mount vernon: HUD FHA Manufactured Home Foundation Inspections - 06/11/08 05:17 PM
Start around 2000, the mortgage banking industry began to require that a licensed local engineer certify that a manufactured home is sitting on a permanent foundation in order to approve a loan This started only with loans required to meet HUD (Housing and Urban Development) guidelines which includes FHA and Rural (0 comments)
mount vernon: Washington State Condo Law 6215 - 04/30/08 09:17 PM
Over the past 5 years I have always consoled my clients to inspect their HOA's. Most buyers, particuliarly first time buyers have no idea of what a HOA is , let alone the power that the HOA holds over the individual owner. Fortunately most of the abuses in California, Az. and Florida (0 comments)
mount vernon: Certified - what does it really mean? - 07/12/07 12:06 PM
There has been a lot of discussion lately over the terms we use in the home inspection industry to express an individual’s competency. Certified, Master or in some states, Licensed are terms commonly used. The first two can freely be used to describe anyone while the later is regulated and (3 comments)
mount vernon: Inspecting for Building Codes? - 07/10/07 11:58 AM
In today's Wall Street Journal - Real Estate Journal site June Fletcher talks about disclosure and how the home inspector should be calling out code violations. Home inspectors do not inspect for code violations. Building Codes are ever changing, no two city codes are the same and variances are granted on a regular (0 comments)
mount vernon: Inspecting the Neighbors - 07/09/07 05:18 PM
Your Neighbors Frequently I am surprised that buyers have not checked out the area where they are buying. We have all heard stories about how one bad apple can ruin a neighborhood. What about if that family is right next store? The sellers don't have an obligation to disclosure the real reason (1 comments)
mount vernon: Should you get an iPhone? - 07/08/07 03:41 PM
The short answer is no. Don't get me wrong I love Apple products and have used their products since the days of the Apple II. I have owned a number of Macs and recently got an iPod but can't recommend the Iphone for several reasons. 1. Bleeding edge technology - I (5 comments)
mount vernon: Would you buy this home? - 07/08/07 10:57 AM
At least twice a week at the completion of an inspection, my client will turn to me and say "Would you buy this Home?" I have my standard politically correct answer but that does provoke the question knowing what I know, what would I look for in a home? There are basic (2 comments)
mount vernon: Forgetting who we work for... the client - 06/24/07 03:08 PM
Got a call from a lender who I know. He explained that his client was unable to close on a home because the underwriter had gotten the full inspection report and was now wanting a bunch of repairs made. "Ok, I didn't do the inspection how can I help." The lender (6 comments)
mount vernon: Beware of Mold Testing - 06/21/07 11:14 AM
In the real estate industry there is a lot of marketing for mold testing and mold cleanup. However what most consumers don't understand is that there are no standards and regulation of this industry and few states are moving toward regulation include my state Washington which has more natural mold and (6 comments)