charlottesville real estate: Attention Charlottesville Home Sellers - 02/27/12 02:05 PM
Your home may be worth MORE than you think. Find out for FREE at http://www.forsaleincharlottesville.com/sell
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charlottesville real estate: Search all Charlottesville Real Estate Listings - 01/06/12 05:27 PM
Search Charlottesville and Central Virginia Real Estate and homes for sale with pictures! http://forsaleincharlottesville.com/
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charlottesville real estate: Short Sale, Viable Option to Foreclosure - 01/04/12 12:47 PM
Economic experts have said that the real estate market is not a major factor in the Federal Reserve's true goal of keeping inflation in check – and its recent activity seems to bear this out. By strategically infusing billions of dollars into the banking system and unexpectedly cutting its discount window rate for 30 days, the Fed has clearly attempted to "bail out" the financial and credit markets. The real estate market, however, continues to suffer nearly double the number of foreclosures as it did this time a year ago – one in every 693 US households. In some states, the … (2 comments)
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charlottesville real estate: Do You Qualify for A Short Sale? - 01/04/12 12:18 PM
DO YOU QUALIFY FOR A SHORT SALE?■Are You Facing a Foreclosure?■Have You Been Denied a Modification?■Are You Upside Down On Your Loan?■Do You Want to Minimize Damage to Your Credit?■Do You Want to Postpone Foreclosure and Deficiency Judgments?■Do You Want Solutions Towards a Fresh Start?■Do You Want to Dispose Your Debt and Avoid Future Collections?■Are Your Mortgage Payments Skyrocketing?If you answered yes to any of these questions, then your best option is a short sale.
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charlottesville real estate: Search Charlottesville Homes For Sale - 10/12/11 03:06 PM
Search Charlottesville and Central Virginia Real Estate and homes for sale with pictures!
http://forsaleincharlottesville.com/
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charlottesville real estate: $$$--->Great First Time Home Buyer House<---$$$$ - 02/01/11 01:37 PM
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charlottesville real estate: Why Join Keller Williams? Profit Share - 09/21/10 02:54 PM
Keller Williams Profit Share
Multiple streams of income are necessary when looking to make a career out of real estate: Profit Share Does Not Come From Associate Commissions. Profit Sharing is a means for distributing the wealth and rewarding associates for growing the company.
The Keller Williams Realty Profit Share System was designed to reward its associates for building the company.
The program allows any Keller Williams Realty associate, affiliate broker, or employee the opportunity to participate in the profits they help generate without assuming any financial risks.
You are vested after three years (you get paid immediately but vested forever … (0 comments)
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charlottesville real estate: Why Join Keller Williams? Education - 09/21/10 02:46 PM
Keller Williams Education The Keller Williams University Curriculum is based on seven curriculums delivered at a grass roots level.
1. SALES 2. MEGA SALES 3. MANAGEMENT (TEAM LEADERSHIP) 4. OWNERSHIP 5. TECHNOLOGY 6. LIFE 7. PERSPECTIVE
As you would expect in the industry’s finest real estate company, both education and training are tailor-made for our Brokers and Associates. Keller Williams Realty Associates receive the very best in real estate education through ongoing training from Keller Williams University.
Keller Williams University was developed around a “learning-based belief” system. A learning belief system is based on the theory that an … (2 comments)
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charlottesville real estate: Don't Let Them Take Your House, Stop Foreclosure! - 04/07/10 10:47 AM
Stop Foreclosure. Help Available Today. Eliminate The Stress. Salvage Your Credit.
We specialize in helping our clients stop foreclosure. We understand that there are many reasons why homeowners sometimes are unable to pay their mortgages and every situation is unique. At Virginia Real Estate Solutions we take the time to meet with our clients and explain all of their options to provide comprehensive foreclosure help. We help you determine if you can Keep Your Home or if you have to Sell Your Home to avoid foreclosure. We provide you with a personal consultation based on your unique situation. One … (0 comments)
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charlottesville real estate: How to buy a house using little cash - 04/07/10 10:25 AM
If you are "cash challenged" or "credit challenged," don't let that stop you from buying a house or condominium in the current buyer's market. Home sellers and home builders, as well as their real estate agents, have never been more eager to sell you a home.
Forget what you read or heard about the "subprime" mortgage market. That's a very small fraction of the home sales market. Don't let it affect your desire to buy a home.
