Salt Lake County Homes for Sale - Salt Lake Real Estate Websites and the Salt Lake Home Buyer The Internet is beginning to play a major role in our daily lives. Most people are having a hard time doing anything without first going the Internet. I am finding that most Salt Lake Real Estate Home
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11/30/2010
Salt Lake County Homes for Sale - Monthly Payment Stability One of the major advantages of owning your own home is the stability of having a stable monthly mortgage payment. In today's ever changing housing market, with the rise in foreclosures, renting a home has been the only option for many f
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11/29/2010
Utah County Homes for Sale - Seller Disclosures When touring prospective properties to purchase, we are very careful to look at the walls and the ceiling, turn on faucets, and play with light switches, but how thorough should we be? The seller has years of knowledge about his or her home and the
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11/28/2010
Salt Lake County Homes for Sale - Mortgage Rate and APR Many borrowers don't understand that there is a difference between the Mortgage Rate and the Annual Percentage Rate (APR). The mortgage rate is the base rate usually associated with a mortgage. The APR of a loan is supposed to be an overal
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11/27/2010
Salt Lake County Homes for Sale - Earnest Money and the REPC The Real Estate Purchase Contract involves more than just price. You will have to discuss personal property possession, rent, tests, inspections, closing dates and more. The one term that throws most buyers, especially first time buye
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11/26/2010
Salt Lake County Homes for Sale - Your Dream Home May Not Wait Are you always thinking about that perfect Dream Home? Wondered if you could afford a more spacious house? Are your children growing up and you wish you had more rooms? Well, winter time could very well have the opportunity that yo
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11/25/2010
Salt Lake County Homes for Sale - Title Insurance and the Closing The last process that takes place just prior to recording is the closing. At closing the Title or Escrow company provides the buyer with Title Insurance or an Owner's Policy. They insure that you have clear title to the property.
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11/24/2010
Salt Lake County Homes for Sale - Annual Percentage Rate (APR) As a Loan Officer here in Salt Lake County, I have found that many consumers don't fully understand the term Annual Percentage Rate. Probably no other disclosure is as baffling to the average consumer as APR is. Few understand how t
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11/23/2010
Salt Lake County Homes for Sale - Yield Spread Premium (YSP) As a Salt Lake County Loan Officer and Salt Lake Realtor I have noticed an area of Home Loans and Mortgages that goes unnoticed by the consumer, that of Yield Spread Premium. Most borrowers believe that their Loan Officer makes his pr
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11/22/2010
Salt Lake County Homes for Sale - Credit Scores Credit Scores range between 300 and 850. Usually scores above 600 are considered to be desirable for obtaining a home loan. There are five main factors that are considered when your score is calculated. Payment History Do you pay your credit card
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11/21/2010
