The Richard Ives Blog

A Tip For Selling Your Home

Richard Ives (RE/MAX AT HOME) — Mon, 09 Nov 2009 14:27:00 -0600

When visiting your home one of the very first things a potential buyer will see is your front entry door. So to help your home smile welcome to a potential buyer you will want to make sure that your front door is in the best possible condition. If it needs to be painted us a contemporary color. If it is stained but weathered re-stain it. If the door or door frames are not in good condition you may want to consider replacing them.

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Moving Checklist

Richard Ives (RE/MAX AT HOME) — Sat, 07 Nov 2009 11:38:52 -0600

Compliments of Richard Ives, Broker/REALTOR RE/MAX

REALTOR: Richard Ives, RE/MAX At Home www.richardives.remax-ni.com/

Attorney:

Mortgage Consultant:

Insurance Agent:

Home Inspector:

Contractor:

United States Posal Service: Change of Address Form/Mail Forwarding, stop by your local post office

Telephone Service: AT&T formerly SBC-Ameritech 1-800-244-4444

Electric: ComEd 1-800-334-7661

Gas: Peoples Energy formerly Peoples Gas 1-866-556-6001

Gas: Nicor 1-888-642-6748

Cable: Comcast 1-888-266-2278

Water: Contact your local city or village

Garbage: Contact your local city or village

Newspaper: Chicago Tribune 1-800-874-2863

Newspaper: Chicago Sun Times 1-888-848-4637

Newspaper: Daily Herald 847-427-4300

Update your drivers license, vehicle registration, and city and/or village stickers

Change your address and/or update all bank, credit cards, charge accounts, IRA's and Investments

Update your property, life, health and auto insurance

Update your medical, dental and pharmacy records

Update your school records

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Testimonials: Richard Ives

Richard Ives (RE/MAX AT HOME) — Sat, 07 Nov 2009 11:36:17 -0600

Read about what my satisfied customers have to say about me and see what I have done to make them happy.

Richard Ives, Broker/Instructor

RE/MAX AT HOME

Testimonial 1

We had been looking for a home since October 2007 and found nothing that we liked! Unsatisfied with our current agent we were recommended by our lender to contact Richard Ives and after all the tools that he provided we found our first home within a month! We were so GLAD to have met Richard and look forward to working with him in the future for all of our investments. Thanks for all your help Richard!

Sincerely,

Shikh & Rahat

Testimonial 2

Richard,

Thanks again. It was, as always, a pleasure to work with you.

Josh

Testimonial 3

Dear Marilyn and Richard:

It is cold and windy out, and I am sitting in my new home. Thank you so much for all the work you did. I never had a question that wasn't answered in less than 12 hours, and most of the time you had answers before I had questions. You handled every detail and kept me informed and educated me as well. This was a really great and fun experience. Not like the horror stories of house buying, but smooth, easy and exciting. You two make a great team and I am so very luck to have met you. I hope that you get to have fun with this profession, because you sure helped me to have fun with house buying.

Thank you.

Terry M.

Testimonial 4

Dear Richard:

Wow! You listed and sold our property in just 11 hours. We wanted to thank you for your informative tips prior to placing the home on the market. Your knowledge and expertise of the market was key in our success. When we are ready to sell another home we will be calling you. Thank you again for all you did to make the sale go as smooth as possible and taking care of all the details throughout the entire transaction.

Sincerely, Dan L.

Testimonial 6

Richard,

Relocating from the East Coast to your area was much easier because of your professional and informative services. Viewing houses to select for my new home in the area was greatly facilitated by the advance coordination you provided during my tow house hunting visits. Once I identified a home to purchase and I returned to the East Coast to pur my home there on the market, you kept me advised of the latest status on my home purchase and also provided many helpful reminders regarding relocation and establishing new utility accounts. I greatly appreciated the fact that you personally checked on the status of various items that were yet to be completed by the builder. This, alone, made me feel that I was in good hands with you as my representative. Your services were thorough, responsive, informative and professional. Thank you for making my transition go smoothly.

Sincerely,

Connie

Testimonial 7

Good afternoon Richard,

It was a pleasure working with you! I am very impressed with the level of service that you provided with our clients! I look forward in working with you again.

Thanks,

Mike F.

Testimonial 8

Richard,

Thank you. I enjoy working with you and your clients on home financing.

Janene T.

Testimonial 9

Good Morning Richard:

I wanted to let you know that I was also very impressed with your professionalism during the transaction. It was nice not having to hunt the Realtor down at any point during the transaction. It was almost like you were one step ahead of me at all times. I will definitely be recommending you to future clients!!

