What Not to do Before Applying for Mortgage - 11/10/06 09:50 AM
Buying a home is certainly an exciting event, but nothing will dampen the excitement faster than getting turned down for a mortgage. Sometimes it's the easily avoidable actions on the buyer's part that cause this to happen. Planning on applying for a mortgage soon? Here's what not to do:
Buy a Car
Yes, it would look great in the driveway of your soon-to-be new home. Unfortunately, the additional debt won't look great on your mortgage application. When calculating the amount you can qualify for, the lender will look at how much debt you have versus how much income you make. A general rule … (4 comments)

Picking a Good Mortgage Lender - 11/07/06 10:38 AM
When choosing a lender, whether you are buying or refinancing, the initial impulse for many people is to look for the lowest interest rate possible. Yes, the interest rate is very important, but the truth is that lenders these days offer very similar rates, so other factors may be even more significant. To pick the right lender it's not a bad idea to call up a few and quiz them a bit. Here's what to look for ...
Is the loan officer straightforward when talking to you? Good loan officers will answer your questions in plain English instead of using "lender … (0 comments)

Building Or Re-Building Your Credit From Scratch - 11/05/06 12:25 PM
Bad things happen to even the most responsible of us. Sudden and unexpected expenses can ruin one’s finances and in turn ruin one’s credit. So how do you repair your credit after a financial disaster? It’s not going to be easy, but it’s far from impossible. Here are few tips to get you started (and by the way, these suggestions will also work for people who have no credit):
You can’t build good credit history without using some credit, so the first step should be to apply for a credit card (if you don’t have any). People with bad or no credit … (2 comments)

Real Estate Website - 11/03/06 10:07 AM
What content do you think a great Real Estate Website needs to have in today's world? … (8 comments)

About Haverhill, MA - 11/03/06 09:17 AM
CITY HISTORY The City of Haverhill, located in northeastern Massachusetts on the Merrimack River, is one of the oldest historic communities in the state. It is situated in northern Essex County, is bordered by the towns of Methuen on the west, Groveland and Boxford on the south, West Newbury on the east, and the state of New Hampshire on the north. Haverhill contains almost 36 square miles of area and a wide variety of land uses, ranging from rural agricultural areas to urban areas such as the city's historical industrial center.
Established in 1640 as Pentucket, Haverhill was incorporated as a … (0 comments)

 

Rick Daneau

Haverhill, MA

More about me…

Coldwell Banker Residential Brokerage

Address: 40 Kenoza Avenue, Haverhill, MA, 01830

Office Phone: (978) 372-8577

Cell Phone: (978) 609-7412

Email Me



Links

Archives

RSS 2.0 Feed for this blog