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beachfront: Federal Interest Rates vs Consumer Interest Rates... - 08/25/08 12:18 PM
Can we open a dialog about interest rates...?
Question:  Why is it that when the 'Fed' lowers interest rates and none of this discount ever reaches the consumer?
When the Fed lowers an interest rate, it is doing what, exactly?  Is the Fed just lowering the amount of interest it charges to … (3 comments)

beachfront: Another Santa Rosa Beach, Florida rose for you! - 09/14/07 03:28 PM
This beautiful rose was first grown in Houston, Texas, then moved to Santa Rosa Beach, Florida.  Happy in its new home, this beautiful variety produces beauty during several months of each year.  We have friends in Destin and Sandestin who grow beautiful roses effortlessly.  We find that roses grown on waterfront … (2 comments)

beachfront: Rainbow suggests pot of gold in Santa Rosa Beach, Destin, and Sandestin - 09/13/07 11:26 AM
The weather is not always sunny, with clear skies and a nice breeze over Choctawhatchee Bay, Santa Rosa Beach, Destin, and Sandestin.  Sometimes, we have cloud cover.  But even when the skies are covered with clouds, you can find a silver lining.  And here, we have found a beautiful rainbow.  The … (3 comments)

beachfront: Rainbow suggests pot of gold in Santa Rosa Beach, Destin, and Sandestin - 09/13/07 11:21 AM
The weather is not always sunny, with clear skies and a nice breeze over Choctawhatchee Bay, Santa Rosa Beach, Destin, and Sandestin.  Sometimes, we have cloud cover.  But even when the skies are covered with clouds, you can find a silver lining.  And here, we have found a beautiful rainbow.  The … (0 comments)

beachfront: Statue in Northwest Florida, Santa Rosa Beach - 09/10/07 02:09 PM
 
This lovely lady stands silently before a home in northwest Florida.  She has a lovely expression, lost in deep thought.  She looks Greek to me.  Her presence before the home is unique for the area.  While fountains are fairly frequent in the region, it is indeed rare to run across a … (1 comments)

beachfront: Jou-Jou becomes a marketing giant for Florida Real Estate Agent in Destin - 09/10/07 01:29 PM
Hello, Jou-Jou is now 11 weeks old, and almost ready to begin her career in real estate.  She is definitely great in marketing and sales, or at least in marketing.  She people with ease.  She's a complete people-magnet.  And she's a natural for showing property.  She will cover every square … (10 comments)

beachfront: Florida Real Estate agent asks, "Am I working 'smart', or just 'hard'?" - 09/10/07 11:16 AM
I have this great waterfront listing. It's MLS 466267, and I just can't believe it hasn't been sold!  I spent last Saturday and Sunday holding 'open house'.  While holding the 'Open House', I also cut my owner's grass, swept his porches, trimmed his hedges, and swept his driveway...  Is all … (5 comments)

beachfront: Towel Poodle discovered by Florida Real Estate Agent - 09/07/07 09:59 PM
Another  strange animal discovered on a ship traveling down the Nile River.  It seems harmless and didn't eat very much.  Here in Santa Rosa Beach, Florida, nor any other place I can recall visiting in America, I have never seen the towel toys.  They are special and a friendly gesture from … (5 comments)

beachfront: Wild Towel Photographed by Florida Real Estate Agent aboard ship on the Nile River in Egypt - 09/06/07 01:06 PM

Wild Towel Photographed aboard ship on the Nile River in Egypt 
(7 comments)

beachfront: Unpaid rent on Florida Bayfront property- lessons learned - 09/06/07 11:23 AM
First, get that contract right!  Cover all the bases, prepare for the worst.  I get the impression that laws tend to be written for renter protection to the detriment of landlords.  It will take time, money, and a lot of stressful perseverance to get renters out, who choose not to pay … (0 comments)

beachfront: SOLD-Santa Rosa Beach Bayfront is Evidence of a Buyer's Market - 09/06/07 10:29 AM
 
Check this out!  100 waterfront feet on Choctawhatchee Bay, great home, 300 feet deep lot, separate garage, boat lift, dock, two sundecks, magnificent view, protected from the south, west, and east winds.  Near to shopping, restaurants, the Gulf of Mexico beaches, a new hospital, and more.  This home was first … (2 comments)

beachfront: Santa Rosa Beach, FL - Buyer's Market - 09/06/07 10:06 AM
Santa Rosa Beach, Florida, in Walton County, is one of the fastest growing areas in Florida, if not the whole of America.  Currently, there is so much new construction on going or recently completed that a flood of supply versus demand in the real estate market.  Then came the hurricanes … (0 comments)

beachfront: FLORIDA REAL ESTATE AGENT EXPECTS SEPTEMBER INTEREST RATE ADJUSTMENT - 08/29/07 01:59 PM
The future of the entire real estate market is dependent on the Fed’s anticipated action next month.   Predictions are that the Fed will again lower the Interest Rate in September.  
What affect could this change have on the Real Estate market, and where do we go from there?
There … (10 comments)

