credit: That New Car Payment Will Cost You - 03/22/07 08:56 AM
If you're considering buying a home anytime in the near future, please think twice before purchasing your next car. I've had a couple different scenarios lately where the car payment has really impacted the home buyers. Don't get me wrong, I love cars. Old and new alike. Here's how it impacts … (6 comments)
credit: Should I Buy or Rent? - 02/16/07 10:22 PM
I received an email this week from Samantha asking if she should buy a home now or continue renting. Here is her basic information: Gross annual income $85,000 Current rent payments $1350 Purchase price for home she's considering: $399,000 10% down payment (from 401k and savings) 38 years old Average to good … (4 comments)
credit: The Preapproval Letter Defined - 01/20/07 03:24 PM
The preapproval letter is a tool typically drafted by a loan originator to be used by a buyer's real estate agent when presenting an offer on a property. The letter may be in the form of a certificate or be an actual letter on the lender's letterhead. The preapproval letter is … (5 comments)
credit: Check It Out - 01/13/07 02:21 PM
...a follow up to "The R Word" You have the right to access your own credit report once a year from the three main credit bureaus; Experian, Equifax and TransUnion at http://www.annualcreditreport.com/. You probably have noticed the many different commercials on TV promoting this from various other sites. Since it's been a … (0 comments)
credit: The "R" Word - 01/07/07 09:46 AM
I was not going to post New Years resolutions since they are everywhere...however, I can't pass up this opportunity. Beyond the perennial lose 10 pounds, start excising, or stop smoking; here are a few goals to consider for your financial health. I plan on revisiting these goals more indepth on future … (4 comments)
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If you're considering buying a home anytime in the near future, please think twice before purchasing your next car. I've had a couple different scenarios lately where the car payment has really impacted the home buyers. Don't get me wrong, I love cars. Old and new alike. Here's how it impacts … (6 comments)
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