Thanks again Richard

Troy

Testimonial 10

Dear Richard, It is always a pleasure working with you. I have heard nothing but good things about you from our mutual clients. The way you look out for their every need has always impressed me. There are very few real estate agents who work as hard as you representing your clients throughout the home buying process. Your diligence and attention to detail reflect the type of customer service that I am sure anyone would appreciate. I cannot stress enough how the extra effort that you put into watching out for your clients' well being is appreciated. I would confidently recommend you to anyone in need of a professional Realtor.

Sincerely,

Mike M.

Testimonial 11

Through a business association, I had know Richard Ives for quite some time. He had always been friendly, thoughtful, and energetic and we enjoyed a very pleasant relationship. When it came time to sell my business, I immediately thought of him as the most likely person to represent my interests. Richard justified my faith in him by using all the tools at his disposal to inform the public of the sale of my business and to locate and interview potential buyers. Richard's efforts paid off in short order and the sale was completed to everyone's satisfaction. At all times, he was attentive to the events and circumstances which affected the sale and kept me informed nearly daily of developments. Besides his work at actually selling, he also kept the paperwork current and made the legalities clear to me. His wealth of knowledge of the real estate business is well above average and his "desk-side" manner was above reproach. My thanks go to Richard for caring enough to provide the very best.

Dianne

Testimonial 12

Dear Richard,
You were there when you were needed the most. Thanks for all the time, effort and devotion you contributed to make this house happen. It will always be appreciated. You're the best Realtor!
Luke

Testimonial 13

Dear Richard:
You made the sale of our home go so smoothly. We appreciate your hard work, Richard. Thank you again,
Chelsea

Testimonial 14

Dear Richard:
A very belated thank you is in order for the coffee mugs you sent us. They have become our mugs of choice and are used daily!
We have been in our house for over a year now and still love it. You sure made our move and transition to this area smooth. For that we are very thankful.

John

Testimonial 15

Testimonial letter:

Richard Ives sold our home in record time. It was only on the market for six days. Since we were relocating to the East Coast due to a job transfer, Richard handled every aspect of our transaction. He was available to open the house for all inspections and kept us up to date on all that was going on. We are so glad he was at our side. Selling a home can be a nightmare, but Richard guided us through as a real professional. He made the entire transaction very smooth and pain free. We now consider him a friend. Thank you Richard for all of your help! We will definitely recommend you to any who is planning on buying or selling real estate.

David

Testimonial 16

Dear Richard,
We wanted to thank you and tell you what a pleasure it was working with you on the purchase of our new home. Our experience with you was just wonderful. Since we were first time home buyers who were relocating from Minneapolis it could have been stressful at times but you were right there to help us with all of the details. From start to finish you coordinated the home inspection, and closing as well as handling every detail of the transaction. We felt very comfortable with you and never felt "High pressured" in any way, and the home you found us was perfect. We could not have been more pleased with you and all of your hard work and we could not have asked for a better Realtor. Rest assured you will be highly recommended to all our friends and family. Catherine It was a pleasure to have Richard as my Realtor; he worked hard and found exactly the property I wanted and could afford. Because I was single and female, many Realtors assumed that I would not be able to purchase any property and therefore totally ignored me, or worse, told me that I was financially inadequate (before they know anything about me or my finances). Richard was the only Realtor in town who took me seriously and treated me with respect as a legitimate business client. I truly appreciate that. Thank you Richard!

Sincerely,
Kathy

Testimonial 17

Dear Richard:

Richard Ives was very helpful and knowledgeable about the area. He provided information about local schools, hospitals and details about the area. Richard coordinated the rent-back of the property, finding a lender and setting up the closing of the property. Richard was always available to answer questions, show multiple properties and keep us informed about details and developments of our transaction. I would highly recommend Richard Ives as a Realtor to anyone buying or selling property for a worry-free and enjoyable transaction. Thanks for all of your help Richard!
Alan & Linda As a home inspector I have had the opportunity to work with a large number of realtors, one of those realtors is Richard Ives. In the instances I have dealt with Richard he has always proven himself to be competent and thorough person who has performed in a professional manner. While RichardÕs main goal has always been his customer it has been a pleasure to work with him. I would ask Richard to represent me in any home transaction and therefore would recommend him to anyone who has need of his services.

Sincerely,

Scott

Testimonial 18

Dear Richard:
Just a note to let you know that I enjoyed working with you on your recent closing. You were efficient and helpful when it came to our insurance problem. Hope to see you soon at another closing. Thank you for all your assistance. Sincerely,
Coleen

Testimonial 19

To whom it may concern:
This letter is to recommend Richard Ives as a highly professional real estate agent. He assisted me with the purchase of a 1973 mobile home so the commission was a small one. The long distance transaction was stressful and difficult and Mr. Ives went above and beyond the call of duty in helping me complete the transaction. Very truly yours,
Pat
Montana

Testimonial 20

Dear Richard,

Thank you so much for all your help and patience!!

