Eagle Glen in Corona Flies the Flag for Memorial Day. - 05/30/11 09:03 PM
Went for a walk this weekend around the Eagle Glen neighborhood here in Corona.  Saw lots of flags flying.  Nice to see my neighborhood displaying their patriotism and honoring our soldiers sacrifice.

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Corona Reverse Mortgage Client Story - 05/28/11 12:28 AM
 
I really enjoyed working with this young retiree and her family!  Ms. B bought her home with cash after she retired in 2003 and has been enjoying her adult children, her granchildren, gardening and some travelling.  She keeps very active.  With the economy getting out of control over the last four years, she has seen her savings dwindle and the return on her CD’s has gotten lower and lower as interest rates have fallen.  Finally in November of last year she realized she would not be able to make her property tax payment and so she began to look into … (1 comments)

Loan Officers - Do You Attend Your Loan Closings? - 05/26/11 12:14 AM
Tonight I attended one of my loan closings. My "regular" notary, Kathy, was not available so another notary was there, recommended by my escrow officer.   
During the signing the notary said, "I've been doing this for 6 years and I hardly ever have a loan officer attend the closing.  It's great that you are here!"   I don't get that!  
Signing loan documents is a fairly scary thing for most borrowers and you can imagine it is even more so with my clientele, older borrowers taking out FHA/HECM Reverse Mortgages.
I know I'm a "Pollyanna", but it's important to … (0 comments)

Special Message for my friends at STAR Networking Group - 05/24/11 11:03 PM
Hello to my friends from the STAR Networking Group! Thank you for the warm welcome and I am excited to be joining our group every Tuesday morning at 7:30am. I hope you will take just a bit of time and learn just a bit about my product – the FHA HECM Reverse Mortgage… and I invite you to check out and “Like” my FaceBook Business page. Here are some of my favorite posts on my blog. Reverse Mortgage Facts, FAQ's and Fax Seniors 62 & Better Can Finance a New Home with A Reverse Mortgage. Riverside Reverse Mortgage Question - What … (0 comments)

Moreno Valley Reverse Mortgage Question - Where Can I Find a HUD Approved Reverse Mortgage Counselor? - 05/18/11 06:12 PM
Here's all the information you need to find a HUD Approved counselor: Prior to processing a loan application, all borrowers must submit a signed certificate of HECM Counseling provided by a HUD Approved Counselor which certifies that they have attended (either in person or by phone) a counseling session developed by HUD specifically about reverse mortgages.

 
Here’s an easy and convenient way to find a qualified counselor.  Use FHA’s counselor search tool to find a counseling agency close to you or call one of the following Nationwide counseling agencies.  
 
 
National Foundation for Credit Counseling  866-698-6322 Money … (0 comments)

Speechless Sunday - Boys will be boys... - 05/15/11 11:58 PM

Children find trees irrestistible. In our local Eagle Glen Park, the trees have finally grown big enough to be a fun challenge.  Once one boy starts to climb the others can't resist.  I just had to capture this tree full of boys on one of my walks.
 
 
 
 
 
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Angel On Her Shoulder. - 05/13/11 11:02 PM
Today was such a great day!
Pricing on HECM reverse mortgages has come down and with it the funds available to senior homeowners has gone up.   
I called one of my clients who has been unsure of whether or not she should complete her reverse mortgage loan, (She should) but with the old pricing she would have had to bring in $600 to get the reverse or take the more expensive "HECM Standard" loan which she did not want. So, she's been putting off the decision to move ahead.
At the new pricing she can use the HECM Saver, and get … (3 comments)

Riverside Reverse Mortgage Question - Can you help me to find a HUD Approved HECM Counselor? - 05/10/11 11:55 PM
 
Absolutely! Prior to processing a loan application, all borrowers must submit a signed certificate of HECM Counseling provided by a HUD Approved Counselor.  Here’s an easy and convenient way to find a qualified counselor.  Use FHA’s counselor search tool to find a counseling agency close to you or call one of the following Nationwide counseling agencies.   National Foundation for Credit Counseling 866-698-6322 Money Management International 877-908-2227 Credability 800-251-2227 National Council on Aging 800-510-0301 ClearPoint Financial Solution 877-877-1995 Springboard 800-947-3752 The agency will schedule a counseling appointment for you to be held either over the phone or at their office. … (0 comments)

Mirror, Mirror on the Wall - 05/08/11 12:54 AM
People say I’m just like my mom.  The truth of the matter is that it's all her fault.  (I only wish I was half the woman she is.)
Growing up as the eldest child of seven I observed and absorbed my mother’s life. It seemed like nothing fazed her.  Once on our way to the emergency room with my little brother we were running out of gas and she had no money.  She asked the gas station attendant if she could fill up and pay him later and would leave him her diamond ring as collateral.  She never once complained about … (5 comments)

 
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Deborah Nance, Southern California Reverse Mortgage Specialist

Deborah Nance

Corona, CA

More about me…

Orange County, Corona, Riverside, Los Angeles

Address: NMLS#202003, Southern California, CA, 92883

Office Phone: (951) 283-2983

Cell Phone: (951) 283-2983

Email Me

What You Want To Know & Need To Know About Reverse Mortgages - “The postings, statements and opinions on this site are my own and do not necessarily represent the opinions and positions of my employer, and/or it's affiliates."


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