Real estate blog entries tagged with comps by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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comps: What Can I Do to Make My Home Appraise Higher? - 05/24/17 06:06 AM

What Can I Do to Make My Home Appraise Higher?

Whether the purchase or refinance of a home, where mortgage financing is involved, you can be sure an appraisal be required in the vast majority of cases. With very few exceptions, homeowners or homebuyers seek to obtain the highest and most accurate appraised value of the property. So what steps can one take to assure that this value comes in? Here are a few tips from the experts:

Choose your lender very wisely. Why? Because since the implementation of the Home Valuation Code of Conduct (HVCC) in 2009, most of the mortgage industry … (36 comments)

comps: CU Sooner Rather Than Later - 01/23/15 11:34 PM

CU Sooner Rather Than Later

By now, most of us real estate professionals have become accustomed to the fact that things rarely stay the same for long in the mortgage industry. Not a month passes, it seems, where guidelines do not shrink or expand at the whims of our regulators, and certainly not a day goes by where rates do not fluctuate with the broader economic markets. So it should strike us as no surprise that the appraisal world we know will again be shaken up on January 26, 2015, when Fannie Mae’s Collateral Underwriter (CU) is implemented. Here is … (4 comments)

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