Utah County Homes for Sale - Homeowners Insurance Do I really need Homeowners Insurance? Yes. Proof of a paid homeowner's insurance policy is required at closing, so arrangements will have to be made before then. It is important to get an insurance agent involved early in the home buying proces
...
09/30/2010
Utah County Homes for Sale - Closing Costs Who pays for Closing Costs? There have been times in the past that I have had clients come to closing not understanding what kind of money they would be required to pay. There are various fees associated with buying and selling a home. These fees are ca
...
09/29/2010
Salt Lake Real Estate - What is a Short Sale? With the present Real Estate market in turmoil and many home owners are having a hard time trying to sell their home, because they owe more than it is worth. I keep getting the question from my buyers about what is a Short Sale and how does it work?
...
09/28/2010
Utah County Homes for Sale - Source of Funds for Closing Source of funds for your down payment and closing costs is one of the major concerns when it comes time to close on your home loan. Lenders will require statements for the last two or three months on any of your liquid assets. This includ
...
09/27/2010
Utah County Homes for Sale - Homeownership While some people choose the flexibility of renting and being free of maintenance, many others choose ownership for other reasons. The pride of being a homeowner is a very important reason for purchasing a home, but more people are interested in homeown
...
09/26/2010
Utah County Homes for Sale - Mortgage and Down Payment How do you know which type of mortgage product is best for you? There is no simple answer to this question? The right type of mortgage for you depends on many different factors: •· Your current financial situation •· How muc
...
09/24/2010
Utah County Homes for Sale - Loan Origination and Discount Points Origination points are a fee paid to the originating lender which is part of the profit margin for the services that they provide. Both are measured as a percentage of the loan amount and both are factored into the loans APR. Gen
...
09/23/2010
Utah County Homes for Sale - Benefits of Buying a Home Buying a home is a very good investment. As a general rule, homes appreciate about five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region. Five percent may not
...
09/22/2010
Utah County Homes for Sale - Taking Possession The Real Estate transaction is considered "closed" once the deeds have been recorded with the County. You then own the home. However, it is not always possible for you to occupy it immediately. It is customary to allow the seller up to a maximum o
...
09/21/2010
Bank Owned Properties - Utah County Homes for Sale Banks are not in the business to hold onto an inventory of homes. They want to get rid of these homes yesterday. This makes for a great opportunity for you, the home buyer or investor, because most of these homes are well below market value. O
...
09/20/2010
