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renters: The American Dream.... A NIGHTMARE?? - 08/07/11 06:03 PM
There are historical sleepers emerging out of their intense 5 to 20 year deep snooze.... Awakening in time to discover that completely owning their home was just an illusion! A fading vision that stopped short of completion, it was just a DREAM, that for some, graduated to becomig a horrific nightmare! Statistics record that 1 out of every 200 homes in America will be FORE-closed upon and that every 3 months, a staggering 250,000 new families will begin one! (Mortgage Bankers Association)FORE-closure has become the new FORE-letter bad word! At the time buyers signed the documents FORE the home, most did not have the FORE-sight ahead to see this day! It was a FOREign word then and has become a word we'd like … (13 comments)
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renters: These Turn OFFS Will Get You Turned DOWN! - 05/03/11 10:23 AM
It occurred again!
An inquirer called with an elaborate saga of justification in defense of her credit report being so displeasing. Due to her co-signing for a relative who had not honored his repayment agreement, the negatives were recorded, reducing her score to the low 500's. She continued on about having to abruptly move before the lease term was completed because of a job relocation.
If that was not enough, the drama continued with detailed information describing what she said was rude and inconsiderate treatment received by her former management company upon returning the keys. She expected to get an approval nod for cleaning the unit instead of a reprimand for the early termination.
Guess how many … (19 comments)
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renters: 100,000 points.....a reflective moment..... - 12/04/10 12:36 PM
Thanks to the keen observation of Karen Hurst, whom i faithfully subscribe to, this most valuable post has NOT been overlooked! THANKS KAREN!
Here, Ann Sabbagh shares unselfishly regarding the plight in America affecting us ALL instead of bringing attention to her triumphantly accrued 100000 POINTS made on Active Rain!!
Please follow suit as Karen Hurst has suggested, and re-blog this around! Perhaps it may get into the hands of those that can PUT IN PLACE A FEW OF HER SUGGESTIONS TO MAKE A DIFFERENCE!!
Via Ann Sabbagh, Sr. Loan Officer (Seacoast Mortgage Corporation, RI, MA, CT & FL):
100,000 points. Sign of passion over this business? … (7 comments)
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renters: Tsk - The Season! - 11/25/10 05:05 PM
Being in Property Management BY ITSELF is a huge chunk to deal with especially at this time of the year. No matter how well the tenants have been screened, it seems to NEVER FAIL that managers report a lag in payments in this season at a rate of 10 to 20% of late or NO collections! From the rents expected to recover, some may not be seen until income tax refunds come in from rapid filing! Tsk The Season!
Typical Rent Delaying Excuses Heard:
Uh, you UNDERSTAND, It's CHRISTMAS!! - Interpretation: Y'all DON'T deserve to have one! Calling to say, we will be late, but we WILL pay the late fee! - Interpretation: We overspent! Something came up, but … (39 comments)
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renters: SO..... You Want To Rent Your House Out, Eh? - 05/15/10 06:55 PM
WHAT? You want to RENT OUT YOUR HOME? Really?
You have come to this conclusion because your home SAT on the market for two years and failed to sell even though you.....
Updated it Offered a 13 Month Home Warranty Lowered the price of it regularly Switched REALTORS® 3 times!! Plastered ads in ALL the neighborhood spots Held monthly open houses
If you reduced it any more, there would be NO profit from the sale! Since you've already lost the equity, your last ounce of hope is to attempt to salvage something... ANYTHING! The reasoning your mind tells … (58 comments)
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renters: Stuff NOW!! - Pay NEVER!! - 11/15/09 11:56 PM
There was a generation (possibly you?) who had respect toward paying bills, using credit wisely, and enjoying the rewards of budgeting. In that day, folks did without, for living above their income means was unheard of.... most survived on dreams, hope, prayers, and hard work. There was no such thing as "luck!" Most did not have rich relatives leaving an inheritance to look forward to. This was the time period i was raised up in....
Poor? No, hunnie, we were NOT poor.... we were PO!! (pronounced, "POE" like the poet). I came from the same area God placed his first created man, Adam in.... "the gardens!" Officially known as "Altgeld Gardens", the gardens (of Illinois) … (9 comments)
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renters: Your LIES Are NOT Fool Proof..... That's Why We Did NOT Rent To YOU! - 09/23/09 11:53 AM
OK... Here we go! Another application turned down! Oh well! We tried very hard to get YOU, Mr. & Mrs. TENANT, accepted by giving you the benefit of the doubt..... WE SCREENED EXTENSIVELY, SEEKING CREDIBLE EVIDENCE, based upon what you fed us!