Thanks! Karen

Testimonial 21

To Prospective Clients of our Friends, Richard and Marylin Ives:

We are writing to tell about the great job Richard and Marylin Ives have done selling our House. We were relocating to Pennsylvania, and needed to sell our house in a hurry. Richard and Marilyn went above and beyond the call of duty. Their advice was critical in arranging a sale to meet the special needs of the buyer in a situation, which would have otherwise been very stressful. Finally we were able to sell the house for a fair profit after having lived in it only 2 and half years. We found them readily available, and kept us well informed throughout the entire process of selling our house. Knowing Marylyn and Richard as both realtors, and also as our friends, we strongly recommend them based on their solid work ethic for a worry free transaction. S

Sincerely
Mark and Joan

Testimonial 22

To whom it may concern:
I have been a mortgage lender for the past 19 years and I am pleased to recommend Richard Ives as a real estate professional who provides excellent service to his customers. I recently closed a loan for a customer of Richards and I was very impressed with his attention to details throughout the loan process. He maintained close contact with all parties involved and kept me informed to any changes as they occurred. I believe that he provides an excellent level of service to his customers as well as his real estate colleagues. I would not hesitate to recommend Richard Ives to anyone who is in the market to buy or sell real estate.

Sincerely,

Jan

Richard Ives, ABR, e-PRO, RECS, AHWD, SRES, REEA, AIREE

Accredited Buyer Representative

Broker/Instructor

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Quote of the week

Richard Ives (RE/MAX AT HOME) — Tue, 03 Nov 2009 11:35:41 -0600

Richard Ives,ABR,e-PRO,AHWD,SRES
Broker/Instructor
RE/MAX

Quote of the week:

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Care Package to our Illinois Troops in Iraq

Richard Ives (RE/MAX AT HOME) — Tue, 03 Nov 2009 11:33:17 -0600

In my blog today I would like to ask you all for your help with Sending a Care Package to our Illinois Troops in Iraq

Helping Our Heroes is currently sending care packages to soldiers overseas. They have shipped over 75 boxes to our heroes since Thanksgiving week. They are currently looking for additional items to send abroad.

The items the soldiers can use:

personal hygiene items
movies (DVD)
music CD's
dried fruit
hard candy
nuts
playing cards
games
books
even Twinkies, Nutty Buddy and Hostess cupcakes! (we all know Twinkies last forever)

They will try and tailor a package to a specific soldier. For example:

They are supporting a Staff Sergeant who is working with local families and children in Iraq. They have been sending school supplies to her.

They are also working with a chaplain who is with a troop of 5500 soldiers. He has been giving candy to soldiers as he ministers to them.

So as you can see, the sky is the limit. PLEASE NOTE: Flammable items cannot be sent. But they were able to send some manicure/pedicure kits and hydrating lotion to a troop that is stationed high in the mountains.

Every thank you note that they have received had stated that the soldiers are sharing the goodies with their tent or room mates! Everything is appreciated.

Please deliver these items to Richard Ives at RE/MAX At Home 3215 Algonquin Rd. Rolling Meadows, IL 60008 and he will be delivering them to the REALTOR Associtaion of Northwest Chicagoland/Helping Our Heroes who will be sending the items to the troops in Iraq. Thank you in advance for your help. Together we can make a difference.

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

November Real Estate News

Richard Ives (RE/MAX AT HOME) — Fri, 30 Oct 2009 19:03:52 -0500

Home Composting

Home composting can be an easy way for your household to make a direct positive impact on the environment. According to the Environmental Protection Agency, food residuals and yard trimmings account for 24% of the municipal solid waste stream in the United States. The EPA estimates that 56.9 percent of yard trimmings were recovered for composting or grasscycled in 2000, a significant increase from the 12 percent recovery rate in 1990.

Home owners: Revitalizing your kitchen doesn't necessarily require an expensive, full-scale remodeling project. Upgrading individual kitchen appliances can help refresh the style of the entire room while also enhancing your cooking experience. Obtaining financing on individual appliances is also easier than getting a home equity line of credit or other loan for a full-on remodeling project.

What is Compost?
Composting, nature's own way of recycling, is the controlled decomposition of organic material such as leaves, twigs, grass clippings, and vegetable food waste. Compost is the soil amendment product that results from proper composting.

