Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2012 

“Not Because They Wanted to do Less Mortgages” This is not the first time for them to be forced out of the market. The last time around they were stopped from doing government related loans “FHA, USDA and VA”, because their loss ratio was so high. Each Lender/Broker is tracked, as to loans that g...
04/17/2012
“I’m at it Again, I’m Sorry for All the Loan Officers that Commit Fraud”   We do a lot of mortgages in NY, so when I hear about anyone in my business, that harms the public, it gives all of us a bad name. There doesn’t seem to be an end to this crap. After reading the article, it sure did take a ...
04/17/2012
“Mortgage Banker Says Mortgage Applications Have Declined”   Every time I read an article like the one below, I wonder if we are on the same planet. Real estate sales continue to be stronger this year of last, which means more mortgage applications, so I struggle with the math.   HARP 2 refinance...
04/16/2012
“Mortgage Servicing Companies NOW Have to Give Service” Service, what an amazing concept. I can’t help but be sarcastic, after reading the article below. The Consumer Financial Protection Bureau have come up with new rules for mortgage servicers. I can’t tell you how often, clients that I am doin...
04/15/2012
“More Americans Think Home Values Will Rise”   If the statistical stuff that was done by Fannie Mae is accurate, that tells me, that more and more people with look to buy. I am doing more preapprovals on a regular basis. I have our 5 loan processors right out straight, one of which told me, that ...
04/14/2012
“10 Overlooked Discount Ideas” When I read an article, like the one below, I am always blown away by how much sense these ideas make and why I haven’t paid more attention. I have always professed that I want the best deal possible and some of these ideas are simple and make a boat load of good se...
04/13/2012
“How Many Times Have You Read, Working Smarter Not Harder” The truth is there is nothing wrong with either. Every time I read about working smarter, I wonder why there is so many books and articles written on this topic. I am not saying that there is something wrong with working smart. I get twic...
04/13/2012
“I’m Tired of Apologizing for Some in My Business”   I feel like I must apologize to a future client at least once a day for the crap some loan officer’s misrepresent, their incompetence or just plan stupidity. It seems like each and every day I read or hear about some mortgage or mortgage relate...
04/12/2012
“The Last I Knew the Constitution Established 3 Branches of Government”   When I heard the President warn the Supreme Court, not to overturn Obamacare’s mandate I thought I had heard it all. What an arrogant and desperate man he is.   Even some of his ardent supporters couldn’t believe his words ...
04/11/2012
“My Inaction is Always Frightening” I grew up, with this self-imposed responsibility to get the job done and a tape playing in my head, “Do something, even if it is wrong”. My dad gave me that gift.   Friday afternoon I headed off to a farm that I own, hoped on my big John Deere tractor and playe...
04/10/2012
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Joe Petrowsky

Your Mortgage Consultant for Life
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