Real estate blog entries tagged with rate and term by Rob Spinosa, Mortgage Loan Originator, Marin County (US Bank)

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rate and term: It's 2018. Will I Lose My Tax Deduction if I Refi? - 12/31/17 07:02 AM

It's 2018. Will I Lose My Tax Deduction if I Refi?

If you're asking this question, I'm going to go out on a limb and say you're experiencing some anxiety right about now. But no matter how bad it gets, realize things could always be worse. You could be the Internal Revenue Service and tasked on a couple weeks' notice with retooling your shop to both comprehend and implement the Tax Cuts and Jobs Act. So whether you're a homeowner, a CPA, a Californian, an IRS employee or a blue state Democrat, let's wash down a couple of Xanax with a strong martini … (22 comments)

rate and term: What Happens When You Flip-Flop On Your Home's Listing? - 09/06/17 06:03 AM

What Happens When You Flip-Flop On Your Home's Listing?

Oh how we love to skewer our politicians for their changes of heart and mind:

"I was for the Iraq war before I was against it."

Or:

"Read my lips. No new taxes."

Or, better still:

"You're going to have such great health care, at a fraction of the cost, and it will be so easy."

So once your raucous laughter dies down, let's think about what happens when a homeowner lists a house for sale, then, for whatever reason, changes his mind and takes the property "off the market?" We'll assume this owner contemplates two scenarios from there:

… (3 comments)

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