Natural composting, or biological decomposition, began with the first plants on earth and has been going on ever since. As vegetation falls to the ground, it slowly decays, providing minerals and nutrients needed for plants, animals, and microorganisms. Mature compost, however, includes the production of high temperatures to destroy pathogens and weed seeds that natural decomposition does not destroy.

Where to Compost?
Composting can be practiced in most backyards in a homemade or manufactured composting bin or simply an open pile (some cities do require enclosed bins). Businesses, schools, and other facilities can also easily compost. Contact your city or county government for information about free composting workshops and discounted or free composting bins.

Homemade bins can be constructed out of scrap wood, chicken wire, snow fencing or even old garbage cans (with holes punched in the sides and bottom).

Manufactured bins include turning units, hoops, cones, and stacking bins. These can be purchased from retail or mail-order businesses. Take the time to consider your options and then select a bin that best fits your needs.

What to Compost:

Eggshells
Coffee grounds and filters
Fruits and vegetables
Cardboard rolls
Grass clippings
Tea bags
Cotton rags
Dryer and vacuum cleaner lint
Houseplants
Leaves
Hair and fur
Hay and straw
Nut shells
Sawdust
Wood chips
Wool rags
Yard trimmings

What Not to Compost:

Black walnut tree leaves or twigs
- Why? Releases substances that might be harmful to plants
Coal or charcoal ash
- Why? Might contain substances harmful to plants
Dairy products (e.g., butter, egg yolks, milk, sour cream, yogurt)
- Why? Create odor problems and attract pests such as rodents and flies
Diseased or insect-ridden plants
- Why? Diseases or insects might survive and be transferred back to other plants
Fats, grease, lard, or oils
- Why?Create odor problems and attract pests such as rodents and flies
Meat or fish bones and scraps
- Why? Create odor problems and attract pests such as rodents and flies
Pet wastes (e.g., dog or cat feces, soiled cat litter)
- Why? Might contain parasites, bacteria, germs, pathogens, and viruses harmful to humans
Yard trimmings treated with chemical pesticides
- Why? Might kill beneficial composting organisms

Using Compost
It can take anywhere from 14 days to 12 months to produce your finished compost. The time it takes can vary widely depending on the materials and methods used. The point at which the compost is ready varies based on how the compost will be used. In general, though, compost is ready when dark and crumbly and mostly broken down with a pleasant, earthy, soil-like smell to it. For most uses it is acceptable to have some recognizable pieces of leaves or straw remaining.

Finished compost can be applied to lawns and gardens to help condition the soil and replenish nutrients. Compost, however, should not be used as potting soil for houseplants because of the presence of weed and grass seeds.

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Happy Halloween

Richard Ives (RE/MAX AT HOME) — Fri, 30 Oct 2009 16:35:18 -0500

Have a safe and fun Halloween!

Your Friend in Real Estate,

Richard Ives

RE/MAX

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Fall Back

Richard Ives (RE/MAX AT HOME) — Thu, 29 Oct 2009 14:02:55 -0500

Celebrate the wonders of fall, if your real estate needs are changing with the seasons, please call me. I'll make the process of buying or selling a home hassle-free and pleasurable.

It is that time of year again so don't forget to set your clocks back one hour on November 1, 2009.

Your Friend in Real Estate,

Richard Ives, ABR, e-PRO, AHWD, SRES

Broker/Instructor

www.richardives.remax-ni.com

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Community Partners Program - Join In Today

Richard Ives (RE/MAX AT HOME) — Tue, 27 Oct 2009 16:25:17 -0500

Does anyone shop at an Albertson's Grocery store in Arizona, New Mexico, California, Colorado, Texas, Louisiana, Arkansas, Nevada, Florida, or Idaho?

If so there is a FREE and easy way to help a school. All you have to do is scan a community partners card every time you shop at Albertsons and the school will receive money from Albertsons.

There is no charge for the Community Partners Card. If you would be interested let me know.

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Quote of the week

Richard Ives (RE/MAX AT HOME) — Tue, 27 Oct 2009 16:21:53 -0500

Richard Ives,ABR,e-PRO,RECS,AHWD,SRES,REEA,AIREE

Broker/Instructor
RE/MAX

Quote of the week:

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD, RECS, AIREE, REEA

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Now is a great time to buy a home

Richard Ives (RE/MAX AT HOME) — Tue, 27 Oct 2009 16:19:43 -0500

On average, the value of a home nearly doubles every ten years

- Over the last ten years, the cost of rental housing in the U.S. has increased an average of 3% per year.

- The apartment or home that you rent for $750 a month will cost you more than $978 a month 10 years from now

- The National Association of REALTORS estimates that on average, the value of a home nearly doubles every ten years.

- As a homeowner you earn appreciation on your purchase price, something you cannot earn as a renter.

