Real estate blog entries tagged with preapproval by Ken Cook, Web Dev, Brand Strategist 678-439-8683

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Home : Blogs : Ken "Yes You Can" Cook : Superior, HandCrafted Web Apps : Tag "preapproval"

preapproval: Buyers Agents: Are you sure your buyer is qualified? - 10/05/11 01:59 PM

Celebrate When It's Time ... Not Before
Go ahead and get out your highlighter because I already know this is a hot topic. My great online friend Len Harley is pretty opinionated on this one and I'm 100% certain I have the most accurate and indisputable information on it. (That's an lol for you who know Len and me.)
First let's talk about "qualified" and exactly what that means - or at least what it should mean. To really nail this subject down to some usable information we first need to talk about what qualified means at different stages of the … (19 comments)

preapproval: What is a "Commitment To Lend" and why they can be worthless - 07/21/10 10:23 AM

Recently there have been several posts here on AR with agents, loan officers and a couple of readers chiming in about pre-approvals, pre-qualifications and even Commitment Letters. In this very short post I am speaking only for myself and my companies and what he have, can and will do and the value of it. Specifically focus is on the commitment letter.
Pre-Qualification
If you get a pre-qualification letter from me you are getting a letter which says I have taken an application, examined the credit history and used an Automated Underwriting System to receive an approval level. No income statements have … (36 comments)

preapproval: When Should You Get Pre-Approved For A Purchase Loan? - 10/25/09 10:13 AM

This one kind of goes along with "When Can We Close?" from a couple of years ago and another "How Long Does It Take To Close Today?" from a few weeks ago. It is further inspired by feedback from many agents and clients over the last many years.
First it is important to understand the difference between a pre-approval, an approval and a clear-to-close. That explanation is given here at "Pre-Approval, Approval, Conditional, Cleared - What the ____?!" Let me augment that by saying you, the home buyer, have a lot of power over how certain your pre-approval is.
Pre-approvals are … (6 comments)

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Ken "Yes You Can" Cook

Marietta, GA

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Ken Cook, Web Dev, Brand Strategist 678-439-8683

Address: Atlanta, GA, 30339

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