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contract: Realtor® Speak 102: What are all these charges on my HUD-1 Settlement Statement? - 08/22/09 12:37 PM

to view larger version, click the image above
First, a few notes.  You may notice that I've opted to black out many of the figures and company names in the above image.  In regards to confidentiality I felt it necessary to do so to protect the people involved.  Overall, the message stays the same without giving too much information and exposing my clients, the lender, or the other agent and their clients involved in the transaction.  I have also highlighted a few key things - Borrower's column, Seller's column, and the "Items Payable in Connection with Loan" section.  I will … (4 comments)

contract: Realtor® Speak 102: Who's paying for the survey? - 08/17/09 10:47 AM

photo courtesy of blmurch
What is a survey?
First let's get the concept of "survey" out of the way.  Merriam-Webster defines survey as "2 : to determine and delineate the form, extent, and position of (as a tract of land) by taking linear and angular measurements and by applying the principles of geometry and trigonometry."  Think of it as a map of your property marking property lines, easements, buildings, and setbacks.  It shows the truest picture of what the layout of your land is and defines what you actually own when it comes to a piece of land.
Alright, so … (13 comments)

 
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Matt Stigliano

San Antonio, TX

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Kimberly Howell Properties (210) 646-HOME

Address: 21252 Gathering Oak, #100, San Antonio, TX, 78260

Office Phone: (210) 646-4663 x 210

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