Real estate blog entries tagged with loans by Richard Gayle, Broker (The Real Estate Marketplace)

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Home : Blogs : Richard Gayle, Broker : Richard's Blog : Tag "loans"

loans: Is It Me or Are the New RESPA and HVCC Rules Ridiculous?? - 02/26/10 09:44 AM

I would love some insight and feedback here.

Why does RESPA require the SELLER's costs on the BUYER's good faith estimate?

And is the appraiser now a sacred cow? Do you think the lender ordering the appraiser is going to fix market frenzy?

What do YOU think? I am trying to NOT have a knee-jerk reaction to all of this, but in my day-to-day experience, I get my practical insight, analysis and education from my lenders. And what I am finding out is that we are seeing an increased layering of bureaucracy to the home buying process. … (1 comments)

loans: The Death of the $0-Down Home Loan? - 01/20/08 09:58 PM

I represent a buyer who was pre-approved for a CALFHA $0 down loan! 6% . And with a seller concession of 3%, she can get into a home with $0 out of pocket!
Is this one of those evil, sub-prime loans that going to exponentially jack up her payment in a year or two resulting in another foreclosure? NO! I am perennially opposed to such an awful product! This is a CalFHA loan. And for those of you who can remember way back when, the CalFHA used to be a bear to deal with…not so anymore!
Instead of an indefinite period … (1 comments)

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Richard Gayle, Broker

Tustin, CA

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The Real Estate Marketplace

Address: 13681 Newport Blvd, Ste. 8235, Tustin, CA, 92780

Office Phone: (714) 832-8802

Cell Phone: (714) 724-9077

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