Joe Petrowsky's Blog

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Mortgage and Lending - Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - NMLS # 6869

ARCHIVED BLOG POSTS

2012 

“Where the Hell is the American Pride?”   The American athletes  wearing clothing made in China. I have been listening to many speak on the topic and most are outraged.   I happen to catch two programs on the topic. One of them, spent a lot of time talking about why it was a good idea. They said ...
07/31/2012
  “Appraiser Fighting a Losing Battle”   I was having lunch with an appraiser a couple of weeks ago. She shared with me that she was recently removed from an AMC approved appraiser list for 6 months, because of what she didn’t do. She shared that she was appraising a property in MA, house, small ...
07/30/2012
“Home Vacancy Rate Continues to Fall”   To me, more folks want to own, here is a perfect example. Ana was referred to me by her bankruptcy attorney 3 years ago. Her brief story was, her husband left for one morning 4 years ago and never came home. She was left with 2 children, a part time job and...
07/30/2012
“I Haven’t Made a Mortgage Payment for Three Years, Can You Help Me Get a New Mortgage?” I’m sorry, even if I could, I wouldn’t. I actually got this call today. My first reaction was to just hang up, but decided to find out some additional information. This guy lost his overtime and started falli...
07/29/2012
“Food, When the Power is Out” Unfortunately, not everyone has a generator to be able to avoid the loss of food. Last year a friend of mine, lost power and was out for a couple of days. About a week later two of the kids had to be taken to the hospital with severe stomach cramps. Their stomachs ha...
07/28/2012
“Need a Mortgage? I’ll Call You back in a Week” I got a call from a Realtor partner yesterday. "Joe I need your help." He told me that he has a home on deposit that needs to close by the end of Aug, as this was part of 3 transactions, mine doesn’t close none of them close. So what is the problem?...
07/27/2012
“Bad Credit, No Problem, I’ll Pay Cash”   A couple of weeks ago, I finished a home that I had renovated to resell. This little 1,100 square foot little farmhouse, was put on the market for $144,900, earmarked for the entry level market.   Did all the photos and up loaded, with a complete descript...
07/26/2012
“OMG, I Can’t Believe I Agree with the CFPB on Something” They have indicated they want all long officers to go through the same licensing process. As most of you know, loan officers that work for a Bank do not have to be licensed or be properly tested. The banks will do everything possible, incl...
07/25/2012
  “What are You Thankful For?”       My wife and I took a few days off last week to celebrate my birthday. We have been married for 42 years, I am truly blessed.   Early on in our marriage we wanted  figure out a way to make sure that communication between us was at a very high level.   We devise...
07/25/2012
  “Living Within Your Means”   I work with many folks that want to buy a home. I see the struggles so many go through, just to make ends meet. Many do not live within their means. Unfortunately, many parents and schools in this country do not educate our children to build a strong financial found...
07/24/2012
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Joe Petrowsky

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