- In Illinois, the median home price has increased more than $40,000 since 2002. This value, paired with low interest rates and plentiful inventory makes now the perfect time to transition from renter to owner.

For all of your real estate needs Make An Intelligent Move and contact Richard Ives

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD, RECS, AIREE, REEA

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

(C) RICHARD IVES 2009

*Stats from NAR

First Time Home Buyer Tax Credit Information

Richard Ives (RE/MAX AT HOME) — Wed, 21 Oct 2009 15:51:48 -0500

The American Recovery and Reinvestment Act of 2009 was signed into law by President Obama on February 17, 2009.

It's a refundable tax credit that's lesser of 10% of cost of the home or $8,000. So as long as you buy a home over $80,000, you can qualify for the full $8,000 refundable tax credit.
The income restrictions still apply. The full amount of the credit is available for individuals that make no more that $75,000 ($150,000 on a joint return). The credit phases out above those caps ($95,000 for singles and $170, 000 for joint returns). This means if you make in between these amounts ($75,000 - $95,000 for individuals and $150,000 - $170,000 for joint filers), you can still qualify for a partial credit.
You do not pay this $8,000 back unless you sell the home within three years from your purchase date.
This credit applies to first time homebuyers only. The government's definition of a first time homebuyer is someone who has not owned a principal residence in three years prior to purchase.
The time frame is retroactive to January 1st, 2009 and goes through to December 1st, 2009. You must close on a home before December 1st, 2009 to receive the credit.
If you close on your home after you file your taxes, you can file an amendment to your 2008 tax return so that you can receive the check AFTER you file that amendment. Contact your tax professional to assist you with filing your amendment or for specific questions in regards to any of the above information. Further information can be obtained by contacting the IRS or the tax professional of your choice directly.

*For further information consult your tax professional or contact the IRS directly.

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Prequalify vs. Pre Approval

Richard Ives (RE/MAX AT HOME) — Wed, 21 Oct 2009 15:50:07 -0500

If you're considering the purchase of a new home, you may be concerned with the issue of finance. Attaining the right mortgage is a key step in the home buying process, but it doesn't have to be a stressful one. Most lenders offer prequalification, pre-approval or both to help you know where you stand. Let me explain the difference between prequalification and pre-approval:

Prequalification: Prequalification is a preliminary estimate of how much you can afford to pay for a home based on information you provide. Because credit and employment information aren't validated for prequalification, it can only be considered a rough idea of a monthly mortgage payment and loan size. This can be a useful guide as you begin the home buying process.
Pre-approval: Pre-approval is a written commitment from a lender to finance your home purchase up to a set amount. This indicates that the lender has taken a close look into your financial history and has agreed to lend you a specific amount of money, reliant on certain details like a finalized sales contract and professional inspection. Pre-approval indicates to sellers that you are a serious homebuyer.

Regardless of which option you utilize, or even if you take both steps, you'll be able to shop with much more confidence.

If you would like more information on how either process can help you get into the home of your dreams, give me a call. I'd be happy to answer any of your real estate needs.

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Energy Costs and Your Home

Richard Ives (RE/MAX AT HOME) — Mon, 19 Oct 2009 16:09:10 -0500

You might assume that making your home energy-efficient requires a lot of time and money, but generally that's not the case. Often small fixes can have a big impact on your heating, cooling, and other utility bills. Here are some easy things you can do to make your home more efficient:

Tip #1: Don't turn that dial
Keep your thermostat set at one temperature and leave it! In the winter, around 68 degrees should be right, and in the summer, 75 degrees (for homes with a cooling system, of course). Avoiding constant adjustments will keep your energy bills stable.

Tip #2: Stop the drip-drips
Leaky showerheads and faucets are hard-to-miss energy wasters. Toilets that run can also cost you on your water bill. The majority of required repairs are covered in the most basic do-it-yourself handbook.

Tip #3: Go fluorescent
While compact fluorescent light bulbs cost more than the standard incandescent bulbs that you're used to, they last up to five times longer and use only a quarter of the electricity. Many of these bulbs last over five years, and each energy-saving fluorescent bulb will save you $40 to $60 on your electric bill over the course of its lifetime.

Tip #4: Watch that fireplace
Energy can really leak out of that fireplace. Check the dampers and screens to make sure that energy isn't leaking when the fireplace is not in use. If the fireplace is just for decoration, cover the chimney. A well maintained fireplace should be an economical way to heat your house and add a warm atmosphere as well.

Tip #5: Keep those appliances humming
Clean air conditioning and furnace filters frequently, and have your appliances inspected once a year. Efficient appliances lower energy bills and future repair costs.

