Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869
“Help them get a Mortgage from a Competitor”  Good morning Joe, my name is Chris XXXXXXX, I talked to you about a year or so ago about helping me and my wife get a loan for a house we were trying to buy. Seeing as I had one too many late payments on a time share that I had the company that we wer...
 “The Dreaded Call” My boss phoned me yesterday, he said, "Is everything okay at the office?" I said, "Yes, it's all under control. It's been a very busy day, I haven't stopped." "Can you do me a favor?" he asked. I said, "Of course, what is it?" "Speed it up a little, I'm in the foursome behind ...
    “Blogging and Testimonials a Great Combination”    Mr. Petrowsky, I have read a number of your blogs as a result of doing a couple of different searches and you kept coming up even though I don’t live in CT. I also did a Google search and your name shows up 213,000 times, that’s pretty crazy....
“But How Much was Net Profit?”  Hey Joe, I can’t tell you that I am very happy with what you told me. How does it make any sense that my business brought in $223,000 last year and you can’t qualify me for a $200,000 mortgage?  This problem has been around for a long time when it comes to the self...
“A Hail Mary for Sure!”     Two priests decided to go to Hawaii on vacation.They were determined to make this a real vacation by not wearing anything that would identify them as clergy. As soon as the plane landed they headed for a store and bought some very outrageous shorts, shirts, sandals, su...
“Referral from a CT Realtor Purchasing in FL”  Hi there Joe,Just spoke with Kris and she tells me she's closing on a new home tomorrow in New Port Richey, Florida. She thinks you have been fantastic through the mortgage process.I appreciate your helping her!Thank you for making me look good, Cate...
      “It’s a Family Affair”       Dear Joe, We have both worked with this previous client, now looking for your mortgage assistance again. You have done two mortgages for her in the past and she is looking to purchase another home for her sister. Can you please contact Fanny XXXXXX. I told her I...
“It’s a Wonder he still has an Ear”  A man is at work one day when he notices that his burly co-worker is wearing an earring. The man knows his co-worker to be a normally conservative fellow, and is curious about his sudden change in "fashion sense"The man walks up to him and says, "I didn't know...
“You just Never know when Opportunities Present themselves”  This was definitely a first for me. I called on you in hopes that you would buy advertising time on our radio station, but that wasn’t going to happen. You nicely told me you don’t do any advertising, that all of your business comes to ...
“Five Pre-Qualification Letters Later”   Hello Joe! Well, that time has finally come! Looking to apply for the mortgage now that the contract and offer has been accepted. I've attached a copy of the contract to this email for you to review. I'm sure we will need to verify some information to appl...

Joe Petrowsky

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