raleigh real estate: Mortgage Rates Rise on Improving Economic Data - 04/24/10 10:31 AM
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raleigh real estate: The Short Sale Scoop — Part III - 03/20/10 07:17 AM
The Short Sale Scoop — Part III A three-part Q & A series for real estate agentsabout SunTrust Mortgage's Short Sale process.
At SunTrust Mortgage, Inc. (STM), when clients are unable to make their monthly mortgage payments due to hardship, it's our goal to work with them to help them avoid foreclosure whenever possible. One option that may be available is the Short Sale — a process that allows the homeowner to sell the home for less than the total amount owed.
We want you to knowAs a real estate agent, you'll often be asked to gather and submit much of … (0 comments)
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raleigh real estate: Forbes: Raleigh 'most wired' city in America - 03/09/10 08:51 PM
According to Forbes Magazine - Raleigh North Carolina including Cary North Carolina has topped the list of their most "wired" cities in America with more than 71 percent broadband Internet penetration! Just another great reason to call the Triangle Home!
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raleigh real estate: The 20 Healthiest Housing Markets for 2010 - 03/05/10 09:20 AM
From the Article;
2. Raleigh-Cary, NC Market Health Indicator: 50.5 2009
Total Building Permits: 5,145 2010Building Permit Forecast: 7.267 Though home to 1.14 million, Raleigh should produce nearly as much building permit activity as Charlotte in 2010. One of the strongest household formation rates in the country, 3.3% in 2009, should increase slightly this year. The area is expected to regain in 2010 most of the jobs it lost the previous year. One of the secrets to Raleigh's strength is that its population has been growing rapidly, at a 5% rate, for the last five years. It's home to many high-tech … (1 comments)
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raleigh real estate: For Sale By Owner: 520 E. Millbrook Rd, Raleigh, NC 27609 - 10/16/08 03:16 PM
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raleigh real estate: For Sale By Owner; 3312 & 3314 Atlantic Avenue (Investment Property) - 10/09/08 12:56 PM
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raleigh real estate: For Sale By Owner; 3361 Rivermist, Raleigh, NC - 10/03/08 02:35 PM
Lovely Raleigh Home for Sale - Zero Down Payment 5.99% Fixed Rate Lovely Raleigh Home for Sale - Zero Down Payment 5.99% Fixed Rate!
First Time Home Buyers: This house qualifies for a $7,000 Grant for Down Payment + $7,500 Tax Rebate! … (0 comments)
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raleigh real estate: Is it really that hard to get an FHA loan? - 10/02/08 10:09 AM
The Trouble with Dealing with the Federal Government The Trouble with Dealing with the FHA This Is Worth A Laugh or Cry! Posted On: Wednesday October 1, 2008 For my fellow Active Rainers who are also subscribe to By Referral Only, you may have already seen this, if not, I have to share this with you guys here just because it's so darned funny! Ricardo Cobos. Could I Get a Mortgage?
Ever deal with FHA?
A New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to a parcel of property … (5 comments)
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raleigh real estate: $7,000 for Down Payment if you are a First Time Home Buyer in Raleigh! - 07/12/08 04:07 PM
A first time home buyer (FTHB) may qualify for up to $7,000 in money for the down payment of their first home so long as they otherwise qualify for a mortgage to obtain that home!
The definition of a FTHB is anyone who in the past three years hasn't owned a home, taken an income tax deduction in the past three years for mortgage interest on a primary residence (investment properties are OK) and hasn't owned a mobile home in the past three years either.
This money never has to be repaid, ever!
If you would like to learn how you … (0 comments)
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raleigh real estate: NCHFA Announces 5.99% For First Time Homebuyers! - 07/07/08 02:35 PM
NCHFA Announces 5.99% for First Time HomeBuyers For a 30-year, fixed-rate conventional mortgage with a 90-day lock in! NO POINTS!For the longest time, the North Carolina Housing Finance Agency (NCHFA) was offering rates that were comparable to or in some cases greater than the then current market rates! In some cases they were up to ½ percent higher than a regular agency loan. It didn't take a mortgage expert to realize there was no value in the higher rate and the potential recapture to the borrower.
