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ACH Phishing Alert - 11/19/09 03:24 PM
The Electronic Payments Association (NACHA) has just released a Phishing Alert. Individuals and/or companies may have received an e-mail with the subject title “Rejected ACH Transaction”. The e-mail, which appears to be from NACHA, indicates that there is a problem with an ACH transaction, and contains a link that redirects to a web page that resembles the NACHA web site. This is not the NACHA web site. DO NOT OPEN THIS EMAIL as it will infect your PC with a malware virus. If you have questions or need assistance, please call Global Treasury Management Services at (800) 322-2778, Monday through Friday, (2 comments)
What Do You Do If The Rent Is Not Paid? - 11/18/09 10:53 AM
One of the many nightmares in a property manager's day (yes nightmares are possible during the day of a property manager or property owner) is when the rent does not show up. It might even happen when a manager has auto draft from their bank since funds have to be in the bank to collect. When this happens we suggest the following steps: 1. Call the tenant on the next business day after the rent becomes late. Note: The tenant gets the next business day to pay if the due date falls on a weekend or holiday. Tell the tenant that (4 comments)
Where is the best place in the Sacramento area for an investor to buy? - 11/07/09 09:56 AM
It is always a tough decison where to buy since good properties tend to be priced above what makes sense for cash flow (low rents compared to sales price). I personally like to buy in marginal neighborhoods since they tend to have better cash flow and my company is good at picking tenants like South Sacramento(95820, 95823, 95824, 95828). But some like more middle of the road neighborhoods and pay a little more, with less cash flow Natomas (95834, 95835) or Elk Grove (95624, 95757, 95758) make sense for that middle area. Higher end properties like Folsom (95630) can make sense (1 comments)
Fannie Mae Deed for Lease Program - 11/07/09 09:45 AM
Yesterday Fannie Mae announced a new program it has designed to further assist homeowners facing foreclosure. The Deed-for-Lease Program (D4L) allows qualifying homeowners to remain in their homes by signing a lease in connection with voluntarily transferring the property deed back to the lender. According to a press release from Fannie Mae, “The new program is designed for borrowers who do not qualify for or have not been able to sustain other loan-workout solutions, such as a modification. Under Deed for Lease, borrowers transfer their property to the lender by completing a deed in lieu of foreclosure, and then lease back (7 comments)
Rental Market Report For Sacramento 4th Quarter 2009 - 11/06/09 01:51 PM
The Sacramento rental market is struggling a bit more than usual. There are fewer rentals available and those that are on the market are not seeing a real strong demand. Our firm rented out an above average amount of rentals in October which has lowered our overall available properties. It appears the winter will be slow and that usually means the spring will see a rebound. Vacancy rates are holding at around 5% or lower for single family homes, but don't expect rents to rise anytime soon. You can access our rental survey at our website: www.HomePointe.com and click on Owner (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.