I have decided since the big banks are simply getting bigger and more consumers will be using them for their mortgage needs...I'd better hustle up and get them all reviewed.

So I've been feverishly writing a bunch of mortgage reviews...here's the latest few...check them out before applying for a mortgage...

M&I Bank - Home Lending Solutions Mortgage Review

 AmTrust Bank Mortgage Review

MetLife Home Loans Review

EverHome Mortgage Review

Regions Mortgage Review

Fifth Third Mortgage Review

Dovenmuehle Mortgage Review

US Bank Home Mortgage Review

BB&T Mortgage Review

Midland Mortgage Review

I just finished a review article on our mortgage blog on the mega-bank, US Bank.  I provided all contact information as well as my opinion on their retail and wholesale mortgage operations.

I also provide BBB complaint data and some interesting news on their TARP participation.  Read the review at the link below...

US Bank Home Mortgage Review

I posted an article back in March when the FDIC closed the IndyMac Bank purchase by their hand picked buyer, a group of Wall Street insiders who created a new bank called One West Bank specifically for this purpose. 

I speculated then, the FDIC got hoodwinked into taking all the losses while the new bank got to keep the profits.

Well now it's six months later and OneWest Bank reported a huge profit week and my prediction came true. You can read the post with the new update by clicking the link below...

One West Bank Finalized Purchase of IndyMac

I just fininshed an article on the pitfalls of "rent to own" home purchasing methods.  I know that a tight credit market makes the popularity of these methods rise, but in the end, there is more danger here than meets the eye...for both the buyer and the seller.

To read all the dangers of Lease to Own for both sellers and buyers...click link below...

Lease To Own Home Deals Bad For Everyone

Mortgage shoppers seem to get confused by closing costs on a regular basis.  No fee is more confusing than the "mortgage broker fees" entry on a Good Faith Estimate.

So is a mortgage broker fee a "junk fee" or is it a legit fee?

Well it is not that simple...so the short answer is "It depends"...

To get the full answer click on the link and read all about it in our recent post

....Mortgage Broker Defined.

Every mortgage company online and off line, advertise with some form of "Loweste Rates on the Planet" type of hyperbole in their advertising.

Don't fall for it!

This type of advertising while effective is misleading to say the least.  Mortgage rates are extremely borrower specific and therefore no blanket rate statement could ever apply to all borrowers. 

Learning how to compare mortgage rates to obtain truly the lowest possible rate for your situation is a skill...a skill that can be learned.

We show you how in this article...

 Lowest Mortgage Rates: Three Vital Factors

Terri and I have seen the aftermath of bad advice for divorcing couples when it comes to protecting both parties' ability to get or keep their mortgage post divorce.

Lawyers are not too concerned with this area of post divorce living and therefore don't reall touch on it.  They are more concerned with other financial areas like child support or alimony.

Nobody really counsels folks on credit scores, mortgage payments, and how to return to a "single person" from a credit reporting and liability perspective.  Not doing so properly when a marriage ends can impact your ability to buy a home, get a mortgage, or refinance in the future. 

Read this today...

 Divorce Mortgage Mistakes

Terri just finished the "end all, be all" article on mortgage application anxiety and how to overcome it.

With knowledge comes peace of mind, so if you or anyone you know suffers from the nervousness or fear associated with the supplying all the financial data one must when applying for a mortgage, they should read this article.

They say the average person would rather strip in front of a stranger than reveal their financial picture...so you are not alone.

Read the post and put your fears to rest...

 Mortgage Application Anxiety

Every mortgage shopper if they are seeking an FHA mortgage, asks,

"What are today's FHA mortgage rates?"  as if they are the same for every borrower.

Terri wrote a great article on the FHA mortgage rates and how they differ from conventional mortgage rates and even thought FHA mortgage rates are NOT "one size fits all", they can be estimated for those mortgage shoppers just trying to get a feel for the market.

You can read it here...

FHA Rates Today

Mortgage servicing companies are under fire now due to the spreading foreclosure crisis, so I wrote a bunch of mortage reviews on the companies who service loans giving folks an opportunity to tell me who is doing loan modifications to help out...and who in NOT...read them by clicking the links below...

 Wilshire Credit Corporation Review, HSBC Mortgage Services Review, PHH Mortgage Services Review,  EMC Mortgage Corporation Review, Specialized Loan Servicing Review, Select Portfolio Servicing Review, Ocwen Loan Servicing Review, Litton Loan Servicing Review, HomEq Servicing Review, Central Loan Administration & Reporting (CENLAR) Review, Carrington Mortgage Services Review,Bayview Loan Servicing LLC Review, First Franklin Loan Services Review, Green Tree Servicing Review,  Aurora Loan Services Review, America's Servicing Company Review, Option One Mortgage - American Home Mortgage Servicing Review CitiFinancial Review, Saxon Mortgage Services Review.