tips: How Long do Items Remain on Your Credit Report? - 05/05/08 04:44 PM
Credit Accounts:
Accounts paid as agreed remain for up to 10 years.
Accounts not paid as agreed remain for 7 years.
Collection Accounts:
Remain for 7 years.
The time periods listed above are measured from the date in your credit file shown in the "date of last activity" field accompanying the particular credit or collection account.
Courthouse … (2 comments)
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tips: How Long do Items Remain on Your Credit Report? - 05/05/08 04:43 PM
Credit Accounts:
Accounts paid as agreed remain for up to 10 years.
Accounts not paid as agreed remain for 7 years.
Collection Accounts:
Remain for 7 years.
The time periods listed above are measured from the date in your credit file shown in the "date of last activity" field accompanying the particular credit or collection account.
Courthouse … (1 comments)
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tips: How do Inquiries Affect Credit Scores? - 05/02/08 03:53 PM
FICO scores only consider inquiries iniated by you (when you were seeking credit) over the most recent 12-month period. FICO scores only consider inquiries from the last 12 months, although inquiries remain on your credit report for two years.
Federal law requires that all inquiries be kept on file for a period … (0 comments)
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tips: How do Inquiries Affect Credit Scores? - 05/02/08 03:52 PM
FICO scores only consider inquiries iniated by you (when you were seeking credit) over the most recent 12-month period. FICO scores only consider inquiries from the last 12 months, although inquiries remain on your credit report for two years.
Federal law requires that all inquiries be kept on file for a period … (0 comments)
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tips: Credit Tip of The Day!!!! - 04/14/08 02:52 PM
1. Payment history - what is your track record? 35 % of the score
2. Amounts owed - how much is too much? 30% of the score
3. Length of credit history - how established is yours? 15% of the score
4. New credit - are you taking on more debt? 10% of … (1 comments)
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tips: How Long do Items Remain on Your Credit Report? - 03/28/08 10:55 AM
Credit Accounts:
Accounts paid as agreed remain for up to 10 years.
Accounts not paid as agreed remain for 7 years.
Collection Accounts:
Remain for 7 years.
The time periods listed above are measured from the date in your credit file shown in the "date of last activity" field accompanying the particular credit or collection account.
Courthouse … (0 comments)
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tips: How Long do Items Remain on Your Credit Report? - 03/28/08 10:55 AM
Credit Accounts:
Accounts paid as agreed remain for up to 10 years.
Accounts not paid as agreed remain for 7 years.
Collection Accounts:
Remain for 7 years.
The time periods listed above are measured from the date in your credit file shown in the "date of last activity" field accompanying the particular credit or collection account.
Courthouse … (0 comments)
|
tips: How do Inquiries Affect Credit Scores? - 03/25/08 11:17 AM
FICO scores only consider inquiries iniated by you (when you were seeking credit) over the most recent 12-month period. FICO scores only consider inquiries from the last 12 months, although inquiries remain on your credit report for two years.
Federal law requires that all inquiries be kept on file for a period … (1 comments)
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tips: Do's & Dont's to Raising Your FICO Score - 03/20/08 11:31 AM
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your BEACON®, FICO® and EMPIRICA® score. · If you have missed payments, get current and stay current. The longer you pay your bills on time, the better your BEACON®, FICO® and EMPIRICA® score.
· If you are having … (2 comments)
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tips: How Do Late Pays Affect Your FICO Score? - 03/19/08 11:11 AM
FICO scores evaluate late payment information in a variety of ways - in terms of the frequency of missed payments, the recency of the missed payments, and the level of delinquency (how late the payment is). In this simulation, the impact on the score due to missing a payment will depend on … (0 comments)
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tips: "Do's" to Raise Your FICO Score - 03/16/08 01:55 PM
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your BEACON®, FICO® and EMPIRICA® score. · If you have missed payments, get current and stay current. The longer you pay your bills on time, the better your BEACON®, FICO® and EMPIRICA® score.
· If you are having … (2 comments)
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tips: "Do's" to Raise Your FICO Score - 03/16/08 01:54 PM
Pay your bills on time. Delinquent payments and collections can have a major negative impact on your BEACON®, FICO® and EMPIRICA® score. · If you have missed payments, get current and stay current. The longer you pay your bills on time, the better your BEACON®, FICO® and EMPIRICA® score.
· If you are having … (1 comments)
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tips: Creating A Workable Budget for Yourself - 03/16/08 10:56 AM
How to establish and keep a budget Many people think that sticking to a budget means they won't be able to have the things they want. In fact, the opposite is true. A budget can help you preserve your lifestyle AND pay off debt while saving for the future. But if … (2 comments)
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tips: Creating A Workable Budget for Yourself - 03/16/08 10:54 AM
How to establish and keep a budget Many people think that sticking to a budget means they won't be able to have the things they want. In fact, the opposite is true. A budget can help you preserve your lifestyle AND pay off debt while saving for the future. But if … (1 comments)
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