mortgage: NOW is the time to buy a home in Seattle - 06/11/08 11:17 PM
Or at least haggle according to Aubrey Cohen's front page article in Friday's Seattle P-I. Would I buy a home right now in Seattle if I were in the market? Quite possibly...especially if it's a home that I desire and if it's priced fairly. The article states these factors for reasons … (3 comments)
mortgage: That New Car Payment Will Cost You - 03/22/07 08:56 AM
If you're considering buying a home anytime in the near future, please think twice before purchasing your next car. I've had a couple different scenarios lately where the car payment has really impacted the home buyers. Don't get me wrong, I love cars. Old and new alike. Here's how it impacts … (6 comments)
mortgage: Why is my payoff higher than my mortgage balance? - 02/25/07 09:40 AM
I am often asked this question during a refinance from homeowners. Your mortgage payment is paid in arrears. For example, your February payment is paying January's interest. Remember when you bought or refinanced your home and the loan originator stated "you're going to skip one month's payment" or "you won't have … (0 comments)
mortgage: What is Escrow? - 02/06/07 07:16 PM
One of the first-time home buyers I'm currently working with just called me with a few excellent questions. She and her boyfriend have recently made an offer on their next home, with their agent which was accepted. They now have handsome stack of papers from the escrow company (as if the … (0 comments)
mortgage: Update on Washington state's Loan Originator Licensing Law - 02/05/07 11:41 AM
DFI recently decided to back off their deadline for having Loan Originators submit their information for the background check by December 31, 2006 in order to have an interem license while they wade through all of the applications. Now, as long as they submit their information now, they can continue to provide mortgage … (0 comments)
mortgage: My Interview with Jillayne Schlicke of Ethical Lending Foundation - 01/28/07 12:10 PM
Jillayne and I go way back and recently have been reacquainted when we both became "ActiveContributors" on Rain City Guide. I have really enjoyed reading and responding to her blogs. I am also quite interested in her company, Ethical Lending Foundation, which is very timely for the mortgage industry in light … (2 comments)
mortgage: The Preapproval Letter Defined - 01/20/07 03:24 PM
The preapproval letter is a tool typically drafted by a loan originator to be used by a buyer's real estate agent when presenting an offer on a property. The letter may be in the form of a certificate or be an actual letter on the lender's letterhead. The preapproval letter is … (5 comments)
mortgage: How to Pick a Lender - 01/11/07 11:12 PM
Picking your mortgage professional is not as easy as selecting a good cantaloupe or watermelon at the market. I certainly wouldn't recommend thumping a Loan Officer on the head to see if there's anything in between the ears or smelling them to see if their fresh! So how does a potential … (3 comments)
mortgage: The "R" Word - 01/07/07 09:46 AM
I was not going to post New Years resolutions since they are everywhere...however, I can't pass up this opportunity. Beyond the perennial lose 10 pounds, start excising, or stop smoking; here are a few goals to consider for your financial health. I plan on revisiting these goals more indepth on future … (4 comments)
mortgage: Credit Unions, Banks and Mortgage Brokers...OH MY!!! - 01/04/07 03:56 PM
Recently I found myselfC drawn into a blog on Rain City Guide. The topic that got my attention is authored by Jillayne Schlicke titled "Hot or Not" which featured various tips for first time homebuyers from an USA Today article. The specific "hot" tip that forced me off of the sidelines … (4 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
Or at least haggle according to Aubrey Cohen's front page article in Friday's Seattle P-I. Would I buy a home right now in Seattle if I were in the market? Quite possibly...especially if it's a home that I desire and if it's priced fairly. The article states these factors for reasons … (3 comments)
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