building credit: Lets talk about credit- repairing and building shall we? - 01/17/24 02:49 PM
Navigating the Credit Maze: Best Practices to Establish or Repair Credit
In today's financial landscape, a good credit score is more than just a number; it's the key to unlocking a world of opportunities. Whether you're looking to secure a mortgage, apply for a credit card, or even land that dream job, your creditworthiness plays a crucial role. If your credit score is not where you want it to be, fear not – there are practical steps you can take to establish or repair your credit. Let's explore some best practices that can pave the way to a healthier credit profile.
1. Check … (3 comments)

building credit: The Credit Conversation Continued - How many trade lines are needed? - 12/14/17 10:31 AM
The Credit Conversation Continued - How many trade lines are needed?
I have previously shared with you, from my personal experience, how to increase your credit score in 90 days or less using the "10%" rule when using our credit cards. Once you have accomplished that, its time to take the next step and ensure you have enough "trade lines" to have enough "credit" to begin the Home Mortgage Process.  Again, in my experience (nearly 20 years as the Real Estate Guy® in AZ) with the handful of lenders I have partnered with, all ideally want to see 3 solid trade lines of … (1 comments)

building credit: Easy way to Rebuild your Credit Score - Building Credit to Buy a Home - 12/08/17 03:29 PM
Easy way to Rebuild your Credit Score - Building Credit to Buy a Home
 
There are many ways to approach credit building, credit repair and/or restoration. In my experience, this is one of the easiest ways to approach rebuilding your credit after a bankruptcy. I had a credit score under 500 (probably worse at one point) so I need to build it back up again, my approach, went online to a credit card company, filled out the request and indicated "why" I needed the card.
 
I was approved, $300, so I did what I mention here in this video with that card. Then … (4 comments)

 
Chris Dunham, The Real Estate Guy™ (Brokers Hub Realty)

Chris Dunham

The Real Estate Guy™

Gilbert, AZ

More about me…

Brokers Hub Realty

Address: 2353 E Baseline Road, Gilbert, AZ, 85234

Office: (602) 321-6188

Fax: (800) 540-9503



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