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Utah County Homes for Sale - Short Sale - 02/25/10 12:51 PM
Utah County Homes for Sale - Short Sale
The time to consider a Utah County Short Sale is when your Mortgage is considered to be in default, one or more payments have been missed. There are a number of solutions available to remedy the situation:
· Short Sale/Payoff
· Forbearance agreement
· Loan Modification
· Deed in Lieu of Foreclosure
A Short Sale occurs when a borrower sells their property for an amount that is less than the amount owed to the lender. To qualify for assistance the borrower needs to prove that they are experiencing a … (0 comments)
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Utah Real Estate -Offer Pricing Factors - 02/17/10 11:21 AM
Utah County Homes for Sale - Offer pricing factors
There are many factors to consider when you are trying to determine what price to offer for a new Utah County Home. Gathering and analyzing information form comparable sales helps to establish the range of prices you should consider. More weight should be given to the most recent sales of like properties in the local area. Other factors to consider include condition of the property, improvements, the current market, and the circumstances behind the seller's decision to sell.
Search Utah MLS Listings
Utah County Real Estate Utah County Homes Utah Homes For … (0 comments)
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Utah Homes for Sale and Closing Costs - 02/16/10 11:08 AM
Utah Homes for Sale and Closing Costs
Who pays for Closing Costs?
There have been times in the past that I have had clients come to closing not understanding what kind of money they would be required to pay. There are various fees associated with buying and selling a home. These fees are called closing costs. Some of these fees are automatically assigned to either the buyer or the seller, other costs are either negotiable or are dictated by local area custom.
Buyer Closing Costs
When the buyer applies for a home loan, loan officers are required to provide the borrower … (0 comments)
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What is a Utah County Short Sale? - 02/15/10 10:34 AM
What is a Utah Short Sale?
With the present Utah Real Estate market in turmoil and many home owners are having a hard time trying to sell their home, because they owe more than it is worth. I keep getting the question from my buyers about what is a Short Sale and how does it work? Well I will try and address that question here. I hope I am accurate, I am sure I will hear about it if I am not.
What is a Short Sale?
A Short Sale occurs when a property sells for a price that is insufficient … (0 comments)
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Utah County Real Estate Appraisal - 02/10/10 12:34 PM
Utah County Real Estate Appraisal
The Utah County Real Estate Appraisal is an important part of your home buying transaction. The appraisal helps to establish what the property's market value actual is, in fact it would likely be the main tool in helping the seller establish the proper selling price.
Lenders require an appraisal when the home is offered as security for a loan; they want to make sure that the property will sell for at least the amount of money it is lending. Utah County Real estate agents often use a comparative market analysis (CMA), with an appraisal to help … (0 comments)
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Sell Your Utah County Home Before You Buy a New One - 02/09/10 10:41 AM
Sell Your Utah County Home Before You Buy a New One
When it comes time to purchase a new Utah County Home, the question always comes up, should I sell my old home before I buy the new one? Depending on your credit situation and your ability to qualify for two loans, this question could be easily resolved. We will assume you have excellent credit and can do whatever you please.
It is always better to have your present home sold before you make an offer on the new home. If you have an offer with a contingency of selling the … (0 comments)
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Utah Home Buyers Beware - Yield Spread Premium (YSP) - 02/02/10 10:10 AM
Utah Home Buyers Beware - Yield Spread Premium (YSP)
As a Loan Officer and Realtor I have noticed an area of Home Loans and Mortgages that goes unnoticed by the consumer, that of Yield Spread Premium. Most borrowers believe that their Loan Officer makes his profit with the Loan Origination Fee. But most don't understand that the Loan Officer can make up to 4 percent more, on most loans, with the Yield Spread Premium.
What is Yield Spread Premium?
Yield Spread Premium, or YSP, is the fee paid by the Lender to the broker in exchange for a higher interest rate, … (0 comments)
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Annual Percentage Rate (APR and Utah Real Estate - 02/01/10 09:43 AM
Annual Percentage Rate (APR) and Utah County Homes for Sale
As a Loan Officer here in Utah County, I have found that many consumers don't fully understand the term Annual Percentage Rate. Probably no other disclosure is as baffling to the average consumer as APR is. Few understand how the APR can be higher than the interest rate. The APR is the finance charge expressed as a numerical percentage, which is an expression of the annualized finance charge. The APR includes the interest rate plus all of those items that are included in the finance charge.
Although few mortgage lenders actually … (0 comments)
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Placer County Real Estate, Rocklin, Roseville and Lincoln
Placer County Real Estate
Rocklin,
CA
More about me…
Home Buyer Realty
Address: 288 Three Fountains Dr., Provo, Ut., 84604
Office Phone: (801) 691-0911
Cell Phone: (916) 410-2414
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Placer County Real Estate - Home Buyer Realty California, LLC, Broker - Realtor helping Home Sellers with the Successful Sale of their Home
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