: Want To Create Your Own GFE - Why Not? - 11/17/08 03:41 PM
Excuse me if I sound a little agitated. I'm still trying to figure out why a "respected real estate expert" would encourage a seller to create their own GFE. What possible good could even come from it? Is the buyer going to show up at the closing table and say, "all these numbers on the HUD1 are wrong - here is what the seller gave me and this is what I made an offer on"? And now the post ...
We all understand the feeling of being out of control or not being satisfied with how an industry operates. Sometimes we … (4 comments)

good faith estimate: Thursday's BlogTalkRadio 10:30AM Eastern - Mortgages: Are there any? RESPA Reform - 11/12/08 10:38 PM
Today I posted a tongue in cheek glimpse into the RESPA reform which touched the mortage and real estate industry today. The new HUD1 and GFE were released and, per normal, nobody seems to give a hoot unless they get 2 CE's for learning about it. (Good news, we will be CE licensed in Georgia on the topic very soon.)
Nevertheless and I love you guys anyway the BTR show on Thursday, 11/12 at 10:30AM will touch on the subject again as well as take a very brief snapshot look at what is available today in the form of mortgages.
One … (1 comments)

good faith estimate: RESPA Reform For Everyone! Yay! New GFE and New HUD - 11/12/08 04:58 PM
NOTICE: ALthough the new HUD1 and GFE have been released we don't start using them until January 1, 2010 so no need to stop, drop and roll.---
Here, you will need these:
The new GFE http://www.hud.gov/content/releases/goodfaithestimate.pdf The new HUD1 http://www.hud.gov/content/releases/hud-1.pdf
Got those? Great!
The first thing you will notice about the GFE is that it is totally redesigned. It's not just Windows Vista with a new name it is actually a different set of documents! Easier to understand? Let's see:
First section Got that first sentence - the average borrower will skip right over the further information blah blah blah.
don't … (8 comments)

good faith estimate: How To Compare Mortgage Quotes - 11/17/07 12:22 PM
First let me show you how to get burned: 1. Believe the ads you see, hear and read. Especially the "no closing costs" ads or the "it's a racket, it's a rip-off" or "no one else can do what we do" ads. 2. Let someone else such as a real estate agent (use the services of an Active Rain member to help get the most educated and experienced agent to avoid problems like this) or builder set up the loan for you or offer some "special incentive" for using "their lender". 3. Refuse or fail to become educated as most people … (11 comments)

 
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Ken "Yes You Can" Cook

Marietta, GA

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Ken Cook, Web Dev, Brand Strategist 678-439-8683

Address: Atlanta, GA, 30339

Office Phone: (678) 439-8683

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