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loan modification: CSV Code Benefits - Mortgage by Randy Newsletter - Oct 2011 - 10/31/11 01:49 AM
 
 
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loan modification: Forgivable Mortgage Program - Mortgage by Randy Newsletter - July 2011 - 07/18/11 12:41 PM
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loan modification: Text Message Saves The Day - Mortgage By Randy Newsletter - Nov 2010 - 11/25/10 12:22 AM
Mortgage by Randymonthly update to our clients, colleagues, family & friendsBy: Randy Mitchelson, November 2010
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 In Issue 32 We Touch On:
Tighter Lending RulesText Message Saves the DayConsumer Saving Spree
The holiday season is here, ready or not. During this time of giving thanks, I first want to say that I am thankful for my health.  2010 was the first time I have experienced serious health challenges and I am fortunate to have been surrounded by the right people. I want to say thank you to our readers, many of whom are friends and trusted advisers.  Your questions and feedback … (3 comments)

loan modification: Foreclosures Halted - Mortgage By Randy Newsletter - Oct 2010 - 10/18/10 02:14 AM
Mortgage by Randy monthly update to our clients, colleagues, family & friends By: Randy Mitchelson, October 2010 =================================================================================  In Issue 31 We Touch On: Foreclosures  Halted Gas Price Scam Sneaky School TaxOur restaurant tour enters week 7 as frustrating delays have slowed the kitchen remodel project.  However, the end is near and if anyone is planning on a kitchen project, hit me up for some tips before you get started. I recorded some short videos to help people think through some remodeling details that typically are overlooked until it is too late.  If we knew then what we know now... The current newsletter and … (1 comments)

loan modification: Appraisal Rule Hurts Homeowners - Mortgage by Randy Newsletter - Nov 2009 - 11/18/09 09:27 AM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, November 2009
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In Issue 20 We Touch On:
Appraisal Rule Hurts Homeowners
Secret Behind "Positive" Economic News
Foreclosure Prevention Tool Kit 
As we enter the holiday season our government is doing its best to deliver gifts in the form of packages of stimulus cash.  Since the American consumer has wised up and undertaken a strategy of paying down credit card and home equity debt and stashing any extra into savings, the government is trying to pick up the spending slack.  The fact that there are … (0 comments)

loan modification: Free Loan Modifications - Mortgage by Randy Newsletter - June 2009 - 06/19/09 09:40 AM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, June 2009
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 In Issue 15 We Touch On:
Free Loan Modifications
Good & Bad of New Credit Card Regulation
Fixing Credit Report Errors
Mortgage interest rates surged in the last 3 weeks (about 60 basis points) so refinances are slowing.  Rates are still very low in historical terms so purchase money mortgage volume is steady.  The Federal Reserve has engineered this rate environment dating back to their fourth quarter 2008 tactics so there is no worry about rates suddenly ballooning.  A no point 30 year … (0 comments)

loan modification: New Obama Mortgage Refi Law - Apr 2009 Mortgage by Randy Newsletter - 04/27/09 12:01 AM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, April 2009
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In Issue 13 We Touch On:
$8,000 Tax Credit for First-Time Home Buyers
New Mortgage Refinance Law from Obama
Tax Tips for Divorcing Spouses
April marks the first anniversary of this newsletter. The feedback from readers has helped improve the content, the delivery and the heart that goes into each publication. The newsletter is read by a variety of people. Some are bankers that not only benefit personally from the information, but are then able to add value to their client relationships. … (1 comments)

loan modification: Impact of Name & Address Typos & Variations on Your Credit Score - Mortgage by Randy Newsletter - March 2009 - 03/21/09 02:56 PM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, March 2009
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 In This Issue We Touch On:
Impact of Name & Address Variations on Credit Reports
Update on Futile Government Economic Intervention
Can "Bad" Economic News Be "Good"
 March has turned into a very productive month in the office. Mortgage inquires are on the rise. Demand for credit seminars is growing as well. Fifth Third Bank hosted a credit seminar on March 19 in Naples. We welcome the new readers that attended and thank you for the great questions. On March 26 I will … (2 comments)

loan modification: Nightmares of Loan Modifications - Mortgage by Randy Newsletter - February 2009 - 03/21/09 02:51 PM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, February 2009
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 In This Issue We Touch On:
Loan Modification Nightmares
Tips to Handle a Collection Agency
Benefit of Pre-Approval Letters
Is that a stimulus package in your pocket or are you just happy to see me?  Just how many spouses of our elected officials used that line recently is the real $800 billion question!  Now is a good time to buy stock in companies that manufacture printing machines.  The government will be requiring a lot more printing presses to create all the money committed … (0 comments)

loan modification: 6 Steps To Remove Collections From Your Credit Report - Mortgage by Randy Newsletter - Nov 2008 - 11/16/08 08:22 PM
Mortgage by Randy
monthly update to our clients, colleagues, family & friends
By: Randy Mitchelson, November 2008
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In This Issue We Touch On:
Hope
Interest Rates on the Rise
Government Tosses Another Hail Mary 
Standing in the doorway of the terrace outside our Capitol where our next President will take the oath of office, I imagined the scene.  Millions of people will watch both in person and on television.  Many of them will be full of hope and optimism.  The voices of cynics will still be heard.  However, it is inevitable that our society will experience a mood swing … (1 comments)

 
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Randy Mitchelson

Estero, FL

More about me…

Randy Mitchelson, Licensed Mortgage Professional

Address: Estero, FL, 33928

Office Phone: (239) 851-6738

Cell Phone: (239) 851-6738

Email Me

Mortgage by Randy personal finance newsletter is sent monthly. The newsletter covers topics including the mortgage market, credit scores, identity theft and identity protection, U.S. and global economy, questions from readers and charitable endeavors that are important to my family. Feel free to share Mortgage By Randy on your blog, Facebook, Twitter, Google+, etc.


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