Tip #6: Windows that waste
Windows are the most common energy waster. Make sure that all the weather-stripping is in good condition, and consider double-paned windows and storm shutters to reduce the energy drain.

Hopefully these ideas help you create a more energy-efficient home. Energy efficiency is not only an important part of conservation; it's also a great way to save money. More homeowners tips are available on my website. If you have any questions about your home, I'm only a phone call away.

AT HOME

Richard Ives, ABR, e-PRO, AHWD, SRES

Broker/Instructor

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Moving?

Richard Ives (RE/MAX AT HOME) — Sun, 18 Oct 2009 18:55:13 -0500

If you're in the early stages of relocating to a new community you probably have many questions. It can be hard to know where to begin. That's why I've compiled a short list of tips that can help you remember key steps to a successful relocation.

Start Early
While time constraints are often beyond your control, it's critical to get the ball rolling as soon as you become aware of the future move. If you currently own a home, you should begin the selling process. If renting, you need to check with your landlord regarding the status of your lease and potential penalties you may incur by moving. You will need to look for a home in your new city. If pressed for time, it might be more appropriate to search for a rental before committing to the purchase of a home. A trained real estate professional can be of great assistance in all of these areas.
Clear Clutter
Arrange a garage sale, give unwanted items to friends or donate them to charity. Start organizing your move and purchase boxes and other moving supplies.
Details, Details, Details
File change of address forms and make the necessary arrangements for your children at school. Call all your utility companies and schedule the cancellation of service for at least 1-2 days after your planned move date. Remember, many utility companies will charge you an extra billing cycle if not given enough notice.
Pick the Right Moving Company
Decide how much involvement you need from your moving company (packing, unpacking, etc.) and investigate moving companies. Your real estate agent can provide suggestions. Get a full estimate and ask the moving company representative any questions you may have. Consider the benefits of moving insurance and check with your insurance provider to see what protection they recommend.
Don't Forget the Kids
Moving can be very hard on your children, but there are steps you can take to help alleviate your children's fears. Communicate with them as to exactly what's going on, and get them involved in the moving process and the search for a new home. If they have a favorite toy, pack it last so it is easily accessible.
Moving Your Pet
Maintain your pet's daily routine until the day of the move. Take your pet for a routine veterinary appointment and obtain all necessary records. Moving by car is the least upsetting for the animal, but if flying is the only option be sure to plan early. Space for pets on commercial airliners is often limited. You may wish to consider a pet transportation service, which can greatly help your pet with the transition.
What About Your Car(s)?
Your moving company may be able to accommodate your car, but it can be costly given the fact that most general moving companies charge based on gross weight. There are companies that specialize in car shipping. Other services can have your car driven to its destination. Check with your auto insurance company about coverage during transport.
Get Settled
Make a move-in shopping list, check all smoke and security alarms, set up utilities, and start unpacking!

These are just a few pointers to help you organize your relocation. My website has additional resources available, and I'd be happy to help you with any and all aspects of your relocation. Please call me and let me know how I can be of assistance.

Have a real estate puzzle that you need solved?

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Passport

Richard Ives (RE/MAX AT HOME) — Sat, 17 Oct 2009 15:22:18 -0500

U.S. Department of State

With all of the recent changes in the passport process, it's taking longer than normal to receive your passport. After submitting all of the necessary forms, it can take up to 12 weeks for it to arrive in the mail.

The U.S. Department of State has complete details about obtaining a passport.

According to the U.S. Department of State, as of Oct. 1, 2007, all U.S. Citizens traveling outside the United States will be required to present a valid passport to enter and leave the country. Americans are no longer exempt from meeting the entry requirements of Canada, Mexico, Bermuda or countries in the Caribbean region. Many of these regions require a passport, certified birth certificate or other evidence of citizenship for entry.

For more information please refer to the U.S. Department of State's web site by clicking the link at the top of this post.

For all your real estate needs contact Richard Ives of RE/MAX At Home.

Happy Autumn!

Your Friend in Real Estate,

Richard Ives

Broker/Instructor

RE/MAX At Home

AT HOME

Richard Ives, ABR, e-PRO, RECS, AHWD, SRES

Real Estate Broker

Accredited Buyer Representative

Seniors Real Estate Specialist

At Home with Cultural Diversity Certified

e-PRO Internet Certified Specialist

Real Estate Instructor

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Here To Help You With Your Real Estate Needs

Richard Ives (RE/MAX AT HOME) — Thu, 15 Oct 2009 17:05:50 -0500

The world of real estate can seem like an intimidating place. Whatever your particular need, a real estate professional such as myself can help you navigate these potentially hazardous waters.

