florida real estate: Low Interest Rates and Refinancing - 01/24/08 03:34 PM
Holding three mortgages, I am considering refinancing them during this period of low interest rates. One mortgate is for the home I live in, two others for 'investment' property.. Now that mortgage rates are at an all-time low, and about to even go lower, I need a short, straight answer … (3 comments)
florida real estate: Refinancing with Lower Interest Rates - Yes or No? - 01/24/08 03:28 PM
Like many others, I am on the paying side of three home mortgages. One for the home I live in, two others for 'investment' property.. Now that mortgage rates are at an all-time low, and about to even go lower, I need a short, straight answer about refinancing these mortgages. I … (1 comments)
florida real estate: Florida Park Service, Topsail State Park, Santa Rosa Beach, Florida - 10/30/07 05:21 PM
Topsail State Park, Santa Rosa Beach, Florida, is a must see for visitors to northwest Florida, Destin, Sandestin, or Miramar Beach. Campers return year after year. They bicycle, play shuffleboard, fish, swim, hike at the beach and on the park trails, cook out, socialize, and seem to thoroughly enjoy their vacations. … (14 comments)
florida real estate: Topsail State Park, Santa Rosa Beach, Florida - 10/30/07 05:14 PM
Topsail State Park, Santa Rosa Beach, Florida, is a must see for visitors to northwest Florida, Destin, Sandestin, or Miramar Beach. Campers return year after year. They bicycle, play shuffleboard, fish, swim, hike at the beach and on the park trails, cook out, socialize, and seem to thoroughly enjoy their vacations. … (0 comments)
Destin Raceways in Destin, Florida, at 26000 Emerald Coast Parkway, a great place to visit in northwest Florida. You can ride dune buggies on a dirt track, or you can drive a small race car on asphalt. Contact Kevin Shahid at 850-259-9341 for rates. Looks like lots of fun. Could … (8 comments)
florida real estate: Name that thing - 10/08/07 03:20 AM
Is this a large mouse,or a small cougar? Clue - strange animal ispositioned on a 12 inch tile. Answer (ferocious kitten about to attack feeder) Okey, now you get another chance in case you missed the first quiz. Would this be a dust rag? a living hairball? a fuzz bucket? or a … (2 comments)
florida real estate: Butterflies in Florida - 10/04/07 07:34 AM
It is that time of the year when Santa Rosa Beach, Destin, and Sandestin, Florida real estate are visited by butterflies. We call this one a 'monarch' butterfly. They are magnificent. They flutter about from flower to flower, until they finally collapse. Even in death they remain beautiful. There were also … (3 comments)
florida real estate: Location, Location, Location - 10/01/07 09:55 AM
The housing market is flooded with properties for sell, and buyers and investors are having a difficult time deciding on what to buy and when to buy it. We, as Realtors, should remind our clients of three little things,... location, location, location. Whoever you are, whatever your situation in life, there is a … (6 comments)
florida real estate: Overpriced? Make an offer!! - 10/01/07 09:38 AM
How can we as Realtors educate buyers and investors that it is okey to simply make an offer, any offer? If buyers are interested in a property, and they think it is overpriced, they can just make an offer at the price they believe is correct.. Why is that not … (7 comments)
florida real estate: SOLD-For Sale Florida Waterfront Home with boatlift, dock and sundecks - 09/29/07 03:03 AM
This house sits on a lot 100 feet of Choctawhatchee Bay waterfront, with a boatlift, dock, and two sun decks. Lot has seawall and rip-rap. Lot is 300 feet deep. House was built in 1994. The owner is looking at all offers. First offered at $1,850,000 a year ago, now offered … (7 comments)
florida real estate: Moonlight in Florida - 09/27/07 11:38 AM
May I offer you one more reason to consider living here with us in northwest Florida? The moon is setting in the west, over a pier on Choctawhatchee Bay, while city lights are visible from Destin, Sandestin, and Fort Walton Beach, Florida. Come morning, dolphins will frolic in the bay, the … (7 comments)
florida real estate: Old Glory flies over Santa Rosa Beach, Florida - 09/24/07 01:00 PM
Now doesn't this picture bring you to your feet to salute Old Glory?! And the beautiful Palm Tree is also worthy of tribute. Here in Santa Rosa Beach, Florida, on this first day of the Fall season, we are enjoying yet another beautiful blue sky and gentle breeze. The beaches are … (1 comments)
florida real estate: Sunset over Midbay Bridge between Niceville and Destin, Florida - 09/15/07 07:33 AM
