chattanooga: Mortgage rates and home prices combine to give homebuyers great affordability - 09/25/11 09:34 PM
Home mortgage rates have reached new lows in response to the recent announcement from the Federal Reserve to work to keep long term rates as low as possible.
These low rates have increased the push for existing home owners to refinance their mortgages. And if you are able to refinance your present mortgage, the new lows in interest rates offer you a great opportunity for maximum saving.
For excited home buyers though these low rates may provide an opportunity for home prices to begin to edge upwards.
This market right now gives home buyers the best combination of low home prices … (6 comments)

chattanooga: Rural Development USDA property and income eligibility for Chattanooga - 03/08/11 07:53 PM
Rural Development Guaranteed home loans remain popular in the Chattanooga area, including eligible areas in Tennessee and Georgia. Home buyers and sellers are growing increasingly aware of the many benefits of this program. You can find many listings that specifically advertise the property is eligible for a Rural Development home loan. The program is also known as a USDA home loan.
The main benefit of a Rural Development home loan is that it allows for 100% financing of the home purchase.  No down payment. It also allows for closing costs and repairs to be included in the loan, up to the … (3 comments)

chattanooga: Tri State Home Show at Chattanooga Convention Center - 02/25/11 10:42 AM
The 2011 Tri State Home Show opens today. It is the 45th Home Show, and the exhibitors worked hard Thursday to finish, the last day for set up. Most of the larger exhibits were already completed by Thursday morning.
It is going to be a great show.
Come by this weekend and get some ideas for those home improvements that you want and have been waiting on.
The vendors have worked hard planning the displays. When you see all the exhibits you will be able to tell the effort put every one. These exhibits really show off the craftsmanship that we have in Chattanooga.
… (0 comments)

chattanooga: Tri State Home Show 2011 at Chattanooga Convention Center - 02/22/11 03:09 PM
The excitement is building for the 45th Annual Tri-State Home Show in Chattanooga this weekend February 25 - 27. The exhibitors started setting up Tuesday morning. And I love helping with the Home Show set up. It is so much fun to watch the convention center floor transform into the amazing displays that our Home Show is known for.
Mike Moon, this year's President of the Home Builder's Association of Southeast TennesseePresident, Tim McClure, a former president, and Chris Mabee with Cornerstone Construction Group were at the Convention Center early helping with the set up. They talked about how excited everyone seems to … (4 comments)

chattanooga: Walnut Hill Townhomes, the downtown Chattanooga lifestyle - 01/04/11 12:05 AM
The Walnut Hill Townhomes is a $15 million residential development by Urban Renaissance Group, LLC. It is located on Cherry Street and compliments the ongoing growth of downtown Chattanooga with its architectural design that "blends traditional southern architecture and the best aspects of Chattanooga's urban experience."
Southern style porches Private courtyards Attached carriage houses Ornamental railings Stately columns Limestone foundations In keeping with the local Chattanoogan emphasis on quality and environmentally sound construction the townhomes were build with quality pre-engineered wood products, metal framing, water saving features, and extensive insulation techniques that exceed Energy Star and Earth Craft standards.
Urban Renaissance Group, LLC is a partnership of … (1 comments)

chattanooga: Chattanooga welcomes Willie Nelson to the Tennessee River - Riverbend 2009 - 06/08/09 09:44 PM
Willie Nelson was on the road again, this time to the Chattanooga Riverbend Music Festival.
 Since the announcement that Willie Nelson was coming to Riverbend, I have just not been able to wait. Friday's opening act for the main stage did not disappoint. The crowd was ready and so was Willie.

 
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chattanooga: Cancer Walks in Chattanooga - Komen Race, Memory Walk, Chattanooga Classic - 09/05/08 05:50 AM
Chattanooga like many other places holds a walk or run to raise awareness and funds for various causes. There are three such walks/runs coming in the next few weeks.
 
 
The Susan G Komen race for the Cure ofbreast cancer in Chattanooga is on September 28. This race supports breast cancer research. The race began in 1983 in Dallas as a promise kept by Nancy G Brinker to her sister Susan Komen who died from breast cancer.
 
