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A story which first appeared in the New York Times on April 11th, "Lenders Again Dealing Credit to Risky Clients", was posted on MSN on the 12th as "Big Banks woo subprime borrowers again". Summarizing, Capital One and GM Financial are issuing credit cards (they never really stopped). Meanwhile, HSBC and JPMorgan Chase are moving again into subprime mortgage lending. As always, the lenders rationalize their actions as the best interests for the consumers while watchdog groups forewarn of repeated risky practices. 