JDPower has awarded Keller Williams Realty with the exclusive honor of taking care of the buyers out there like no one else!

In a Buyers market picking the Realtor that knows how to get the job done and find you the home of your dreams while make the transaction go smoothly is priceless...

We have all heard about the real estate experience from Hell and you seldom hear about that "great real estate experience" but it's nice to see that credit has been given where credit is due!

Oh course it is always the individual agent/Broker that actually matters as that is who is helping you not the entire company but the company is a representation of it's agents...and in this case, a great representation.

This is the second year in a row that Keller Williams Realty has been recognized!

Contact me today should you wish to have the experience of a real estate Broker at your side?

Regards,

Richard Goates

WEBSITE

530-248-5627

Servicing the greater Redding/Palo Cedro/Bella Vista/Millville and outlying area's of Shasta County Ca.

2009 Home Buyer and Seller Study Award Recipient Keller Williams

Foreclosures are still a hot topic in the real estate world. A recent survey shows that investors are getting back into the real estate market at a fast pace!

The survey showed that approx twice as many people are interested in investing in real estate VS. in March of this year.

On the buyers side of the equation approx 25% are after Foreclosures.

The largest age range that are interested in purchasing foreclosures is the 35-49 age range.

73% of these buyers expect their homes to appreciate at least 10% over the next 5 years.

28% of these buyers expect to have appreciation of at least 20% or more in the next 5 years!

Almost 25% think that prices are about as low as they are going to go with interest very reasonable.

Foreclosures and Short sales should make up a large part of the business for the next 1-2 years.

Regards,

Richard

Picking the right auto/home/life insurance company to represent you is an important decision in life.As with Realtor's there are some that are better than others and some that just do a better job.

It's the same in every industry...some stand out as great and some have a "reputation"...

Here you can check out companies that sell Home Insurance and see how many problems they have had.

Chances are your company is on this list.

To making informed choices!

Regards,

Richard

This is a great site if you or your clients have questions on the new tax credits offered and the extension of the former tax credit for first timers etc.

There is a ton of info and site out there with information on the tax credits but this site is the best one I have come across to get ALL the questions answered in one place.

The new bill will allow people that already own and want to trade up to take advantage of up to $6500 in tax credits if they purchase before the deadline date.

These credits will hopefully help spur the home buyers out there that have been sitting on the fence and waiting.

With interest rates at historic lows and inventory plentyful to choose from these factors should help to create one of the best buying times in recent history!

Regards,

Richard

The making homes affordable plan is a good plan in theory....the problem is that the banks don't take you serious if you are having a hard time making your payments until you start missing your payments.

I have one client that has been having a hard time "like many others" making all his bills...he contacted Bank of America 4 months ago and only got somewhere today when they finally got him to the dept that can actually help him....

He has been told for the last 4 months "just keep making those payments and everything is fine"....to which he has responded for 4 months "the money is running out and that is why I am calling you early to let you know I have a problem"!

My question is this....Why would the bank not want to help someone that does the right thing and calls in ADVANCE to let them know that a big problem is coming soon? Why do they wait until you miss a couple payments to step up and realize that indeed the owner might be having a problem?

His frustration with Bank of America sounds like it is not the only situation out there where the bank is dragging their feet to actually help!

My opinion is, that sense he called early on and was given the run around and nothing has happened for 4 MONTHS to help him that he should go to the front of the line!!

Probably not though....it will be the people that have missed a couple payments...had their FICO's drop that will get the help first....Doesn't seem quite fair....but then what about this entire situation is?

Miss some payments....you will be taken seriously.....keep making your payments even though you have nothing in the bank and they won't help you....This I have learned from him....

Regards,

Richard

The senate voted to extend the first time home buyers tax credit and has offered up a move up tax credit to purchasers that have lived in their homes for 5 more years.

Here are the highlights to the new Bill-HR 3548

Trade up buyers that have owned for 5 or more years=up to $6500 credit.

First Timers or anyone that has not owned for 3 or more years=up to $8,000

Buyers MUST sign the purchase agreement by April 30th and close by June 30th 2010!

The credit is phased out for those with incomes above $125k single or $225k for joint filers.

This is a tax credit and not money back.

Looks like a GREAT time to trade up while interest is still low and inventory is high!

Regards

Richard

Search the local Redding Ca MLS

When people are going into or are in foreclosure one of the things that is for sure is the fact that stress makes you think differently! A common problem that owners face when they are losing their homes is their pets!

If you have pets and don't know what to do with them try no paws left behind.

This website can help you with this one aspect of your life so you don't have to add to your already high stress!

Finding a good home for any pets that can't go with you is the best thing to do...

There are laws against dumping animals and this website wants to help you if you need help?

Regards

Richard

California Loan Modifcation agents Kidnapped and Tortured-

If you are thinking of doing loan Mod's in California you better get results! This we learned from the recent kidnapping and torture of a couple loan mod agents that didn't get the job done!

I have heard of work related stress but come on here.....

There is the new law that took effect recently that says "no up front fee's"...you only get paid when it happens....this should hopefully help home owners across California.

Losing your home is a very stressful event....no doubt about it....there comes a time when you have to go left or right and if you loan mod is not getting anywhere and the Trustee's sale is coming up you might want to consider a Short Sale.....

To Loan Mod's that go through!

Regards,

Richard

The market is certainly different than it was 4-5 years ago so I have been doing things that I have never done before.I had a phone book on my kitchen table and struggled with picking it up and making some cold calls...I left the book on the table and had my 6 year old for the afternoon as I usually do on Tuedays and Thursdays.

He looked at the phone book and said "Daddy what is the phone book doing on the table?"...I responded that I was using it to call people to see if they needed my services. He replied "great let's open it up and call some people!"....I replied Ryan we can't just call people.....he replied " why not daddy?"....I replied well Ryan people probably won't want to talk to us about just anything....He replied "well you never know! What if they DID?

Wow...what if people Did want to talk with me on the phone and DID want to use me to help them!! What a refreshing way to approach it!!

The clarity and lack of fear that kids have!! Isn't it great!!

Thanks Ryan!!

Regards,

Richard

Search the local Redding ca MLS here now