USA Mortgage Home Loans in Columbia MO

Mortgage and Lending - USA Mortgage - NMLS: 156613 | MLO-1192
USA Mortgage is a local mortgage banker in Columbia, Missouri. We offer a large line of home loans such as FHA, USDA and VA loans with competitive rates. Quick Pre-Approvals, great rates and closing costs. Stop by our branch in Columbia, MO today. Specialties: Conventional, VA, USDA, MHDC, FHA. First time home buyers, Jumbo, Renovation loans and Refinance.



There is much give and take involved in negotiating a property purchase. That's why it's important to have a checklist of what you want to get out of the deal as a buyer. Bear in mind, the home must be appraised and the lender will be looking at the fair market value on a given property. Since p...
Credit remediation is a subject consumers often face with fear and trepidation, and for good reason. With the exception of recognizing that the best score wins, the average home shopper knows very little about the whole credit scoring process. Sub-prime borrowers who are eager to move into A-Pap...
It's finally happened: You've found the perfect home for your clients. Their financing is in place. But then...despite the comparables....the appraisal comes back low, threatening to ruin the whole deal.To help make appraisals more consistent and accurate, and prevent situations like this in the...
1.   Pre-approval - Get pre-approved for a mortgage and know in advance exactly how much house you can afford. Completing this step will also increase your negotiating power since you'll be viewed as a "cash buyer".   2.   Loan Search - Put yourself in the hands of an experienced mortgage profes...
While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think carefully about how much you'll actually need to borrow in order to purchase a new home. From the down payment to taxes to insurance and interest rates, there are many factor...
At times the sellers themselves thwart the efforts of the Real Estate Agent. Nothing can be quite as frustrating as trying to pull all the weight when someone else is adding to the burden by being uncooperative!If you have a seller who is not making sure their home is presentable to a potential ...
If you have reviewed your credit report and believe that some of the information it contains may be inaccurate, you can legally dispute it via mail or, for faster results, the Internet. Once notified of a mistake on your report, a credit bureau has thirty days to investigate and respond. If the ...
  Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a s...
If you’ve been watching the economic news, you’ve probably noticed that market experts and traders have been keeping a close eye on the Commerce Department’s Personal Spending and Personal Income reports. Obviously, those reports provide insight into the health of our economy, but did you know t...

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