I am getting a little nervous about what is happening with the lending industry.  It is getting increasingly difficult for buyers to get loans.  The rules and standards change everyday!  I have seen so many deals fall through this year!  What happened to the validity of Pre-Approval??  I understand the importance of responsibility in the lending industry- that lack of responsibility is what helped to get us into this predicament in the first place, but now it seems that they have taken it to a whole new level.  The banks were given all this money to keep them afloat... so what has happened to it?  They don't seem to be willing to lend it to the people who are actually qualified!  So frustrating.  Along with all the extensions I've had to write this year-  in comes the "back up" offer.  Pending doesn't mean anything in this market!  Makes me worried about what is in store for us next year.....

Buyers- if you are able to buy a house this year- DO IT!  Stop hesitating, because it may be impossible for you next year.

 

A Call to Action
06/29/2009
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I recently recieved this email from Gary Bracht with Western Mortgage in Ephrata, WA. It is compelling and interesting information… read on… HVCC CALL TO ACTION To: All Mortgage Brokers, Real Estate Agents, Appraisers, Lenders, Home… more
Home Buying Guide Part 6: Tips for Finding the Perfect Neighborhood
06/23/2009
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Your neighborhood has a big impact on your lifestyle. Follow these steps to find the perfect community to call home. 1. ) Is it close to your favorite spots? Make a list of all the activities - movies, health club, church etc. - you engage in… more
Home Buying Guide Part 5: 5 Common First Time Home Buyer Mistakes
06/23/2009
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5 COMMON FIRST TIME HOME BUYER MISTAKES! 1. ) They don't ask enough questions of their lender and end up missing out on the deal. 2. ) They don't act quickly enough to make a decision and someone else buys the house. 3. ) They don't find the… more
Home Buying Guide Part 4: Taking the STRESS out of home buying
06/23/2009
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TAKE THE STRESS OUT OF BUYING A HOME! 1. ) Find a real estate agent who you connect with. Home buying is not only s big financial commitment, but also an emotional one. It's critical that the REALTOR you choose is both highly skilled and a good fit… more
Home Buying Guide Part 3: Why you should work with a Reator
06/23/2009
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Not all real estate practitioners are REALTORS. The term REALTOR is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION OF REALTORS and subscribes to it's strict Code of Ethics. Here are nine… more
Home Buying Guide Part 2: 7 Reasons to Own Your Own Home
06/11/2009
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1. ) Tax Breaks. The U. S Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home. 2. ) Appreciation. Real Estate has long-term, stable growth value. While year-… more
Home Buying Guide Part 1
06/09/2009
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I have had the opportunity to work with several first time home buyers, and I really enjoy it. I think sometimes we are so used to how everything is supposed to work, that maybe we don't do a good enough, or thorough enough job educating our buyers… more
Seize Upon Tough Times
06/09/2009
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I recently finished a FANTASTIC book called Outliers by Malcom Gladwell- and it has really stuck with me. It has changed the way I view successful people, and success in general. Malcom takes a look at not only the "drive and determination" of well… more
The slow market… is a good thing!
06/04/2009
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HAH! Got you with that title, you are probably thinking, what is wrong with her?? Nothing! I am just taking a positive look at this slow and crazy market. While our sales are down, our phones only ringing 50 times a day instead of 100- I am taking… more
 

Rebekah Littlefield

Moses Lake, WA

More about me…

Gary Mann Real Estate

Address: 305 E. Third Ave, Moses Lake, WA, 98837

Office Phone: (509) 765-3463

Cell Phone: (509) 750-2206

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