Ways to Improve Your FICO Score - 02/29/08 02:20 PM
Learn what your current FICO Credit Score is and what appears on your credit report.
Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score.
Try and keep your total account balances as low as possible. High outstanding debt may … (1 comments)
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Ways to Improve Your FICO Score - 02/29/08 10:15 AM
Learn what your current FICO Credit Score is and what appears on your credit report.
Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score.
Try and keep your total account balances as low as possible. High outstanding debt may … (1 comments)
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Ways to Improve Your FICO Score - 02/29/08 08:36 AM
Learn what your current FICO Credit Score is and what appears on your credit report.
Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score.
Try and keep your total account balances as low as possible. High outstanding debt may … (2 comments)
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FICO Scores, The 5 Most Important Factoring Reasons - 02/28/08 09:35 AM
What Affects Your FICO Credit Score and What You Can Do About It Your FICO credit score is a measure of your credit rating - calculated from data contained in your credit report. Most lenders base their credit decisions (at least in part) on this score. Generally, the higher your score, … (1 comments)
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WOW! The Feds are Going to Cut Interest Rates Again - 02/27/08 04:34 PM
AP
Wednesday February 27, 3:28 pm ET By Jeannine Aversa, AP Economics Writer Bernanke Says Fed's Priority Is Shoring Up the Economy, Pledges to Cut Interest Rates The central bank started lowering a key interest rate in September. Over just eight days in January, the Fed shaved 1.25 percentage points, the biggest … (3 comments)
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Ways to Improve Your FICO Score - 02/27/08 01:27 PM
Learn what your current FICO Credit Score is and what appears on your credit report.
Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score.
Try and keep your total account balances as low as possible. High outstanding debt may … (3 comments)
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Ways to Improve Your FICO Score - 02/27/08 08:57 AM
Learn what your current FICO Credit Score is and what appears on your credit report.
Don't open new credit cards that you don't need just to increase your available credit. This approach could backfire and actually lower your score.
Try and keep your total account balances as low as possible. High outstanding debt may … (7 comments)
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7 Things You Can Do to Protect Your Identity - 02/26/08 01:20 PM
By managing your personal information carefully and sensibly, you can help guard against identity theft. Here are some simple precautions that can help keep your information safe:
1. Disclose your Social Security number (SSN) only when it is absolutely necessary. Don't have your Social Security number printed on your checks and … (5 comments)
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5 Steps to a Higher FICO Credit Score - 02/26/08 10:10 AM
1. Be Punctual. Late payments can lower your credit score. Paying your bills on time for several months can begin to raise it.
2. Get Caught Up. If you're behind on some accounts, the first step is to get current. Then start paying on time - the longer you do this, … (1 comments)
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5 Steps to a Higher FICO Credit Score - 02/26/08 08:28 AM
1. Be Punctual. Late payments can lower your credit score. Paying your bills on time for several months can begin to raise it.
2. Get Caught Up. If you're behind on some accounts, the first step is to get current. Then start paying on time - the longer you do this, … (1 comments)
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Credit Management, What affects your FICO Score - 02/25/08 03:27 PM
What Affects Your FICO Credit Score and What You Can Do About It Your FICO credit score is a measure of your credit rating - calculated from data contained in your credit report. Most lenders base their credit decisions (at least in part) on this score. Generally, the higher your score, … (1 comments)
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Creating a Workable Budget! - 02/25/08 09:26 AM
How to establish and keep a budget Many people think that sticking to a budget means they won't be able to have the things they want. In fact, the opposite is true. A budget can help you preserve your lifestyle AND pay off debt while saving for the future. But if … (2 comments)
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How do Inquiries Affect Credit Scores? - 02/22/08 09:16 AM
FICO scores only consider inquiries iniated by you (when you were seeking credit) over the most recent 12-month period. FICO scores only consider inquiries from the last 12 months, although inquiries remain on your credit report for two years.Federal law requires that all inquiries be kept on file for a period … (2 comments)
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**Credit Scores and Credit Cards** Tip of the day.... - 02/20/08 09:49 AM
One's FICO score takes into account how much of your total credit line is being used on credit cards and other revolving credit accounts. Someone who is closer to "maxing out" on many credit cards or has large amounts of outstanding debt may have trouble making payments in the future, and … (3 comments)
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Who's a Good Candidate for Credit Repair? - 02/19/08 08:57 AM
Some of you might believe that credit repair does not work. That's absolutely incorrect! Credit repair does work for someone who is a good candidate for it.If I see a credit report and see recent charge-off's, collections, late pays, and other negatives within the last year then no, they are not good … (0 comments)
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FICO Score,Tip of The Day........ - 02/18/08 05:43 PM
1. Payment history - what is your track record? 35 % of the score
2. Amounts owed - how much is too much? 30% of the score 3. Length of credit history - how established is yours? 15% of the score
4. New credit - are you taking on more debt? 10% of … (1 comments)
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FICO Tip of The Day........ - 02/18/08 03:19 PM
1. Payment history - what is your track record? 35 % of the score
2. Amounts owed - how much is too much? 30% of the score
3. Length of credit history - how established is yours? 15% of the score
4. New credit - are you taking on more debt? 10% of … (0 comments)
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Free Credit Tip of The Day!!! - 02/18/08 10:27 AM
1. Payment history - what is your track record? 35 % of the score
Risk predictors here look at:
· Severity - how bad are the delinquencies?
· Recency - how recent are they?
· Frequency - how many times did it occur?
2. Amounts owed - how much is too much? 30% of the score
… (1 comments)
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Do you accept outside referrals? - 02/15/08 11:07 AM
Hello guys and girls!
I'm with RMCN Credit Services. We spend an astronomical amount of money on advertising thus leaving me with a lot of people coming out of our program who are looking for a home. I'm not trying to sell you a lead! I'm looking to establish a long term … (0 comments)
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