mortgage: Bank Of America Sues Itself - Mortgage by Randy Newsletter - May 2012 - 05/30/12 12:42 PM
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mortgage: Baker’s Dozen Money Sucking Homeownership Costs – Part 2 - 05/16/12 09:28 AM
Relocating ain’t cheap. You either have to absorb the time to do it yourself or hire a professional to ensure it gets done right.
In Part 1 of Baker’s Dozen Money Sucking Homeownership Costs, you learned the first 4 budget items you must plan for and be prepared to pay at or before closing.
The money drain does not stop there. Moving costs have to be planned in your relocation budget regardless of whether you are moving 10 blocks or 1,000 miles.
Part 2: Moving CostsWhen you buy a house, be sure to budget properly for the big move by considering these five transition … (1 comments)
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mortgage: Baker’s Dozen Money Sucking Homeownership Costs – Part 1 - 05/15/12 10:44 AM
After years of home price declines and increased demand for rentals, homeownership is now more affordable than what you can rent a house for in 98 out of 100 major metro markets.
It is now cheaper to purchase a home compared to renting, according to a new report from real estate listing site Trulia.
Baker’s Dozen Money Sucking Homeownership CostsShould you jump on the MLS, find a realtor and buy a house just because some research report says so? Not so fast.
The cost of owning a housing property entails much more than a mortgage payment. Here are a baker’s dozen … (0 comments)
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mortgage: Do You Want To Add Value For Your Clients? Here's One Option... - 05/09/12 10:18 AM
Real estate and mortgage transactions only happen a handful of times in the life of most clients.
How do you stay in touch and add value to those clients inbetween transactions?
There could be many years that transpire inbetween deals where you want to be top of mind with your book of business so they remember you and refer to you.
THE BIGGEST CHALLENGE WITH EMAIL NEWSLETTERSMany real estate and mortgage professionals turn to email newsletters to stay in touch.
But that takes work.
In addition, you have to make sure that you remain compliant with federal laws governing email.
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mortgage: How Does Co-Signing A Car Loan Impact Auto Insurance? - 04/27/12 03:06 PM
Co-signing for a loan is risky.
Most money experts advise against it.
Read more about the Dangers Of Co-Signing Student Credit Cards and the Dangers of Co-Signing A Mortgage Loan for example. It doesn’t matter whether it’s a credit card, mortgage or car loan – the financial and credit risk to the co-signer are very real.
But friends and family take care of each other in times of need so there are a lot of co-signers out there.
Usually, the co-signer is not on the vehicle title and has no legal rights to the car. If the vehicle is totaled from an auto accident, … (1 comments)
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mortgage: FHA Jacks Up Loan Costs - Mortgage by Randy Newsletter - Mar 2012 - 03/26/12 08:05 AM
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mortgage: Taxoline Season - Mortgage by Randy Newsletter - Feb 2012 - 02/26/12 05:47 PM
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mortgage: Will Low Rates To Continue? - Mortgage by Randy Newsletter - Jan 2012 - 01/28/12 05:51 PM
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mortgage: Jobs Report Dirty Secrets - Mortgage by Randy Newsletter - Dec 2011 - 12/20/11 02:25 PM
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mortgage: CSV Code Benefits - Mortgage by Randy Newsletter - Oct 2011 - 10/31/11 01:49 AM
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mortgage: Does Your Bank Owe You Money? - Mortgage By Randy - September 2011 - 09/27/11 02:22 AM
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mortgage: Hurricane Irene Scams - Mortgage By Randy Newsletter - Aug 2011 - 09/01/11 01:35 AM
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mortgage: Who Went To LeadsCon In NYC This Week? - 08/26/11 02:14 AM
Just wrapped 5 days of back to back online advertising tradeshows in New York City. First was Affiliate Summit and then LeadsCon immediately thereafter, both at the Hilton in midtown Manhattan. If you attended one or both of these Performance Marketing shows I would like to hear from you and get your feedback on what the highlights and lowlights were.
As the mortgage industry begins to come back to life under the new rules of engagement set forth by federal and state regulators, the online marketing industry represents a low-cost, highly efficient means of acquiring new loan applicants. If you are … (0 comments)
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mortgage: 5 Truths to Know If You’re Considering Bankruptcy - 08/12/11 04:01 PM
If you or a client are struggling with debt, here are 5 things to know about bankruptcy and how it may affect your future:
1. It’s more common than you think. In 2009, more than 1 million people filed for bankruptcy.
2. It may save your house. Bankruptcy’s automatic stay is designed to stop foreclosure, even if the process has already started. Plus, Chapter 13 bankruptcy is designed to resolve back debt from your mortgage. Few other programs can do this.
3. You do not need to study for the means test. The means test is not an exam, and … (0 comments)
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mortgage: 24 Intimate Facts Your Credit Score Ignores - Mortgage by Randy Newsletter - June 2011 - 06/21/11 05:25 PM
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mortgage: #377413 Reporting For Duty - Mortgage By Randy Newsletter - May 2011 - 05/30/11 01:17 AM
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mortgage: MSN Money Article Doesn't Do ARMs Justice - 03/22/11 01:34 AM
A recent MSN Money article "The ARM is back: Should you bite?" describes ARMs as "...the sweet sirens of the last couple of decades, luring Americans into the homebuying or refinance market with low initial interest rates and unspoken but hinted-at guarantees that nothing could go wrong." The tone of the article insinuates that the bad boy of mortgage products is back in town and that mortgage borrowers should be cautious about dancing with the devil. Traditional ARMs do not deserve a bad rap.
Traditional ARM products were not the culprits behind the financial debacle. Rather, one of the main problems … (3 comments)
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mortgage: One Of My Favorite Moments Each Month - Mortgage by Randy Newsletter - Jan 2011 - 02/08/11 09:40 PM
Mortgage by Randymonthly update to our clients, colleagues, family & friends By: Randy Mitchelson, January 2011 ==================================================================================== In Issue 34 We Touch On: One Of My Favorite Moments Each MonthIs Your Mortgage Professional Licensed?2011 = More Of The SameI couldn't believe I witnessed the Dow Jones Industrial Average break 12,000 this month amidst all the turmoil in our economy (record deficits, anemic job creation, ongoing housing slump, etc). This big bounce back from the 9000s goes to show how the stock market moves independently of what's happening in the economy. In general, people who still have jobs are more confident that they will … (0 comments)
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mortgage: 4 Reasons VA Loans Rock - courtesy of Daily Dollar Newsletter - 12/08/10 02:24 AM
Top 4 Times When VA Loans Are Your Best Betcourtesy of Daily Dollar Newsletter (www.dailydollarnewsletter.com) which provides free daily advice on money matters
It does not matter if it is your fifth home, or a million dollar mansion - a Veterans Administration (VA) loan will be the best option if you are present or past military and can answer yes to any of these four questions:
1) Do you have to or just want to put ZERO down payment?If you have not saved up a down payment, that is fine with the VA. It is built for zero down, and is … (0 comments)
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mortgage: Foreclosures Halted - Mortgage By Randy Newsletter - Oct 2010 - 10/18/10 02:14 AM
Mortgage by Randy monthly update to our clients, colleagues, family & friends By: Randy Mitchelson, October 2010 ================================================================================= In Issue 31 We Touch On: Foreclosures Halted Gas Price Scam Sneaky School TaxOur restaurant tour enters week 7 as frustrating delays have slowed the kitchen remodel project. However, the end is near and if anyone is planning on a kitchen project, hit me up for some tips before you get started. I recorded some short videos to help people think through some remodeling details that typically are overlooked until it is too late. If we knew then what we know now... The current newsletter and … (1 comments)
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