You KNEW they were LIES in the beginning!!! Do you think we are that vulnerable??? Listen, we are NOT boasting, but we have heard just about it all.... Didn't you not know we wrote the book ..."578 Excuses Tenants Use!" We revert to this book exclusively to avert EVICTIONS! We will properly screen each person desirous to move into one of … (20 comments)
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renters: RENTERS - Before You Call About A Vacancy - 08/21/09 12:43 PM
TENANTS!!!! YOU are the purpose we are in the rental business, for without YOU, (the renter), there would be no need for property managers and/or property management companies.
There are many reasons that occupants RENT instead of buying.....
NO established credit history - or credit challenged histories NO sufficient amount of money for a down payment Not interested in buying... Short time on the job - or self employed Change: marriage, divorce, income, separation, leaving home or college Foreclosures, new job location, bankruptcy, relocation, disasters, etc. And the list goes on...... Whatever the reason may be, we'd like to be the Company YOU use to locate suitable housing. To … (20 comments)
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renters: Solutions To Section 8 For Believers (Part 3 of a Series) - 05/03/09 04:35 PM
In part 1 and part 2, some of the truths of the hindering dependencies on Section 8 were uncovered. Not all can receive this word, for it is targeted for the believer in God, not religious "church-goers", but for those who have heeded the call to follow Jesus by faith.
There is a manner in which God wants His people to walk.... FREE from the systems of this world. None of us have totally arrived, for the transforming work is a progress as we yield to the unction of the Holy Spirit and obey. When God called His people out of … (10 comments)
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renters: The TRUTH About Section 8 - A Perspective From A Believer - (Part 2) - 04/08/09 12:22 AM
In Part 1 of The Truth About Section 8, (a housing voucher program intended to assist low income earners), revelation was uncovered that exposed some of the the dangers from long term usage. This is part 2 of 3.
Many will disagree with this truth and attempt to back it up with assailing justifications in support of defending some of the users of the vouchers Excuses and concluding arguments do not nullify the debilitating harm done from the repetitive usage of this habit. GOD did not intend for man to be dependent upon the government. HE made him to be a productive contributor! There has to … (8 comments)
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renters: The TRUTH About Section 8 - A Perspective From A Believer - (Part 1) - 01/05/09 12:42 AM
Housing voucher programs as Section 8 yields unrealistic expectations to the one who uses it continually. It has brainwashing effects that informs the user they deserve it and that it's impossible for them to survive without it.
It denotes dependency, stripping the user of their GOD-given right of waiting, and becoming diligent. Waiting is an essential step to maturity. Without it, many crucial lessons in life are missed, producing an irresponsible civilian, released into society to exploit. It's a burden on the community. Diligence, a virtue, takes a continual effort to achieve regardless of the circumstances one is surrounded by.
… (38 comments)
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renters: THE SOLUTIONS (tenants with bad credit) - 07/16/07 03:43 PM
There are SOLUTIONS when dealing with tenants that have bad credit..... they do not necessarily have to be turned away......! EVERYONE needs a place to stay..... even if it's NOT YOURS!
In the market areas we serve, many "would-be-tenants" apply for rentals having poor credit. Rarely have we seen scores over 700. The reasons given are listed on the previous post written July 9, 2007. We have seen a commonality that we have grown to expect..... but MUST deal with!! We simply cannot turn EVERYONE away in expectation of the ideal tenant showing up with excellent credit!
('Scuse my vanucular... but, it "JUS AINT GONNA HAPPEN!!!")
SO..... what do … (20 comments)
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renters: New "Property Management" Group - 01/12/07 02:14 PM
It's here! A place on "Active Rain" for Property Managers! If you own a Property Management Company, own property for profit , are a landlord, or manage property, this is the place for you! If you are involved with property management in other capacities, consider joining the new ACTIVE PROPERTY MANAGEMENT group!
Come on in! Let's share about tenants, owners, landlords, apartment & house rentals, lease agreements, evictions, security deposits, etc. There's much to do! Property Management is one of the licensed professions in the Real Estate Industry that's needed. Many individual owners and investors have been duped by the "savvy" renter who knew how to use "tenant protection laws" … (12 comments)
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Diane Rice, SFR
South Holland,
IL
More about me…
Diane Rice, Rice Prprty Mgmnt & Rlty, LLC, South Holland, IL
Address: 423 East 158th Street, South Holland, IL, 60473
Office Phone: (708) 862-7423
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