Michigan Mortgage Rates are some of the lowest rates that we have had in years. One bank has a one year ARM that is under 4%. That is an amazing number, but the biggest problem with a loan like that is you will incur 2 sets of closing costs within 1 year. This could offset any amount of savings.

The best Michigan Mortgage Rates right now are on 5 year ARMs. Todays 5 year ARMs rate is 6%. This is for a cash out mortgage. If you are doing just refinancing for a better rate the rates will be better than 6%.

For your personal Michigan Mortgage Rate Quote follow the link, or you contact me directly.

I just looked at rates for the day and they are brutal. Yes!!! You read that correctly. I'll say it again for those of you who don't believe me.

"Michigan Mortgage Rates are BRUTAL today!!!"

To receive your BRUTAL Michigan Mortgage Rate Quote just fill out the form, and we can tell you how bad your rates will be today! I hope you have a nice day.

How is it the market is so bad right now, but the banks are still raising rates.

This doesn't have to do with mortgage rates, but make sure you check your credit card mail, because they are now raising the highest rates to 30%. Yes, you read that right to. I got a notice from Discover stating if you are a day late on any payments they will be raising your rate to 30%. WOW!!! I guess I won't be using that card anymore just in case.

Howell Real Estate Information

Rate watching is becoming a real common trend with people anymore today, but one thing I will advise people is to proceed with caution when looking to refi, because it is not going to be the easiest thing to do in Michigan. This is in large part because of the housing market being so bad.

The banks are trying to eliminate loans that are cash out above a certain Loan to Value, which is difficult to even get a true appraisal on anything in Michigan. Banks have officially started viewing foreclosures as part of the housing norm. If you are looking to refi the first thing we will need to do is order an appraisal and allow the banks to beat that up, and then the rest of the loan process will be pretty easy.

Mortgage rates were at 6% today. on a 5 year ARM, and 6.375% on a 30 year Fix.

If you need to refi then fill out this form, and we will get the process started.

It looks as though the ARM is going to be taking over again now that everyone has been getting the urge to get back into a fixed rate.

This is amazing how mortgage rates work. Not that long ago fixed mortgage rates were the way to go, but as of late it has moved to the other end of the stick.

With todays market being so, in simple terms, dead the government needs to keep lowering rates to start helping the housing market get back to normal. This would take banks loosening up the strap a little as well, because banks are the ones that have to approve the loan.

As for todays mortgage rates the 30 year fix is about 6%, and the ARM is at an untouchable 5.5%. If you need to Refinance, or purchase then fill out the form and I will get things rolling.

For additional information visit Howell Michigan Mortgages and Real Estate.

Howell Real Estate Blog

This is just one of the 227 Milford Michigan homes for sale. This is an absolutely stunning home, but this is just one of many. With there being 227 Milford Michigan homes for sale I am sure that one of the Milford Michigan homes for sale is the one that you are looking for. To look at Milford Michigan homes for sale visit http://www.oaklandlivingston.com/searcher.html. All you will need is a valid email address.  

Here is the picture of this Milford Michigan homes kitchen. If there is one thing that will sell a home it is the kitchen and bathrooms. This will catch a buyers eye for sure.

According to the stats page from Realcomp the majority of Milford homes are listed in the price range of $210,000-$310,000. The highest list price of the Milford Michigan homes for sale is $1,390,000. Here are the rest of the stats. If you have any question just email me at rickmarnon@yahoo.com, and I will get back to you ASAP.

This is based on information from the Board/Associations of Realtors (alternatively from the Realcomp II Ltd. MLS) on a search February 21, 2008.

   This is one of the 229 homes for sale in South Lyon, MI. This is a beautifully constructed home that was completed in 2007. The building market has been taking a major blow due to the economy and the vast number of foreclosures.

   Due to there being 229 homes for sale in South Lyon, MI I would be willing to bet says that there is a perfect home out there for any buyers that are looking for homes in the South Lyon area. The homes for sale in South Lyon, MI vary in a number of different ways. Without trying to list all of them the best thing to do would be to call or email me what you are looking for, and I will get to work immediately, so that we can find your future home.

   Here is a list of stats on the homes for sale in South Lyon, MI. This will give you an idea as to how many homes will fall into your price range, and if you would like a more detailed search done you can visit http://www.oaklandlivingston.com/searcher.html. All you need is a valid email address.

This is based on information from the Board/Associations of Realtors (alternatively from the Realcomp II Ltd. MLS) on a search February 21, 2008.

   Novi Condominiums have some of the most breathtaking views. It's not often that you get that up-north feel when you are in Novi, because of being right in the heart of a major city. Island Lake Novi Condominiums is one of the newer condominium subs, but it is selling out at a rapid pace. There are a number of Novi Condominium subdivisions in Novi, and each offering you a different environment.

