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Buying Your Own Utah County Home - Utah Home Loans - 11/30/09 07:26 AM
Buying Your Own Utah County Home Buying a Utah County Home is a very good investment. As a general rule, homes appreciate about five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region. Five percent may not seem like that much at first. Stocks, at times, appreciate much more, and you could earn over six percent with the safest investment of all, treasury bonds. Presumably, if you bought a $200,000 house, you did not pay cash for the Utah County Home. You got a mortgage, too. Suppose you (0 comments)
Utah County Homes for Sale - Refinance or Upgrade - Utah Home Loans - 11/22/09 11:16 AM
Utah County Homes for Sale - Refinance or Upgrade With the Utah County Real Estate market going through all the changes it is presently going through, many new questions start to come up. Should I buy a new home? Should I re-finance my present home? Should I rent out my present home and Upgrade to a new home? The scenario I see quite often these days is the later. Many of my Utah County Home Buyers are looking into renting their present home due to the high demand that there is for rentals. Once they find a good qualified renter, the (0 comments)
Utah County First-Time Home Buyer - Utah Home Loans - 11/21/09 11:46 AM
Utah County First-Time Home Buyer - Utah Home Loans Well the time has come; you are finally out making a good living. You are beginning to get tired of paying rent, the number one advise that friends and family are giving you is, Buy a House. By this time you are about to be hitched and have probably saved enough money for a down payment. After a fair amount of thinking about it, you jump over the first hurdle and decide to go for it. Now once you are focused about what you want you then jot down a list of (0 comments)
Utah County Offer to Purchase - Eliminate the Contingency - 11/18/09 07:30 AM
Utah County Offer to Purchase - Eliminate the Contingency When it comes time to purchase a new Utah County home, the question always comes up, should I sell my old home before I buy the new one? Depending on your credit situation and your ability to qualify for two loans, this question could be easily resolved. We will assume you have excellent credit and can do whatever you please. It is always better to have your present home sold before you make an offer on the new home. If you have an offer with a contingency of selling the old home, (0 comments)
Utah County Home Buyer 101 - Getting Pre-Approved - Utah Home Loans - 11/17/09 08:10 AM
Utah County Home Buyer 101 - Getting Pre-Approved The time has come to start shopping for a Utah County Home to purchase. The first thing that you should do is to get pre-qualified for a Utah County home loan. It is very important to understand what your price range is prior to looking so you don't waste time looking at properties that are out of your price range. Where do you begin? Most Utah County Realtors work with a trusted network of Mortgage professionals, who can assist you in getting pre-approved for a loan so that you can comfortably begin looking (0 comments)
Utah Home Loan Appraisal Process - 11/16/09 08:28 AM
Utah County Real Estate Appraisal Process The Utah County Real Estate Appraisal is an important part of your home buying transaction. The appraisal helps to establish what the property's market value actual is, in fact it would likely be the main tool in helping the seller establish the proper selling price. Lenders require an appraisal when the home is offered as security for a loan; they want to make sure that the property will sell for at least the amount of money it is lending. Real estate agents often use a comparative market analysis (CMA), with an appraisal to help their (0 comments)
FHA and Utah County Home Loans - 11/15/09 10:24 AM
FHA and Utah County Home Loans The FHA (Federal Housing Authority) doesn't actually fund your Utah County Home Loan in any way. The FHA simply provides mortgage insurance to help consumers become Home Owners. The FHA actually insures the lender from losses resulting from Home Owner default. The FHA helps mortgage lenders prepare loans for people who might not otherwise qualify. One of the big advantages of an FHA Loan is that a smaller down payment is possible. As of January 1, 2009, the down payment for a FHA Loan is 3 ½ percent of the principle loan amount. In today's (0 comments)
Utah County Foreclosures - Bank Owned and Short Sale - 11/13/09 07:43 AM
Utah County Foreclosures - Short Sale and Bank Owned Process Properties that are in distress usually are referred to as Foreclosures. Utah County Foreclosure usually happens for a number of different reasons. Few Utah County home owners choose to go into foreclosure voluntarily. It is often a result of one of the following: •1. Loss of Job, laid-off, fired or just quit. •2. Unable to work due to medical condition. •3. Divorce •4. Job transfer •5. High debt, unable to make mortgage payments Utah County Foreclosure property can be distributed to the public in a number of different ways. The first (0 comments)
Utah County Offer Factors - Utah Home Loans - 11/09/09 08:41 AM
Utah County Offer Factors There are many factors to consider when you are trying to determine what price to offer for a new Utah County Home. Gathering and analyzing information form comparable sales helps to establish the range of prices you should consider. More weight should be given to the most recent Utah County Sales of like properties in the local area. Other factors to consider include condition of the property, improvements, the current market, and the circumstances behind the seller's decision to sell. Search Utah MLS Listings Utah County Real Estate Utah County Homes Utah Homes For Sale Provo Real (0 comments)
Utah County Home Buyer Top Three Mistakes - 11/06/09 07:33 AM
Utah County Home Buyer Top Three Mistakes Well you have finally decided that it is time to stop renting and that you need to purchase a new home. Be aware that is important to stay calm and think your way through the process; don't get so excited that you overlook a few very important steps. Failure to get pre-qualified before making an offer on a Utah County home: · The very first step you need to take when considering the purchase a new home is that of interviewing and hiring a Utah County Mortgage Broker or Loan Officer. Understanding how much (1 comments)
Utah Home Buyer Representation - Utah Home Loans - 11/04/09 07:53 AM
Utah County Home Buyer Representation As of 1994, the state of Utah County authorized Buyer's Agency. In Utah County, and throughout the state, buyers can choose an agent to work exclusively on their behalf. Buyer agency benefits include: · Buyer's agents are almost always paid out of the proceeds of the sale by the seller or builder, so we always recommend using a Realtor, as it will cost you nothing extra. · many people don't realize that it is advantageous to have an agent on a new home purchase as well. I have gone to bat for my clients on a (1 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.