These photographs were taken on September 14, 2007. We were having some well-deserved rain during this period, and the skies were particularly beautiful. The second photograph below was taken a few minutes after the first, and both were taken from our home in Driftwood Estates, Santa Rosa Beach, Florida. The … (2 comments)
florida real estate: Dangerous wild animals photographed in Santa Rosa Beach, Florida - 09/13/07 10:11 PM
An alert Florida real estate agent photographed these ferocious animals concealed in a trash basket, obviously preparing a sneak attack. The larger of the two weighed almost one and one half pounds, the smaller animal being only a few grams behind. Believed to be members of the feline lineage, these animals … (6 comments)
florida real estate: Rainbow suggests pot of gold in Santa Rosa Beach, Destin, and Sandestin - 09/13/07 11:26 AM
The weather is not always sunny, with clear skies and a nice breeze over Choctawhatchee Bay, Santa Rosa Beach, Destin, and Sandestin. Sometimes, we have cloud cover. But even when the skies are covered with clouds, you can find a silver lining. And here, we have found a beautiful rainbow. The … (3 comments)
florida real estate: Rainbow suggests pot of gold in Santa Rosa Beach, Destin, and Sandestin - 09/13/07 11:21 AM
The weather is not always sunny, with clear skies and a nice breeze over Choctawhatchee Bay, Santa Rosa Beach, Destin, and Sandestin. Sometimes, we have cloud cover. But even when the skies are covered with clouds, you can find a silver lining. And here, we have found a beautiful rainbow. The … (0 comments)
florida real estate: Statue in Northwest Florida, Santa Rosa Beach - 09/10/07 02:09 PM
This lovely lady stands silently before a home in northwest Florida. She has a lovely expression, lost in deep thought. She looks Greek to me. Her presence before the home is unique for the area. While fountains are fairly frequent in the region, it is indeed rare to run across a … (1 comments)
florida real estate: Jou-Jou becomes a marketing giant for Florida Real Estate Agent in Destin - 09/10/07 01:29 PM
Hello, Jou-Jou is now 11 weeks old, and almost ready to begin her career in real estate. She is definitely great in marketing and sales, or at least in marketing. She people with ease. She's a complete people-magnet. And she's a natural for showing property. She will cover every square … (10 comments)
florida real estate: Florida Real Estate agent asks, "Am I working 'smart', or just 'hard'?" - 09/10/07 11:16 AM
I have this great waterfront listing. It's MLS 466267, and I just can't believe it hasn't been sold! I spent last Saturday and Sunday holding 'open house'. While holding the 'Open House', I also cut my owner's grass, swept his porches, trimmed his hedges, and swept his driveway... Is all … (5 comments)
florida real estate: Towel Poodle discovered by Florida Real Estate Agent - 09/07/07 09:59 PM
Another strange animal discovered on a ship traveling down the Nile River. It seems harmless and didn't eat very much. Here in Santa Rosa Beach, Florida, nor any other place I can recall visiting in America, I have never seen the towel toys. They are special and a friendly gesture from … (5 comments)
florida real estate: Unpaid rent on Florida Bayfront property- lessons learned - 09/06/07 11:23 AM
First, get that contract right! Cover all the bases, prepare for the worst. I get the impression that laws tend to be written for renter protection to the detriment of landlords. It will take time, money, and a lot of stressful perseverance to get renters out, who choose not to pay … (0 comments)
florida real estate: SOLD-Santa Rosa Beach Bayfront is Evidence of a Buyer's Market - 09/06/07 10:29 AM
Check this out! 100 waterfront feet on Choctawhatchee Bay, great home, 300 feet deep lot, separate garage, boat lift, dock, two sundecks, magnificent view, protected from the south, west, and east winds. Near to shopping, restaurants, the Gulf of Mexico beaches, a new hospital, and more. This home was first … (2 comments)
florida real estate: Santa Rosa Beach, FL - Buyer's Market - 09/06/07 10:06 AM
Santa Rosa Beach, Florida, in Walton County, is one of the fastest growing areas in Florida, if not the whole of America. Currently, there is so much new construction on going or recently completed that a flood of supply versus demand in the real estate market. Then came the hurricanes … (0 comments)
florida real estate: FLORIDA REAL ESTATE AGENT EXPECTS SEPTEMBER INTEREST RATE ADJUSTMENT - 08/29/07 01:59 PM
The future of the entire real estate market is dependent on the Fed’s anticipated action next month. Predictions are that the Fed will again lower the Interest Rate in September. What affect could this change have on the Real Estate market, and where do we go from there? There … (10 comments)