CONSIDER A TRADITIONAL MORTGAGE. If you have good income and a FICO (Fair Isaac Corp.) score over 620, you can probably qualify for a … (2 comments)
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charlottesville real estate: Charlottesville Foreclosures - Freddie Mac REO Homes for Sale - 09/15/09 01:36 PM
Charlottesville Foreclosures - Freddie Mac REO Homes for SaleProperty Status: LISTED (available for sale now)Zip Code: 22901Loan: 330957481 Address: 725 DENALI WAY, CHARLOTTESVILLE, VARooms: 4 Bed: 2 Bath: 2.0 Price: 91,900.00Offered By: REAL ESTATE III INC (434) 817-9700Zip Code: 22902Loan: 766024679 Address: 1105 DRUID AVE APT Q, CHARLOTTESVILLE, VARooms: 7 Bed: 2 Bath: 3.5 Price: 202,500.00Offered By: LONG & FOSTER RE (703) 877-7836Zip Code: 22903Loan: 362483078 Address: 308 6TH ST SW APT A, CHARLOTTESVILLE, VARooms: 8 Bed: 4 Bath: 3.0 Price: 116,600.00Offered By: LONG & FOSTER RE (703) 877-7836Zip Code: 22911Loan: 110114167 Address: 2247 HUMMINGBIRD LANE, CHARLOTTESVILLE, VARooms: 9 Bed: 4 … (0 comments)
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charlottesville real estate: 81% of America thinks their house will not lose value in the next 6 months!!!!! - 08/20/09 03:25 PM
Homeowners still don't get it. 81% of America thinks their house will not lose value in the next 6 months!!!!!A new report from Zillow.com finds that 60 percent of homeowners surveyed believe their home lost value in the past twelve months. In reality, 83 percent of all homes lost value. Owners in the South were the most deluded and those in the West, understandably, were the least. And to make matters worse, 81 percent of all homeowners surveyed actually believe their home value will not fall over the next six months; this as foreclosure numbers rise and all of the action … (2 comments)
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charlottesville real estate: Fannie Mae Policy Changes - 08/20/09 03:16 PM
New guidlines from Fannie Mae and Freddie Mac may have impact on how long it will take to close on a house.How long does it take to close on a home from time of contract to close of escrow? 2 months . . . .4 months. . . . .6 months? Even though there are some new and positive guidelines for Fannie Mae and Freddie Mac, these new requirements will most likely lengthen this time frame. I also see more confusion in the real estate market and finance industry. Let's try and put some light on these new changes.One of the … (2 comments)
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charlottesville real estate: Charlottesville Homeowners with 2nd Mortgages - 07/22/09 08:53 AM
Charlottesville Homeowners with 2nd Mortgages and the options they have.You probably know that Charlottesville bankruptcy judges do NOT have thepower to reduce the principal of a first mortgage in the event you file for bankruptcy personally.There was a move to change this. But the powerful lobby for the big elite banks defeated it in congress.But are there cases where filing a Charlottesville bankruptcy can wipe out a mortgage?Regarding 2nd Charlottesville mortgages...I have read that the US bankruptcy code section 6 allows for wiping out a second mortgage in a situation where the 1st mortgage loan amount is greater than the current … (0 comments)
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charlottesville real estate: Why a Deed in Lieu of Foreclosure is a Bad Thing - 07/20/09 09:37 AM
A Deed in lieu of foreclosure is a deed instrument in which a mortgagor (i.e. the borrower ) conveys all interest in a real property to the mortgagee (i.e. the lender) to satisfy a loan that is in default and avoid foreclosure proceedings. How a Deed in Lieu of Foreclosure WorksIn order to be considered a deed in lieu of foreclosure, the indebtedness must be secured by the real estate being transferred. Both sides must enter into the transaction voluntarily and in good faith. The settlement agreement must have total consideration that is at least equal to the fair market value … (0 comments)
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charlottesville real estate: Charlottesville Real Estate Market 2009 Mid Year Report - 07/16/09 02:31 PM
The Charlottesville Real Estate Market Report was released recently. I have shared the information with you below:CAAR Market Report2009 Mid-YearPublished by the Charlottesville Area Association of REALTORS®Where Are We Now?The pace of home purchases in the Charlottesville area continues to improve from the dismal 4th quarter of 2008, but sales lag well behind compared to last year. The sale of homes has been increasing month to month for six months in a row. The steady improvement is easy to predict with the seasonal upswing the market naturally experiences this time of year, but based on pending sales in the MLS, we … (0 comments)
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charlottesville real estate: Charlottesville Real Estate Market Trends - Sold Statistics - 07/16/09 02:27 PM
I posted a earlier today about the market trend for Months Supply of Inventory and here is the graph for the same two years to show the Charlottesville Real Estate Market Trend of Price of sold properties.
Here again, we see a steady decrease in the price of sold properties over the last two years. Please take notice that the Charlottesville Real Estate Market of Sold Properties is DECLINING in price. This data includes all sold properties in the Charlottesville MLS. We can see that in May of 2007 the average sold price for a home was roughly a little more … (0 comments)
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charlottesville real estate: Charlottesville Real Estate Market Trends - Months of Inventory - 07/16/09 02:24 PM
Here is a graph showing the trending of the Charlottesville Real Estate Market with regards to Months of Inventory:
As you can see by the trending line in the graph, our Months of Inventory has been steadily increasing since May of 2007. This is the exact same trend line Northern Virginia saw from 2006 to 2007. This is the first example of why I think our Market is heading the same way Northern Virginia has already gone. The Real Estate Market there is dominated by REO's (bank-owned properties) and short sale. Charlottesville needs to get ready for the short sales. … (0 comments)
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charlottesville real estate: Obama Expands Refinance Program From 105% To 125% - 07/02/09 10:34 PM
Today HUD Secretary Shaun Donovan announced that the Obama Refinance - also known as the Making Home Affordable Plan - was expanding the guidelines to allow people to refinance their homes up to 125% loan to value.This means that people who were previously under water by more than 105% and couldn't refinance under the Obama refinance plan can now refinance their homes as long as they do not owe more than 125% of what their home is worth.This change in guidelines is just one more thing the Obama administration is doing to boost participation in its anti-foreclosure programs.Prior until today's announcement, … (0 comments)
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charlottesville real estate: Your Mortgage is Stealing Your Future - What Banks Don't Want You to Know - 05/06/09 01:59 PM
Did you know that on your typical 30-year mortgage, it takes approximately 21 years just to pay down less than half of the principal of your loan? The Mortgage industry's big secret has been kept away from the public since the Roosevelt administration. This little known secret has been taking you (and every other homeowner) for a very costly ride. Your 6% LOW INTEREST MORTGAGE IS REALLY costing you upwards of 60% or more! You might be asking how you could possibly be paying THAT much without knowing it? It is because ALL mortgages are front end loaded, meaning you're paying … (0 comments)
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