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overland park realtor: Overland Park Short Sale Q & A: The Second Mortgage Wants More Than The First Mortgage Will Give Them - 09/15/11 12:24 AM
Overland Park KS – The Stop Foreclosure Institute recently received a question from Aggie. Here was Aggie’s Question.
“We received a short sale approval on the 1st. They will only pay the second mortgage $3,000. The problem is that the second mortgage wants $5,500.
We are arguing back and forth with the second mortgage. The negotiator there said management decided they won't take less.
I told her the final decision should come from the investors not from management. Any help greatly appreciated. Aggie.
” Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Here is … (0 comments)
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overland park realtor: Capitalize On Low Interest Rates In Overlooked Places - 09/15/11 12:09 AM
It's no secret. Rates are low right now. And, it's not just mortgage rates, either -- all types of rates are scraping rock-bottom. Borrowing rates, lending rates and savings rates are at or near their all-time lowest levels.
As a homeowner in Leawood , one way to take capitalize on today's low rates is to apply to refinance your home. But there are other ways to take advantage, too.
In this 5-minute piece from NBC's The Today Show, you'll learn of a half-dozen ways to exploit the current rate environment, including:
Refinance a car loan from a high rate to a … (0 comments)
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overland park realtor: Positive News For Real Estate Investors - 08/11/11 05:06 PM
Rental Vacancy Rate at 6-Year Low
According to recent article from Rismedia, rental vacancies are the lowest they have been since 2003 and expected to go lower.
I guess you could guess that if you drive down 135th street in South Overland Park. There are rental apartments everywhere and more on the way. Most of the newer complexes are over 99% percent full and have waiting lists.
This year has been the best year for The Ron Mowery Home Selling Team for selling investment properties. We have had great success representing buyers who are looking to diversify into … (1 comments)
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overland park realtor: Keller Williams Red Day-Overland Park Realtor Ron Mowery - 05/07/11 12:38 PM
Dear Friends,
As an agent with Keller Williams Realty Partners, I spend my days working to help families find homes and build communities. That's why I am so passionate about giving where I live. There are so many ways we can make a difference and help those that may need it the most.
With that spirit in mind, I want to invite you to participate with me in the 3rd annual Keller Williams RED Days on May 10-12. In the past we celebrated on just the one day but we have decided to extend that to 3 days of giving back. … (0 comments)
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overland park realtor: Overland Park Short Sales: Will I Owe Income Tax After A Short Sale? - 01/05/11 05:31 PM
Overland Park KS – This is one of the first questions potential short sale sellers ask us. “I heard of something called “forgiveness of debt income and that it is taxable. How does that work?” they ask.
The following article is my personal opinion only. I recommend that you consult with a competent legal or tax professional before moving forward with a short sale.
In most cases the answer is that a short sale will usually not cause you to owe income tax.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
It used … (1 comments)
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overland park realtor: Why Builder Confidence Surveys Matter To Buyers Of New Homes - 12/17/10 11:58 AM
Why Builder Confidence Surveys Matter To Buyers Of New Homes By Ron on December 17th, 2010
Home builder confidence is holding firm this month, according to the National Association of Home Builders.
The group’s monthly Housing Market Index surveyposted 16 for December. That’s the same value as from November. It’s also equal to this 2010′s average HMI reading.
HMI is scored on a scale of 1-100, and is a composite of 3 separate home builder surveys measuring single-family sales; projected single-family sales over the next six months; and prospective buyer foot traffic.
The results of the 3 surveys were as follows:
Single-Family Sales … (2 comments)
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overland park realtor: Rankings : America’s Best Places To Raise A Family (2010) - 12/15/10 03:30 PM
Dec 13th
BusinessWeek recently released its America’s Best Place to Raise a Family list. Chicago suburb Tinley Park, Illinois, topped the list.
2010 marks the second straight year that a Chicago suburb took top honors. Last year’s winner was Mount Prospect, Illinois.
The BusinessWeek survey uses data from Onboard Informatics, compiling statistics in areas including education, crime, and access to parks, jobs and affordable homes. Selections are limited to towns with 45,000 residents or fewer, and a median income of between $40,000 and $125,000.
One winner and 2 runner-ups are named for each state; the 10 most populous of which … (2 comments)
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overland park realtor: Loan Servicer doesn’t follow VA Short Sale guidelines on a short sale of a VA Loan - 12/01/10 11:15 PM
Overland Park KS - We recently negotiated a short sale on a VA Loan. After the appraisal is complete and all the other necessary document have been received.
VA guidelines state the loan servicer should give us an answer within 15 days. The loan servicer took 65 days to give us an answer. That is a complete violation of VA’s requirements. “Oh, but that’s no big deal”, you might say.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
It is a big deal, because VA (and every single US Taxpayer) loses money as … (0 comments)
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overland park realtor: Loan servicer demands a bribe from home buyer, or they won’t approve buyer's short sale offer. - 11/30/10 03:54 PM
Overland Park KS - We had a short sale recently with a certain loan servicing company.
The funny thing was that this loan servicer was hired by the owner of the loan to work on behalf of them. In other words, the loan servicer was to look out for the loan owner's best interest.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
Processing and approving a short sale will usually avoid future losses on a mortgage. Boston Consulting Group recently did a study on the difference between a short sale and foreclosure. They found … (0 comments)
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overland park realtor: Overland Park Short Sales: Are homeowners able to sue their lender for damages after a foreclosure? - 11/23/10 07:04 PM
Overland Park KS - I am following up on a question from Arman. His loan was owned by Fannie Mae and the company handling the loan for Fannie Mae was rejecting an excellent short sale offer for no reason.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
Here is a quick recap of what I recommended Arman do. Step #1: Call up IBM and demand a written letter explaining why they are declining the short sale offer.
Step #2: Write down what you project your damages are going to be if the property … (1 comments)
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overland park realtor: Ron Mowery Home Selling Team: Why Some Homes Sit and Some Don't - 11/18/10 05:25 PM
CHECK OUT THIS VIDEO ON WHY SOME HOMES SIT AND SOME DON'T
If you are frustrated with your home not selling or concerned if you put your home on the market it won't sell. Click Here to find out about our Guarantee; Your Home Sold In 59 Days or We Will Sell It For Free.
… (0 comments)
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Overland Park Realtor, Ron Mowery
Overland Park,
KS
More about me…
Keller Williams Realty Partners, Inc.
Address: 11005 Metcalf Avenue, Overland Park, KS, 66221
Office Phone: (913) 825-4025
Cell Phone: (913) 269-0479
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