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Park City Real Estate and Closing Costs - 08/12/11 08:36 AM
Park City Real Estate and Closing Costs Closing on a property is a very challenging time for a would-be homeowner. Being informed, either through your mortgage broker, Realtor, or through self-knowledge is the best thing you can be when going through this procedure. A good Realtor can help you tremendously. They should know the local market well enough to help you save money in whatever way they can. Since closing costs are handled differently in different areas, having a professional with experience in that area is your best bet. They can give you a better idea of what costs are (0 comments)
Park City Real Estate and Improving Your Credit Score Generally speaking the number one criterion a Mortgage lender considers when qualifying a Home Buyer for a mortgage loan is a good Credit Score. The higher Credit Score, usually the lower the Interest Rate. Other factors are obviously considered when determining the interest rate, but all lenders look at the Credit Score first. That being said, it is very important to understand how you maintain or improve your Credit Score before applying for a Home Loan. There are no quick fixes for improving your credit score, but you can raise your (0 comments)
Deer Valley Real Estate Pricing Factors - 08/10/11 10:35 AM
Deer Valley Real Estate Pricing Factors There are many factors to consider when you are trying to determine what price to offer for a new home. Gathering and analyzing information form comparable sales helps to establish the range of prices you should consider. More weight should be given to the most recent sales of like properties in the local area. Other factors to consider include condition of the property, improvements, the current market, and the circumstances behind the seller’s decision to sell. Check out the IDX Websites with Homes for Sale in the following locations: StateofUtah homesforsale – HomeSellingUtah Homesavailable forSale (0 comments)
Heber City Real Estate and Home Owner Insurance - 08/09/11 09:38 AM
Heber City Real Estate and Home Owner Insurance Proof of a paid homeowner’s insurance policy is required at closing, so arrangements will have to be made before then. It is important to get an insurance agent involved early in the home buying process he can help you save money. Insurance agents are a great resource for tips on how to keep insurance premiums low and on information about home safety. Check out the IDX Websites with Homes for Sale in the following locations: StateofUtah homesforsale – HomeSellingUtah Homesavailable forSale inUtahCounty AlpineHomesforSale American ForkHomes for Sale Cedar Hills Homes forSale Eagle MountainHomesfor (0 comments)
Park City Real Estate and who pays for Closing Costs - 08/08/11 09:22 AM
Park City Real Estate and who pays for Closing Costs There have been times in the past that I have had clients come to closing not understanding what kind of money they would be required to pay. There are various fees associated with buying and selling a home. These fees are called closing costs. Some of these fees are automatically assigned to either the buyer or the seller, other costs are either negotiable or are dictated by local area custom. Buyer Closing Costs When the buyer applies for a home loan, loan officers are required to provide the borrower with a (0 comments)
Park City Real Estate and the Short Sale - 08/06/11 08:37 AM
Park City Real Estate and the Short Sale With the present Real Estate market in turmoil and many home owners are having a hard time trying to sell their home, because they owe more than it is worth. I keep getting the question from my buyers about what is a Short Sale and how does it work? Well I will try and address that question here. I hope I am accurate, I am sure I will hear about it if I am not. What is a Short Sale? A Short Sale occurs when a property sells for a price that is (0 comments)
Park City Real Estate and your Mortgage down Payment - 08/05/11 11:42 AM
Park City Real Estate and your Mortgage down Payment How do you know which type of mortgage product is best for you? There is no simple answer to this question? The right type of mortgage for you depends on many different factors: Your current financial situation How much you expect your finances to change How long you intend to stay in your house Your tolerance for having your mortgage payment changing from time to time. Most important is to consult a mortgage loan professional when it is time to decide what is right for you. The down payment required with your (0 comments)
Midway Real Estate Loan Origination and Discount Points - 08/04/11 11:27 AM
Midway Real Estate Loan Origination and Discount Points Origination points are a fee paid to the originating lender which is part of the profit margin for the services that they provide. Both are measured as a percentage of the loan amount and both are factored into the loans APR. Generally, points are deductible as long as the seller didn’t pay for them and origination fees are tax deductible provided they are expressed as a percentage. Discount points enable you to lower your loans interest rate. They are basically prepaid interest, with each point equaling 1 % of the total loan amount. (0 comments)
Heber City Real Estate and taking possession of your new Home. - 08/03/11 09:20 AM
Heber City Real Estate and taking possession of your new Home. The Real Estate transaction is considered “closed” once the deeds have been recorded with the County. You then own the home. However, it is not always possible for you to occupy it immediately. It is customary to allow the seller up to a maximum of three days to turn over actual possession and keys to the home. When the transfer of possession actually occurs should be clearly laid out in your offer to purchase to prevent confusion later. Check out the IDX Websites with Homes for Sale in the following (0 comments)
Park City Real Estate and Bank Owned Properties - 08/02/11 09:27 AM
Park City Real Estate and Bank Owned Properties Banks are not in the business to hold onto an inventory of homes. They want to get rid of these homes yesterday. This makes for a great opportunity for you, the home buyer or investor, because most of these homes are well below market value. Once the bank owns the property they will handle eviction if any, take care of some repairs, pay past HOA and/or other maintenance dues, and then will negotiate with the IRS, removal of tax liens, if any. How do banks sell REO’s (Real Estate owned by the Bank?) (0 comments)
Park City Real Estate MLS Listings, IDX and the Virtual World - 08/01/11 10:16 AM
Park City Real Estate MLS Listings, IDX and the Virtual World Technology has reached new levels for the Realtor in today’s Virtual World. The home buyer can actually sit in the comfort of their present home and view all future homes just as if they were actually there. I am just amazed where technology has taken us. Internet Data Exchange (IDX) The Internet Data Exchange is a service available to real estate agents today to display their listings through internet feeds that bring the home search process to new levels. Services are available to all real estate agents at a very (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.