I pride myself not only on my professionalism, but also on my ability to understand my clients' needs. I've always felt that to help someone you must first build a relationship. The relationship you have with your real estate agent can be a valuable one indeed.

If you have any real estate questions, please give me a call. Whether buying, selling, or just curious to learn more, I'm here to assist you in any way possible. I look forward to hearing from you.

Your REALTOR,

Richard Ives

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Steps for Buying Your First Home

Richard Ives (RE/MAX AT HOME) — Thu, 15 Oct 2009 17:03:48 -0500

Dear First Time Buyer,

If you are currently in the market for your first home, you probably have lots of questions. You are about to be making an important decision for your future, a great investment of both money and time. I have a wealth of experience helping first time buyers like you make sound, informed decisions. Here are some tips that can help make your home buying process successful:

Tip #1: Do Your Homework
The perfect home won't find you by itself. The key step in buying a home is doing the proper research. Educate yourself on local schools, neighborhoods, and the kinds of homes available. By visiting my website and reviewing properties, you can start to put together your idea of the perfect home.
Tip #2: Start Planning
Most decisions benefit greatly from proper planning, and home buying is certainly no exception. By marking your favorites, you'll start a file that we can review together. My website is a great resource for property information.
Tip #3: Get PreQualified
Getting prequalified for a loan normally only requires a short phone conversation with a lender, and can greatly help your home search. Prequalification does not guarantee you a loan, but it does provide you with an estimated monthly payment and a price range to use as a guide when shopping for homes. Being prequalified can also often indicate to sellers that you are a serious, prepared buyer.
Tip #4: Look for Value
When shopping for homes, it's important to consider potential value. Even if you're not planning to sell the home some time down the line, it's a good idea to consider the future value of the home. You may not think of a new home as a means to make money, but it's an important investment that requires careful consideration.
Tip #5: Decide What You're Looking For
Settle on the home features that are important to you (covered parking, hardwood floors, architectural style, etc.) and make a prioritized list. Having well established guidelines will help narrow down your search and will prevent you from being shown properties that lack your key amenities. It can help you make the decision not to buy an attractive property that doesn't really fit your needs. My website has a search feature that allows you to filter thousands of listings based on attributes that you select. If you know you want a brick house with gas heat and a garage, you can get the results you're looking for.
Tip #6: Relax
You don't have to make an offer on the first home you see. Make sure to look at other listings in the area to get a feel for the marketplace. When you decide to make an offer on a house, consult with your real estate professional so that all of your questions are answered.
Tip #7: Shop Around for Your Mortgage
Deciding on the financing for your home can be as important as choosing a home itself. The first step is deciding what kind of loan best fits you: a fixed rate mortgage, or an adjustable rate mortgage (ARM). There are benefits to each form of loan, and your real estate professional can provide you with more information.
Tip #8: Protect Yourself
B Paying for a quality home inspection is absolutely critical! You can save yourself thousands in repair costs by having a professional evaluate the soundness of the home you are considering.

More information for first time buyers can be found on my website, or by giving me a call. I'm confident that I can provide the kind of exceptional service that will make this process a rewarding one. Don't hesitate to contact me with any questions you may have, I would love to be of assistance to you.

Your Friend in Real Estate,

Richard Ives, ABR, e-PRO, AHWD, SRES

Broker/Instructor

RE/MAX At Home

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Information for Home Buyers and Home Sellers

Richard Ives (RE/MAX AT HOME) — Mon, 12 Oct 2009 16:59:25 -0500

Free advanced search tools for home buyers and home sellers

Compliments of Richard Ives of RE/MAX

If you are currently in the market for a home, you will find my website an excellent resource. The site is continually updated with new and valuable information to aid in your decision making process.

The search feature allows you to filter thousands of listings based on attributes that you select. You can simply search for houses in a certain area and price range, or you can look for houses that fit your specific style. If you know you want a brick house with gas heat and a garage, you can get the results you're looking for. Most real estate websites don't offer that degree of choice.

By signing up with the Property Research Center, which is free, you have access to features that will help you find and organize the listings that best fit your needs:

Saved Searches allow you to preserve your searches for reference at a later time. You can easily maintain lists of properties that match your criteria without having to re-enter any information, and there is no limit to the number of searches you can save.
The Favorites Folder allows you to save the individual listings that you find appealing. You can save favorites from different searches into sub-folders, giving you the power to organize your favorite listings however you see fit. This is a great way to put in order those specific listings that interest you most. Again, you may save as many favorites as you wish.
With the New Listing Notification service, you can be updated via e-mail as to new listings that match the criteria of any saved search. There is no need to check back for updates to your searches. All you have to do is decide whether you want daily, weekly, or bi-weekly notifications of the most recent listings.

