Utah County Homes for Sale, Lower Down Payments and FHA Loans The FHA (Federal Housing Authority) doesn’t actually fund your home loan in any way. The FHA simply provides mortgage insurance to help consumers become Home Owners. The FHA actually insures the lender from losses resulting from Home
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05/31/2011
Utah County Homes for Sale, Eliminating Private Mortgage Insurance Private Mortgage Insurance (PMI) is the safety net of the lender. PMI benefits lenders because it guarantees payment on the balance of loans not covered by the sale of foreclosed properties. If a borrower makes a down payment of
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05/30/2011
Utah County Homes for Sale, the Real Estate Appraisal The Real Estate Appraisal is an important part of your home buying transaction. The appraisal helps to establish what the property’s market value actual is, in fact it would likely be the main tool in helping the seller establish the proper s
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05/29/2011
Utah County Homes for Sale, Private Mortgage Insurance (PMI) Private Mortgage Insurance is used by Utah Home Loan Buyers to insure the lender against default if the borrower has less than 20 percent down. Private Mortgage Insurance can be a very costly insurance premium that is necessary as part
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05/27/2011
Utah County Homes for Sale, Pre-approval a must Buying your first home? , maybe your second, well this can be a wonderful experience for you or this could be a disaster. It all depends on how prepared you are when the process starts. Your first step is getting Pre-Approved. Financing a home can
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05/26/2011
Utah County Homes for Sale, Home Buyer and getting Pre-Qualified The time has come to start shopping for a home to purchase. The first thing that you should do is to get pre-qualified for a home loan. It is very important to understand what your price range is prior to looking so you don’t waste
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05/25/2011
Utah County Homes for Sale, Closing and Possession. When is the proper time for the Seller to vacate their property after closing? This question comes up quite often during the process of the Real Estate transaction. Just when the proper time is, depends solely on the wording within the Real Est
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05/24/2011
Utah County Homes for Sale, Home Selling Appearance The overall appearance of your home is one of the major factors to consider when placing in on the market to sell. The problem is, either you don’t have or are not willing to spend the money to remodel. There are some inexpensive things that y
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05/23/2011
Utah County Homes for Sale, Home Seller Realtor Discussion The time has come when you have decided that you must sell your home. Before you place a “For Sale” sign in front of your house there are few things you need to consider to help make the sales process run smoothly and efficiently. Listed
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05/22/2011
Utah County Homes for Sale, are you considering a Short Sale? The time to consider a Short Sale is when your Mortgage is considered to be in default, one or more payments have been missed. There are a number of solutions available to remedy the situation: Short Sale/Payoff Forbearance agreement
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05/21/2011