beachfront: FLORIDA REAL ESTATE MARKET AWAITS SEPTEMBER INTEREST RATE ADJUSTMENT - 08/29/07 01:56 PM
The future of the entire real estate market is dependent on the Fed’s anticipated action next month.   Predictions are that the Fed will again lower the Interest Rate in September.  
What affect could this change have on the Real Estate market, and where do we go from there?
There will … (0 comments)

beachfront: Why we live in Santa Rosa Beach, Florida - 08/28/07 05:40 AM
 
This is a photograph of the beautiful Gulf of Mexico at Santa Rosa Beach in Walton County, Florida.  The sand is like fine white sugar, minus the sweet taste, and the sea is emerald.  If you are seeing this from a far away state or country, this is our main attraction!  … (19 comments)

beachfront: Stock Market Instability can lead to Florida Real Estate Growth - 08/19/07 01:09 PM
This pattern repeats itself over and over again.  Stock market prices soared yesterday, plummet today, and tomorrow is uncertain. 
Investors get jittery, there follows a stock sell-off, and a search for stability.  This search leads investors back to real estates. 
Like food and water, there will always be a need for … (2 comments)

beachfront: Feline Frenzy in Santa Rosa Beach, Florida - 08/13/07 06:36 PM
 
We note that the animal on the left is opening its eyes.  This is a sign.  This means that the animal is hungry.  How can the animal be expected to sleep on an empty stomach?  No way!  “So,” she says, “ feed me so that I may make a quick trip … (0 comments)

beachfront: Magnificent Sunsets across Choctawhatchee Bay near Sandestin and Destin, Florida - 08/13/07 06:29 PM
Ah.., how the sunsets change from one day to the next..!  It’s all part of the beauty of Santa Rosa Beach, Destin, and Choctawhatchee Bay.  These two photographs are one day apart, at approximately the same hour.  This gives you an appreciation of how much and how quickly the skies … (0 comments)

beachfront: Florida Real Estate Agent searches for Silver Lining in the Clouds - 08/13/07 06:20 PM
As the mortgage fiasco approaches critical mass, there may be a silver lining in the clouds for real qualified borrowers, with excellent credit ratings.  Each event that causes some poor soul to loose money, another more fortunate soul acquires money.  Therefore, there is now and there will be more money on … (4 comments)

beachfront: 20-20 hindsight - an ounce of prevention - predictions of a Florida Real Estate agent - 08/11/07 03:47 PM
In my opinion, you can never be too careful when renting a home, apartment, condo, etc.  Even though your applicants seem perfect, it absolutely is necessary to verify a number of items.  If they currently rent, contact their landlord.  Try to contact the previous landlord.  Check with the Clerk of the … (5 comments)

beachfront: Sunset in late October, 2006, Gulf of Mexico, Santa Rosa Beach, Florida 32459 - 07/31/07 09:57 AM
Sunset in late October, 2006,  over the Gulf of Mexico, in Santa Rosa Beach, Florida 32459.  This picture was taken soon after a hurricane had passed through.  Damage to the Santa Rosa Beach, Miramar Beach, Sandestin, and Destin areas was minimal for the first of two hurricanes.  The first hurricane removed … (2 comments)

beachfront: SOLD-Santa Rosa Beach, Florida, Choctawhatchee Bayfront, boat lift, sea wall, dock, house - 07/30/07 03:24 PM
100 feet on the water, seawall, rip-rap, house, 2-car garage, 300 feet deep lot, metal roof, loft, well for sprinkler system, priced below the market price for a vacant lot on Choctawhatchee Bay at only $800,000.  A vacant lot next door to this property is priced as $990,000.  For only $800,000, … (0 comments)

beachfront: Kittens to a good home in Destin, Sandestin, or Santa Rosa Beach, Florida - 07/30/07 02:46 PM
A friend of ours has four kittens, 5-weeks old, 3 males and 1 female, in search of a happy home.
The kittens are somewhat arrogant and demand homes with only very wealthy owners who can afford to feed them salmon and caviar, and maintain their nails appropriately in the finest salons.  … (2 comments)

beachfront: The Crab Island Phenomenon - Destin, Florida - 07/19/07 12:01 AM
 
A view of Crab Island, Destin Bridge, and Destin Pass from Choctawhatchee Bay to the Gulf of Mexico.  Locals and tourists often congregate here the entire weekend.  Some even spend the nights in their boats.  Certainly the stars are beautiful, or the moon - I'm sure it's fun and pleasant, I … (6 comments)

 
Real Estate Agent: Robert Monk Florida Real Estate (100% Realty, Inc.)
Robert Monk Florida Real Estate
Destin, FL
More about me…
100% Realty, Inc.

Office Phone: (850) 428-1776
Cell Phone: (850) 428-1776
Email Me
About Florida, Destin, Santa Rosa Beach, Miramar Beach, Sandestin, Fort Walton Beach, Panama City, Fishing, boats, sailboats, surfing, waterfront property, restaurants, wine, vin, Floride, plage, bateau, voilier, planche a voile, et Robert Monk


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