I always strive to make the home-buying process as smooth as possible. With the Property Research Center you have the tools at your fingertips that can get you started in the right direction. Please do not hesitate to contact me with any questions; I would love to be of assistance.

Again, thank you for your interest. I look forward to hearing from you.

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Home Selling Tips from Richard

Richard Ives (RE/MAX AT HOME) — Sun, 11 Oct 2009 12:35:39 -0500

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Quote of the week

Richard Ives (RE/MAX AT HOME) — Fri, 09 Oct 2009 20:11:41 -0500

Richard Ives,ABR,e-PRO,RECS,AHWD,SRES

Broker/Instructor
RE/MAX

Quote of the week:

No one can make you feel inferior without your consent.
-- Eleanor Roosevelt

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Pink Days

Richard Ives (RE/MAX AT HOME) — Fri, 09 Oct 2009 12:23:34 -0500

October is National Breast Cancer Awareness month.

Pink days

During Breast Cancer Awareness Month each October, people raise money by organizing activities such as theme parties or a "pink day" (when employees wear pink clothing or accessories) at work. The money raised is donated to the organizers' choice of breast cancer care or research programs.

This October have a pink day for your office.

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Halloween

Richard Ives (RE/MAX AT HOME) — Fri, 09 Oct 2009 12:20:31 -0500

Have a safe and fun Halloween!

Your Friend in Real Estate,

Richard Ives

RE/MAX

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

Best Financial Investment

Richard Ives (RE/MAX AT HOME) — Thu, 08 Oct 2009 14:29:03 -0500

Buying a Home is the best financial investment that you can make.

Homeowners who are in it for the long-term are coming out well ahead. Here's why. Because of the power of leveraging, a $10,000 down payment on a typically priced home in the United States at a typical home price appreciation of 5 percent will return $110,000 after 10 years. The same $10,000 invested in the stock market appreciating at 10 percent annual increases will result in $23,600.

So what are you waiting for? It's a good time to buy and grab your piece of the American Dream.

Statistics Provided By: National Association of REALTORS®

For all of your real estate needs contact Richard Ives, RE/MAX At Home.

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

RELOCATING?

Richard Ives (RE/MAX AT HOME) — Wed, 07 Oct 2009 20:37:09 -0500

Start Early
While time constraints are often beyond your control, it's critical to get the ball rolling as soon as you become aware of the future move. If you currently own a home, you should begin the selling process. If renting, you need to check with your landlord regarding the status of your lease and potential penalties you may incur by moving. You will need to look for a home in your new city. If pressed for time, it might be more appropriate to search for a rental before committing to the purchase of a home. A trained real estate professional can be of great assistance in all of these areas.
Clear Clutter
Arrange a garage sale, give unwanted items to friends or donate them to charity. Start organizing your move and purchase boxes and other moving supplies.
Details, Details, Details
File change of address forms and make the necessary arrangements for your children at school. Call all your utility companies and schedule the cancellation of service for at least 1-2 days after your planned move date. Remember, many utility companies will charge you an extra billing cycle if not given enough notice.
Pick the Right Moving Company
Decide how much involvement you need from your moving company (packing, unpacking, etc.) and investigate moving companies. Your real estate agent can provide suggestions. Get a full estimate and ask the moving company representative any questions you may have. Consider the benefits of moving insurance and check with your insurance provider to see what protection they recommend.
Don't Forget the Kids
Moving can be very hard on your children, but there are steps you can take to help alleviate your children's fears. Communicate with them as to exactly what's going on, and get them involved in the moving process and the search for a new home. If they have a favorite toy, pack it last so it is easily accessible.
Moving Your Pet
Maintain your pet's daily routine until the day of the move. Take your pet for a routine veterinary appointment and obtain all necessary records. Moving by car is the least upsetting for the animal, but if flying is the only option be sure to plan early. Space for pets on commercial airliners is often limited. You may wish to consider a pet transportation service, which can greatly help your pet with the transition.
What About Your Car(s)?
Your moving company may be able to accommodate your car, but it can be costly given the fact that most general moving companies charge based on gross weight. There are companies that specialize in car shipping. Other services can have your car driven to its destination. Check with your auto insurance company about coverage during transport.
Get Settled
Make a move-in shopping list, check all smoke and security alarms, set up utilities, and start unpacking!

Have a real estate puzzle that you need solved?

www.richardives.remax-ni.com/

Richard Ives, ABR, e-PRO, SRES, AHWD

Broker/Instructor

Make An Intelligent Move with Richard Ives

www.richardives.remax-ni.com/

From our home to yours, all of us at the Richard Ives Team wish you a safe and Happy Halloween!

Sincerely,

Richard Ives

RE/MAX