 
 
 
 
  
The Chattanooga Memory Walk for  Alzheimer's is on September 20. The Alzheimer's Association has been working for a cure for almost 30 years.
… (4 comments)

chattanooga: Volkswagen Coming To Chattanooga - Taylor Jernigan speaks to agents about what to expect with new plant - 09/03/08 10:09 PM
At the Chattanooga Association of Realtors meeting today, Taylor Jernigan from Montgomery spoke about what the community can expect from the new Volkswagen plant. The announcement in July that Chattanooga had won the bid for the new Volkswagen plant has been received with great excitement and expectation.
Taylor Jernigan,a past President of the Montgomery Association of Realtors,spoke before a sell out crowd today about the experiences that Montgomery had with the Hyundai plant,beginning in April 2002 with the announcement of Mongtomery as the site for the new plant.
The plant has brought employment and economic benefits that have exceeded projections. Employment … (3 comments)

chattanooga: Hamilton County Real Estate Sales - Conventional, FHA, VA, Rural Development Loans - 09/03/08 09:09 PM
Hamilton County Real Estate Sales
Real estate sales information for Hamilton County, TN.  Call for information about qualifying for a conventional, FHA, VA, or Rural Development home loan.
It helps for both buyers and sellers to understand the trends for the local homes for sale in the local market.
FHA, VA, Rural Development, Reverse Mortgages, Construction Permanent, Renovation, FHA Renovation rsmith@aamonline.com
… (1 comments)

chattanooga: Chattanooga Real Estate Sales Trends Since 1994 - 09/01/08 12:14 AM
Chattanooga and Hamilton County real estate sales have been consistent over the last 14 years, as shown by the graphs below. The sales information is taked from the Multiple Listing Service and covers all residential home sales in all Hamilton County areas.
The market peaks from 2004 to 2007 are noticeable in the graphs, and follow trends similar to those throughout the nation. These peak years were caused in a large part by the existence of new mortgage loan programs that made home purchasing available to buyers who had not previously been elibible. These programs greatly expanded the market for home purchases.
… (0 comments)

chattanooga: Chattanooga Library Book Sale - Chattanooga Hamilton County Bicentennial Library - 08/31/08 05:26 PM
The Friends of the Library Book Sale is going on this week, August 25 - September 4, 2008. It is one of my favorite things. Friends always come to me to make sure that I know about it as soon as it starts. They have a used book sale twice each year, in the spring and in the fall.
Hardbacks are $2. Paperbacks are $1. They also have magazines, music, CD's, albums, movies, maps, tapes. There is a special section for rare books. The last day of the sale, a large paper bag of books goes for $3.
I love the book … (4 comments)

chattanooga: Swingfest Chattanooga - 08/30/08 11:00 PM
To kick off the Labor Day weekend in Chattanooga, a large crowd was treated to three swing bands at the Swingfest in Coolidge Park. The largest part of the crowd was college age or younger. Several couples were dressed in prom attire. A wooden dance floor was set up in front of the Coolidge Park stage. When the dance floor filled, dancers poured out into the Coolidge Park field.
The bands all consist of local musicians. Several band members are present or former local high school and middle school band instructors. The Chattanooga Times Free Press has posted some photos of the evening. … (4 comments)

chattanooga: Townhomes Downtown Chattanooga - Walnut Hill Town Homes - 08/28/08 03:33 PM
Part of the great Chattanooga downtown renaissance involves the development of upscale residences. Walnut Hill Townhomes is one of the newest additions. Mike Moon, Don Moon, and Dale Mabee of the Urban Renaissance Group, LLC, the developers, are building the first units of a townhome neighborhood in downtown Chattanooga.
The goal is to combine the feel of Chattanooga traditional downtown neighborhoods with the best of the rejuvenated urban experience. Home buyers will have walking access to down town, Walnut Street Bridge, the Hunter Art District, some of the finest restaurants, The Tennessee Aquarium and Imax Theater.
Floor plan options include 3 and 4 bedroom and … (2 comments)

chattanooga: Chattanooga Community Kitchen - Fast Day is fast approaching - 08/23/08 03:36 PM
The Chattanooga Community Kitchen will soon kick off its main annual fund raiser, Fast Day. The premise is that donors are to skip a meal and to donate the cost of that meal to the Community Kitchen. Fast Day used to be help around Thanksgiving Day celebrations, but now it is not limited to a single event.
Organizations are free to hold their Fast Day at any time, and in any way that best suits their purposes.
The Community Kitchen began in 1982 as a joint mission of seven downtown churches: Christ Episcopal, First Baptist, First Centenary United Methodist, First Christian, … (3 comments)

