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The New Year is just around the corner and what a better time that the beginning of the year to set your financial goals for a new year. Financial planning is " the process of meeting your life goals through the proper management of your finances", says the Certified Financial Planning Board of Standards, an independent group that licenses certified financial planners. This is done by "gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals given your current situation and future plans," the
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