florida real estate: FLORIDA REAL ESTATE MARKET AWAITS SEPTEMBER INTEREST RATE ADJUSTMENT - 08/29/07 01:56 PM
The future of the entire real estate market is dependent on the Fed’s anticipated action next month. Predictions are that the Fed will again lower the Interest Rate in September. What affect could this change have on the Real Estate market, and where do we go from there? There will … (0 comments)
florida real estate: Why we live in Santa Rosa Beach, Florida - 08/28/07 05:40 AM
This is a photograph of the beautiful Gulf of Mexico at Santa Rosa Beach in Walton County, Florida. The sand is like fine white sugar, minus the sweet taste, and the sea is emerald. If you are seeing this from a far away state or country, this is our main attraction! … (19 comments)
florida real estate: Stock Market Instability can lead to Florida Real Estate Growth - 08/19/07 01:09 PM
This pattern repeats itself over and over again. Stock market prices soared yesterday, plummet today, and tomorrow is uncertain. Investors get jittery, there follows a stock sell-off, and a search for stability. This search leads investors back to real estates. Like food and water, there will always be a need for … (2 comments)
florida real estate: Feline Frenzy in Santa Rosa Beach, Florida - 08/13/07 06:36 PM
We note that the animal on the left is opening its eyes. This is a sign. This means that the animal is hungry. How can the animal be expected to sleep on an empty stomach? No way! “So,” she says, “ feed me so that I may make a quick trip … (0 comments)
florida real estate: Magnificent Sunsets across Choctawhatchee Bay near Sandestin and Destin, Florida - 08/13/07 06:29 PM
Ah.., how the sunsets change from one day to the next..! It’s all part of the beauty of Santa Rosa Beach, Destin, and Choctawhatchee Bay. These two photographs are one day apart, at approximately the same hour. This gives you an appreciation of how much and how quickly the skies … (0 comments)
florida real estate: Florida Real Estate Agent searches for Silver Lining in the Clouds - 08/13/07 06:20 PM
As the mortgage fiasco approaches critical mass, there may be a silver lining in the clouds for real qualified borrowers, with excellent credit ratings. Each event that causes some poor soul to loose money, another more fortunate soul acquires money. Therefore, there is now and there will be more money on … (4 comments)
florida real estate: 20-20 hindsight - an ounce of prevention - predictions of a Florida Real Estate agent - 08/11/07 03:47 PM
In my opinion, you can never be too careful when renting a home, apartment, condo, etc. Even though your applicants seem perfect, it absolutely is necessary to verify a number of items. If they currently rent, contact their landlord. Try to contact the previous landlord. Check with the Clerk of the … (5 comments)
florida real estate: Sunset in late October, 2006, Gulf of Mexico, Santa Rosa Beach, Florida 32459 - 07/31/07 09:57 AM
Sunset in late October, 2006, over the Gulf of Mexico, in Santa Rosa Beach, Florida 32459. This picture was taken soon after a hurricane had passed through. Damage to the Santa Rosa Beach, Miramar Beach, Sandestin, and Destin areas was minimal for the first of two hurricanes. The first hurricane removed … (2 comments)
florida real estate: SOLD-Santa Rosa Beach, Florida, Choctawhatchee Bayfront, boat lift, sea wall, dock, house - 07/30/07 03:24 PM
100 feet on the water, seawall, rip-rap, house, 2-car garage, 300 feet deep lot, metal roof, loft, well for sprinkler system, priced below the market price for a vacant lot on Choctawhatchee Bay at only $800,000. A vacant lot next door to this property is priced as $990,000. For only $800,000, … (0 comments)
florida real estate: Kittens to a good home in Destin, Sandestin, or Santa Rosa Beach, Florida - 07/30/07 02:46 PM
A friend of ours has four kittens, 5-weeks old, 3 males and 1 female, in search of a happy home. The kittens are somewhat arrogant and demand homes with only very wealthy owners who can afford to feed them salmon and caviar, and maintain their nails appropriately in the finest salons. … (2 comments)
florida real estate: The Crab Island Phenomenon - Destin, Florida - 07/19/07 12:01 AM
A view of Crab Island, Destin Bridge, and Destin Pass from Choctawhatchee Bay to the Gulf of Mexico. Locals and tourists often congregate here the entire weekend. Some even spend the nights in their boats. Certainly the stars are beautiful, or the moon - I'm sure it's fun and pleasant, I … (6 comments)
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Holding three mortgages, I am considering refinancing them during this period of low interest rates. One mortgate is for the home I live in, two others for 'investment' property.. 
