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foreclosure: Bank Of America Sues Itself - Mortgage by Randy Newsletter - May 2012 - 05/30/12 12:42 PM
 
 
                        … (0 comments)

foreclosure: 5 Truths to Know If You’re Considering Bankruptcy - 08/12/11 04:01 PM
If you or a client are struggling with debt, here are 5 things to know about bankruptcy and how it may affect your future:
 
1. It’s more common than you think. In 2009, more than 1 million people filed for bankruptcy.
2. It may save your house. Bankruptcy’s automatic stay is designed to stop foreclosure, even if the process has already started. Plus, Chapter 13 bankruptcy is designed to resolve back debt from your mortgage. Few other programs can do this.
3. You do not need to study for the means test. The means test is not an exam, and … (0 comments)

foreclosure: Strategic Defaults Defined - Mortgage By Randy Newsletter - July 2010 - 07/20/10 05:53 PM
Mortgage by Randymonthly update to our clients, colleagues, family & friendsBy: Randy Mitchelson, July 2010 =============================================================================== 

In Issue 28 We Touch On: Bad Credit MortgagesStrategic DefaultsLead Paint Mid month travel has delayed the release of this month’s newsletter, but the extra few days have allowed me to reflect upon a topic that may hit home for some.  One of the reasons that I was inspired to earn my mortgage license was to be able to help people.  Being on the inside of various mortgage lenders throughout my career gave me unique insight into how many good borrowers get railroaded or turned … (0 comments)

foreclosure: R.I.P. Colonial Bank - Mortgage by Randy Newsletter - Aug 2009 - 09/17/09 01:17 AM
 Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, August 2009
===============================================================================  
 In Issue 17 We Touch On:
R.I.P. Colonial Bank
Easier Access to Personal Loans
Foreclosure Impact on Credit Scores
A month full of travel has delayed the release of this newsletter and it was a great feeling for my head to hit my own pillow last night.  Back to School season is upon us.  Let's use this as a reminder that kids need to learn about money, credit and loans early on in life so they are well prepared to make good decisions … (0 comments)

foreclosure: $8000 Tax Credit - Mortgage by Randy Newsletter - July 2009 - 07/17/09 01:15 AM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, July 2009
========================================================================================================================= 
 
In Issue 16 We Touch On:
$8,000 First-Time Homebuyer Tax Credit
Credit Tips for Divorcing Couples
Private Mortgages
 
As we enter the "dog days of summer" our thoughts are on family outings and reunions, fishing trips, lakeside campfires and the beach.  Personally, I am not participating in any of those fun things, but I hear about them through my "grapevine".  Collectively, we are still saving our pennies, lowering our credit card spending and moving forward cautiously.  As troubled as our own … (0 comments)

foreclosure: Your Credit Score May Drop - Mortgage by Randy newsletter - July 2008 - 07/22/08 12:44 AM
Mortgage by Randy
a monthly update to our clients, colleagues, family & friends
by: Randy Mitchelson, July 2008
=============================================================================== 
In This Issue We Touch On:
Unemployment, Inflation & Credit Score Drops on Perfect Payment Histories
We have to start this newsletter with a quick sidebar about my recent experience volunteering with Major League Baseball in New York City.  As a fan of baseball and especially the New York Yankees, I wanted to be a part of the All Star experience during this final season at Yankee Stadium.  I was fortunate enough to be chosen as an ambassador for MLB and want … (1 comments)

 
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Randy Mitchelson

Estero, FL

More about me…

Randy Mitchelson, Licensed Mortgage Professional

Address: Estero, FL, 33928

Office Phone: (239) 851-6738

Cell Phone: (239) 851-6738

Email Me

Mortgage by Randy personal finance newsletter is sent monthly. The newsletter covers topics including the mortgage market, credit scores, identity theft and identity protection, U.S. and global economy, questions from readers and charitable endeavors that are important to my family. Feel free to share Mortgage By Randy on your blog, Facebook, Twitter, Google+, etc.


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