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After brief respite, Mortgage – Treasury Spread reaches new peak - 08/28/08 09:18 AM
Good post by Dan Hartman. Via Dan Hartman: The 2nd quarter of 2008 began on a positive note for mortgage borrowers, as a relative lack of news caused the Mortgage - Treasury spread to narrow from its March 13th peak at 2.60% to a low of 2.03% May 30th. The Mortgage Treasury spread is an indicator of relative risk between commonly quoted long-term securities, 30-year fixed-rate mortgages as quoted by Freddie Mac, and 10-year treasury notes. (30-year treasury bonds are not used because 30-year bonds have not been continuously available in recent years). Recent news has been less favorable to the spread, however, (0 comments)
Seller's list cont.... - 08/28/08 09:14 AM
4. Listing the PropertyWe will review and fill out several important documents, including the Listing Agreement, Property Detail sheet, and Seller's Property Condition disclosures. Providing as much detail as possible about the property will help me to market the property effectively, will give potential buyers a sense of integrity about the property, and will avoid potential future liabilities for undisclosed issues. In addition to the paperwork, I will take room measurements and photographs, taking care to choose appealing but accurate images which will draw people to the property without creating false expectations. To that same end, we will also consider headlines (0 comments)
First time buyer's guide to home inspections - 08/28/08 09:01 AM
Quite often, first time buyers are unsure of what to expect from a home inspection. The primary purpose of home inspections is to assure that there are no "deficient conditions" that were not disclosed by the seller, specifically anything that would significantly affect the value or safety of the property. The inspection process will also help you to further familiarize yourself with the property and to anticipate minor repairs or maintenance issues that you should address after closing. The scope of inspections conducted depends on the nature of the property and on your specific needs or concerns. The "physical/mechanical" inspection covers (0 comments)
The (famous) Paul Hodosh Seller's List - 08/25/08 12:00 PM
Selling in today's market is a challenging prospect. Not only are you competing against a large surplus inventory of homes, but you are doing so at a time when there are relatively few qualified and motivated buyers. It is more critical than ever to carefully plan and manage every aspect of marketing your property. 1. Initial ConsultationDuring my initial visit to your home we will discuss the specifics of your situation, your motivation for selling, any time pressures or constraints, and any other factors relevant to your selling decision. I'll also ask for a tour of the property and any information (0 comments)
Buyer's Agent: Real or Marketing - 08/14/08 07:33 AM
We are starting to hear the term 'buyer's agent' more and more these days. Someone asked me if the whole thing wasn't just one more way for realtors to market themselves, especially in such a challenging market. The answer is no... A "buyer's agent" is a real estate agent who has entered into a written agreement to represent the interests of a party (or parties) who intend to purchase property. The buyer's agent helps the buyer to clarify his or her specific needs, secure financing, locate appropriate properties, identify and understand needed repairs or maintenance, negotiate the best possible purchase price, hire (0 comments)
Selling Your Property - Meeting Challenges - 08/12/08 05:49 PM
Selling property in today's market is a challenging prospect. Not only are you competing against a large surplus inventory of homes, but you are doing so at a time when there are relatively few qualified and motivated buyers. It is more critical than ever to carefully plan and manage every aspect of marketing your property. As your agent, I will work diligently to help you get the best price and terms possible for your property. And while every seller and every property are different, the process generally goes something like this: 1. Initial Consultation 2. Research & Market Analysis 3. Marketing (0 comments)
Final steps in the buying process - 08/06/08 08:57 AM
And now the moment you've all been waiting for......... The end of the list........ 7. Perform Home Inspections and Settle any Ensuing IssuesWith very rare exceptions, I will strongly recommend that you include home inspections as a contingency in the Purchase & Sales Agreement. While the inspections cannot completely eliminate risk, they will substantially reduce the likelihood of encountering unexpected and costly problems after closing. Inspections are generally performed at the expense of the buyer and typically will cost $300-$600 for a residential property, depending on the nature of the property and the specific inspections conducted. It is important to schedule (0 comments)
New Rhode Island Linked In Group - 08/02/08 08:30 AM
Having just burst onto the social networking scene (ha ha) I'm still trying to learn how to best use all of these various tools for the real estate business. I have found tons of great advice here, and I'm someone who looks first to those who've found success, or failure, and I try to listen and learn. That's easy to do here on Active Rain, but less so on Facebook and Linked In. With Facebook, it is a bit easier because there really is more of a social (fun) aspect to rely on. But with Linked In, I've been struggling to (2 comments)
The Buyer's List: Part Two - 08/02/08 08:03 AM
4. Identify Properties Which Match the Criteria we have DefinedYou may know exactly the type of property you are seeking, or you may be starting with only a few vague preferences. In either case, we will prioritize the criteria that you have defined and create a search profile specifically for you. For many people, the process of looking at properties is an integral part of clarifying their needs and wants, so this profile may very well change as we go along. Based on your profile, I will perform a search and deliver appropriate listings via e-mail for you to review at your (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.