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credit card: Taxoline Season - Mortgage by Randy Newsletter - Feb 2012 - 02/26/12 05:47 PM
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credit card: CSV Code Benefits - Mortgage by Randy Newsletter - Oct 2011 - 10/31/11 01:49 AM
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credit card: Bad Advice About Credit Scores From A Well Meaning Blog Contributor - 04/29/11 01:43 AM
I found more bad advice on the Internet from a well-meaning blog contributor (let's call him Bob). Bob's post was in response to a question about whether it is better for your credit score to pay off your credit card in full or carry some kind of balance and pay some interest. Is our chant from yesterday's Daily Dollar ringing in your head?
Tell Us What You ThinkDid you get in on the Daily Dollar poll yet? Click here to answer Yes or No to an important question about managing your credit score.
Bob's Argument: Fact Or Fiction?Bob presented a pretty … (7 comments)
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credit card: One Of My Favorite Moments Each Month - Mortgage by Randy Newsletter - Jan 2011 - 02/08/11 09:40 PM
Mortgage by Randymonthly update to our clients, colleagues, family & friends By: Randy Mitchelson, January 2011 ==================================================================================== In Issue 34 We Touch On: One Of My Favorite Moments Each MonthIs Your Mortgage Professional Licensed?2011 = More Of The SameI couldn't believe I witnessed the Dow Jones Industrial Average break 12,000 this month amidst all the turmoil in our economy (record deficits, anemic job creation, ongoing housing slump, etc). This big bounce back from the 9000s goes to show how the stock market moves independently of what's happening in the economy. In general, people who still have jobs are more confident that they will … (0 comments)
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credit card: Escrow Analysis Season - Mortgage By Randy Newsletter - Mar 2010 - 03/19/10 12:01 PM
Mortgage by Randymonthly update to our clients, colleagues, family & friendsBy: Randy Mitchelson, March 2010
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In Issue 24 We Touch On:Escrow Analysis StatementsCredit Card Annual FeesRewarding Good Behavior Spring is in the air. March Madness is upon us (Go ‘Cuse) and home buying season is here. Spring 2010 may prove to be one of the best seasons to purchase a home. Rates have sunk to historic lows again. The federal government is bribing shoppers with up to $8,000 tax credit (hurry the clock is winding down). Many property owners are desperate to sell at rock bottom prices including many banks that … (0 comments)
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credit card: New Mortgage Fee Rules - Mortgage By Randy Newsletter - Feb 2010 - 02/18/10 11:21 PM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, February 2010
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In Issue 23 We Touch On:
New Mortgage Fee Rules
New Credit Card Law
Hug Your Bride Contest
Cold seems to be a theme lately. Our government was shut down due to cold and snow. The President's goal of health care reform is getting a cold reception from many. The southern United States, including Florida has seen an unprecedented streak of cold temperatures and snow. While we all deal with our own version of cold, there are signs that things are heating … (1 comments)
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credit card: Free Loan Modifications - Mortgage by Randy Newsletter - June 2009 - 06/19/09 09:40 AM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, June 2009
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In Issue 15 We Touch On:
Free Loan Modifications
Good & Bad of New Credit Card Regulation
Fixing Credit Report Errors
Mortgage interest rates surged in the last 3 weeks (about 60 basis points) so refinances are slowing. Rates are still very low in historical terms so purchase money mortgage volume is steady. The Federal Reserve has engineered this rate environment dating back to their fourth quarter 2008 tactics so there is no worry about rates suddenly ballooning. A no point 30 year … (0 comments)
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credit card: Mortgage Law Would Hurt Consumers - Mortgage by Randy Newsletter - May 2009 - 05/18/09 11:55 PM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, May 2009
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In Issue 14 We Touch On:
Politicians Write Bad Mortgage Legislation
Americans Put Away Credit Cards
Buying Credit Scores
April ended with another seminar and more homeowners getting educated with the latest news about the property insurance, real estate, self-directed IRA, mortgage and credit markets. Feedback from the Estero, Florida audience was favorable and many thanks to fellow presenters Jerry Elliot (Oswald Trippe Insurance), Dina Cecere (Dina Cecere Realty), Paul Cecere (Centennial Lending Solutions) and Austin Hardy (Entrust). On to the news....
The … (0 comments)
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credit card: Tax Tip To Do Before 12/31/08 - Mortgage by Randy Newsletter - Dec 2008 - 01/05/09 10:32 PM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, December 2008
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In This Issue We Touch On:
My Early Stocking Stuffer
Refi Boom?
Is The Bank Closing Your Credit Card Account?
If you are reading this you have successfully set-up your new email subscription. Thank you for your patronage and feedback. Be assured that your subscription will not result in your sacred personal information being shared or sold.
I received an early gift this holiday when I earned the Lending Integrity Seal of Approval from the National Association of Mortgage Brokers. The … (1 comments)
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Randy Mitchelson
Estero,
FL
More about me…
Randy Mitchelson, Licensed Mortgage Professional
Address: Estero, FL, 33928
Office Phone: (239) 851-6738
Cell Phone: (239) 851-6738
Email Me
Mortgage by Randy personal finance newsletter is sent monthly. The newsletter covers topics including the mortgage market, credit scores, identity theft and identity protection, U.S. and global economy, questions from readers and charitable endeavors that are important to my family. Feel free to share Mortgage By Randy on your blog, Facebook, Twitter, Google+, etc.
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