NCHFA has finally responded to the market and late June slashed their rates on all of their … (2 comments)
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raleigh real estate: Five Reasons to Refiance your Mortgage; Is it time to break your A.R.M.? - 01/11/08 06:13 AM
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raleigh real estate: Reverse Mortgages Gain Popularity - 12/18/07 07:32 PM
Baby Boomers Retire
Reverse Mortgages Gain Popularity Born between 1946-1964, the generation known as the Baby Boomers will begin to retire in large numbers, substantially shrinking the labor force in the US. As a result, Social Security, Medicare, and other government programs will be significantly affected over the next several years. In fact, the Social Security Advisory Board (SSAB) estimates that, by 2030, about 20% of the American population will be 65 years old or older.
With rising costs of living and a dwindling budget to accommodate the elderly and disabled, we will see increased usage of the reverse … (3 comments)
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raleigh real estate: Home Buyers Face Decisions that Affect Their Long-Term Financial Picture - 12/07/07 08:30 AM
Taking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, and it is important to find the one that best fits your personal long-term goals.
First and foremost, you must have a mortgage consultant in your corner that is willing to take the time to know what your long-term goals are. Communication is the key factor here. Curious prospective home buyers sometimes turn to Internet-based services just to see what current interest rates … (0 comments)
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raleigh real estate: Dealing with Debt After Retirement - 12/06/07 11:52 AM
Dealing with Debt After Retirement Reverse mortgages designed to help "house rich, cash poor" seniors meet their day-to-day expenses have gained popularity. Equity is taken out of the home, so debt increases and equity diminishes over time, (unless the property value increases and offsets this use of equity).
Many lenders offer reverse mortgages, and most are set up so that there is no monthly payment as long as the owner or co-owner(s) reside in the home. There are no minimum income requirements, and most plans allow the owner to retain title to the property until they have lived in a different … (0 comments)
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raleigh real estate: Getting Your Business Online - 12/05/07 09:21 AM
Getting Your Business Online
It's Cheaper - and Easier - Than You Think!
When dealing with technology, it seems like the less you know, the more you pay . But that doesn't mean you have to be a computer geek to avoid getting taken for a ride. Armed with a little knowledge about where to look and what to look for, you can avoid the high costs that the less-informed are forced to pay.
Let's take a look at personal web sites, for example. You've probably heard many Internet buzzwords flying around the last few years. Things like domain names, web … (5 comments)
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raleigh real estate: Getting Ready to Move? Here's a Checklist! - 12/04/07 10:26 AM
Getting Ready to Move? Here's a Checklist! … (0 comments)
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raleigh real estate: Understanding the Home Appraisal Process - 11/29/07 10:40 AM
Understanding the Home Appraisal Process Consumers are often baffled by the home appraisal process. They may feel their home is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by the lenders. In many states, the lenders must disclose the purpose of the appraisal, as each situation carries its own set of rules.
In essence, lender guidelines force appraisers to put a fair market value on a home based upon comparable sales in the area where the home is located, as the home must be … (0 comments)
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raleigh real estate: The Art of Home Purchase Negotiation - 11/29/07 10:36 AM
The Art of Home Purchase Negotiation There is much give and take involved in negotiating a property purchase. That's why it's important to have a checklist of what you want to get out of the deal as a buyer. Bear in mind, the home must be appraised and the lender will be looking at the fair market value on a given property. Since property values fluctuate, your Real Estate Agent should do a comparative market analysis so you are aware of what the trends are for the area in which you are shopping. This will give you an idea as to … (0 comments)
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raleigh real estate: Put Balance Back into Your Life; Time Blocking - 11/29/07 10:16 AM
Time Blocking
Put Balance Back into Your Life Have you ever had your day end and wonder where it went? Have you ever been frustrated by how reactive you have been to "emergency" situations that significantly reduced your productivity?
Many of us have experienced this to an excessive degree in our business practices. One of the greatest ways to eliminate the reactive state we find ourselves in is to practice the art of Time Blocking. Time Blocking is about scheduling your day with purpose, making sure the things you need to get done DO get done. This applies to work and … (7 comments)
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raleigh real estate: Did you see what happened on Monday? - 11/29/07 10:02 AM
Lowest Rates in 25 Months We couldn't have asked for a better Thanksgiving treat than the one we got on Monday: the lowest 30-year fixed-rate in over two years. That's right. For those of you who have been patiently waiting, here's your chance to save anywhere from $5,000 to $7,500 or even more on the mortgage financing you've been looking for. Do not miss this great opportunity to cash in on the lowest rates since October 2005. Here's why you should act now: Monday saw the lowest 30-year fixed interest rate in over two years. However, each time this interest … (0 comments)
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