   I won't lie and act like I can describe these Novi Condominiums, so the best way to find out what each has to offer is to just call or email me and I will find the Novi Condominiums that suit what you are looking for. Here are some stats about Novi Condominiums that are currently on the market.

This is based on information from the Board/Associations of Realtors (alternatively from the Realcomp II Ltd. MLS) on a search February 21, 2008.

Currently there are 204 Howell Condominiums for sale. Howell Condominiums are located fairly close to all of the amenities that Howell has to offer. These Howell Condominiums vary in size, type, location, and obviously in price.

Howell Condominiums subdivisions that are currently represented on the market are as follows:

GOLDEN TRIANGLE CONDOMINIUM, OAKWOOD KNOLL CONDOMINIUM, JONATHAN'S LANDING CONDOMINIUM, BURWICK GLENS CONDOMINIUM, GALLERY PARK CONDOMINIUM, ENGLISH GARDENS CONDOMINIUM, FOX RIDGE CONDOMINIUM, HAMPTON RIDGE CONDOMINIUM, ARBOR POINTECONDOMINIUM, PINEVIEW VILLAGE CONDOMINIUM, HICKORY MEADOWS CONDOMINIUM, CHELSEA RIDGE CONDOMINIUM, LANDINGS OF ROLLING RIDGE CONDOMINIUM, LAKE EDGEWOOD CONDOMINIUM, CRYSTAL WOOD CONDOMINIUM, LAKEWOOD KNOLLS CONDOMINIUM, HICKORY MEADOWS CONDOMINIUM, WOODBERRY PARK CONDOMINIUM, CORTLAND PLACE CONDOMINIUMS, FOX RIDGE CONDOMINIUM, GENOA WOODS CONDOMINIUM, ORCHARD PARK SQUARE CONDOMINIUM, BANKERS SQUARE CONDOMINIUM, THE MEADOWS CONDOMINIUM, SUMMERFIELD POINTE CONDOMINIUM, NELSONS RIDGE CONDOMINIUM, TOWN COMMONS CONDOMINIUM, COVINGTON GREENS CONDOMINIUM, NORTH SHORE COMMONS CONDOMINIUM, VICTORIA PARK CONDOMINIUMS, SANCTUARY AT MALLARD POND CONDOMINIUM, VILLA'S OF OCEOLA CONDOMINIUM.

For more information on Howell Condominiums, and Howell Condominiums subdivisions visti http://www.oaklandlivingston.com, or you can call/email me.

The spring season hasn't hit just yet, but there are still a few woodland lake homes for sale. There are only 7 woodland lake homes for sale as of right now, but as we near that spring season and warmer weather we will start to see a large increase in woodland lake homes for sale.

The weather and time of season seem to play a major role in those looking for waterfront homes. Lakefront homes are not difficult to come by when it gets "HOT" outside. The weather makes people, buyers, start looking for that waterfront retreat they have been debating on.

Woodland Lake is a 290 acre all sport lake, which is one of the largest lakes in Brighton, not to mention Livingston County. This 290 acre all sport lake has homes of all stature. There are typically a few Luxry Woodland Lake homes for sale when the season hits.

Here is a picture of one of the Luxury Woodland Lake homes for sale. There will be plent more to come in the coming months.

To get daily updates on Woodland Lake homes for sale visit http://www.oaklandlivingston.com/searcher.html. You can also visit http://www.oaklandlivingston.com/brighton-real-estate.html for more information.

   Due to the economic problems that are across the U.S. we here in Michigan have a huge number of foreclosures. Let's narrow that down a little to strictly the Howell Foreclosures. Currently there are 46 Howell Foreclosures.

   The large number of Howell Foreclosures has prompted a number of buyers to start acting on some of these great deals. I will say, "buyers make sure that you have been pre-approved prior to looking for homes, because we as your real estate agent do not want you to fall in love with a home that is more than you can afford."

   The pre-approval process is very simple. It can take less than 10 minutes of your time. You will need to have your credit pulled, so you will need your social security number at hand. You will need to have a pretty good idea on how much you made last year, and anymore today you will want to be able to show it in either tax returns or W-2's. Here is a link that will walk you through the process. http://www.oaklandlivingston.com/financing.html.

   Here are a couple of pictures of homes that are Howell Foreclosures, and a stats table of the Howell Forecloseures. To get more information on any of these homes please visit http://www.oaklandlivingston.com/searcher.html. All you need is a valid email address.

This is based on information from the Board/Associations of Realtors (alternatively from the Realcomp II Ltd. MLS) on a search February 20, 2008.