chattanooga: Chattanooga Again Recognized - AOL's Top 24 Amazing Natural Wonders - 08/20/08 05:49 PM
AOL and the Travel Industry Association have listed two of Chattanooga's natural attractions in their Top 24 in America. Ruby Falls, with its beautiful underground waterfall, is listed as number 3. Rock City Gardens with its equally impressive rock formations and famous view of 7 states came in at number 5.
Both of these attractions were listed in my post of the Top 5 Things for Chattanooga.
The Scenic City is receiving recognition for its outdoor life, for its growth as a retirement location, for its commitment to technology, for its culture and opportunities. Along with these and other recognitions we also … (0 comments)

chattanooga: Signal Mountain New School - Middle and High School opens for new year - 08/13/08 05:44 PM
The new combined Middle School and High School for Signal Mountain opened in time for the new school year. The gynmasium is still being finished, but the first day of school went well with faculty and staff enjoying their new digs.
The Signal Mountain High School has been long anticipated, and the new facility does not disappoint. The construction is part of a major commitment to building our area infrastructure and to improving our public schools. It is all part of Chattanooga establishing itself as a world class town. The construction costs were around $45 million.
The Chattanooga Times Free Press … (0 comments)

chattanooga: First Time Home Buyer Seminar - Chattanooga - 08/12/08 11:44 AM
This past Saturday American Acceptance Mortgage, Jack Pangle of Coldwell Banker, Vicki Reedy, a local builder, and Zelma Blair of Insurance Network joined to hold a first time homer buyer seminar. The seminar was held at Owens Barbecue on Citigo Avenue.
The barbecue was great. Everyone who attended asked many questions, primarily about credit scoring and credit repair. The seminar emphasized how credit impacts loan approval and loan terms now more that ever.
The new first time home buyer tax credit was also discussed, along with other provisions in the new Housing Law.
The seminar discussed a new moderate income development in the … (0 comments)

chattanooga: Chattanooga National Geographic 50 Next Great Towns - Chattanooga is not a secret anymore - 08/11/08 12:37 PM
It has just been announced that Chattanooga has been selected as one of the 50 Next Great Towns by National Geographic. The Chamber of Commerce sent an email announcement with the recent chamber newsletter.
The following quote explains the selection criteria, "we selected 50 innovative towns that aren't just prime relocation spots right now but smart choices for the future."
Chattanooga has a lot to offer right now. And as the magazine recognizes there is even more to come. This is a major recognition for our small town, but it is not the first mention of Chattanooga as a top place … (8 comments)

chattanooga: Short Sale Considerations - 08/10/08 05:22 PM
Short sale transactions are becoming more prevalent. There have been questions in the Chattanooga market about how they work and what is their impact.
A short sale involves negotiating a reduced payoff from a lender so that a homeowner can sell a property which could not otherwise be sold at a high enough price to cover the existing debt and costs associated with closing.
The purpose of a short sale is to provide a way for a stressed home owner to sell their home without being foreclosed.The benefit to the lender is to avoid the expenses of foreclosure, which includes interest … (6 comments)

chattanooga: WCR Chattanoooga website training - Capitalizing on your Website - 08/07/08 03:50 PM
Our local WCR Chattanooga chapter is very active. Today they sponsored training for agent websites. The training was very wonderfully presented by Alison Hamilton, the Broker and Owner of Coldwell Banker Hamilton and Associates.
This is a presentation that she had made at the state level and several other organizations.
Alison gave a very good introduction to over 20 interested agents and loan originators about how to mazimize traffic to their site. She discussed establishing goals for the agent site, keywords, links, pay per click, and search engine optimization.
A key part of her presentation was how to make the website "search … (1 comments)

 
Richard Smith FHA VA Rural Development in TN GA Rainmaker_large

Richard Smith FHA VA Rural Development in TN GA

Chattanooga, TN

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Address: 1961 Northpoint Blvd, Suite 110, Chattanooga, TN, 37343

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