Rocky's Blog

Pinnacle Port Gulf Front 1 bedroom! SHORT SALE! Must Sell!! $200k, make offer!

Rocky Wright (Keller Williams Success Realty) — Wed, 13 Aug 2008 10:51:55 -0500

This is a wonderful Pinnacle Port Condo located in (of course) Pinnacle Port Condominiums. The condo features almost 900 square feet of living space and the lender is ready to deal. This is a good rental complex and is very popular among tourists that come to our Beaches. Located on the quiet West end of Panama City Beach only minutes to Pier Park and the new airport slated to open in 2010. Walk to downtown Carillon Beach and enjoy fine restaurants!

Panama City Road Show! Attention Developers! What is your Agent doing?

Rocky Wright (Keller Williams Success Realty) — Tue, 12 Aug 2008 14:18:28 -0500

I have attached a flyer showcasing what Keller Williams Success Realty and myself are doing to get Panama City Beach on the map around the country! We are anticipating great results and look forward to showing investors and mega agents around the country that Bay County has the least expensive coastal properties in the nation! Developers, if you are interested getting your properties represented please call me at 850-392-1700, ask for Rocky!

Paradise Grove Panama City Beach! Just Listed! Developer Motivated!

Rocky Wright (Keller Williams Success Realty) — Mon, 11 Aug 2008 12:39:25 -0500

5 Homes available in this wonderful Seaside style community with excellent amenities!

Residential - DSF

MLS#:

383280 OfficeFile#:

ListPrice:

$289,000

Status:

Active Last Change: 08/06/2008

ApproxSF:

1,206

Address:

428 PARADISE BLVD

$/Sqft:

$239.64

PANAMA CITY BEACH, FL

TotalRooms:

Bedrooms:3

Zip:

32413

Baths Full/Half:

2/

Con Docs:

Ownership/Sale Type:

MainArea:

03 BB-Bay County-Beach

Stories:

1

SubArea:

0308 - Beach W of Hwy 79

YearBuilt:

2008

Subdiv:

PARADISE GROVE

ImmOcc?

Y

ParcelID:

37238-326-000

ConstrStat:

ConstrCmplt

ElemSch: West Bay Middle: Surfside High: Arnold

Dir:

TAKE HWY 98 A FEW MILES WEST OF HWY 79. PARADISE GROVE IS LOCATED ON THE NORTH SIDE OF HWY 98 BETWEEN LAKESHORE AND SANDY LANE.

Legal:

PARADISE GROVE LOT 26

SELLER WILL PROVIDE DOWN PAYMENT AND PAY CLOSING COST. OWN THIS HOME WITHOUT SPENDING A PENNY. THE LOAN MUST BE AN FHA LOAN TO QUALIFY. 3 miles West of Pier Park. New Construction 3/10 of a mile to the beach. Paradise Grove consists of 29 coastal cottage style homes where simplicity and elegance prevails. A tranquil environment where people and nature happily coexist. Life at Paradise Grove is more than just relaxing. Enjoy a dip in the resort-styled pool, share a picnic with family and friends at the grilling area, play a game of catch on the beautiful green spaces and enjoy the beautiful and natural landscaped surroundings. You can be sure that you will be proud to call Paradise Grove home. Custom built kitchen cabinetry, granite countertops with stainless steel under mount sink, GE stainless steel appliances, tiled kitchen and baths as well as high efficiency air heating and air conditioning.

PrkingSpc:

LotSize:

50X60

LotAcc:

Paved Road, Private Road

WatFrnt:

PrkingTyp:

Acres:

Zoning:

Residential Single Family

WatView:

PrkingFeat:

Driveway Only

WFFeet:

LotFeat:

Recorded Subdivision, Within 1/2 Mile Of Water, Covenants/Restrictions, Level

ProjFacil:

Gated Community, Pool, Security: Gate / Entry Only, Security: Roving Only

Room Type

Lvl

Dimnsns

Kitchen

1

9X11

Design:

Florida Cottage

LivingRoom

1

13X17

Bedrm:Master

1

10X15

Const/Siding:

Foundation On Pilings, Frame, Roof Metal, Siding Wood, Trim Wood

Bath: Master

1

5X7

Bedrm:Additnl

1

11X10

ExtFeatures:

Porch Covered

Bedrm:Additnl

1

11X10

Bath: Full

1

8X7

IntFeatures:

Breakfast Bar, Ceiling:CrownMolding, Floor:Ceramic Tile, Floor:W/WCarpetNew, Lighting:Recessed, Washer/DryerHookup, WindowTreatmentNone, Furnished:None

DiningArea

1

10X11

Appliances:

Dishwasher, Disposal, RefrigeratorW/IceMaker, Stove/Oven Electric, Microwave/Range Hood

Utilities:

Public Water, Public Sewer: On Site

Energy:

A/C: Central Electric, Heat: Central Electric

Mbed/Mbath: Mbath Ceramic Tile

TaxYr:

Taxes:

Hmstd:

SaleSubjtoLease:

LandLease/Year:

MonthlyRent:

AssmMtgTyp:

AssocFee:

$133 Monthly

LeaseExpDate:

Financing:

Conventional, FHA, VA, Cash

NewBuyerFee:

ExistLeases:

Assoc.FeesInclude:

Ground Keeping, Recreational Facilities

--Information deemed reliable but not guaranteed--Copyright: 2008 by the Bay County Association of REALTORSÂ®
VISIT WWW.ROCKYWRIGHT.COM TO SEARCH THE BAY COUNTY MLS FROM THE COMFORT OF YOUR OWN HOME.
Prepared by Rocky M. Wright of KELLER WILLIAMS SUCCESS REALTY on 8/11/2008 12:24

Some offices go the extra mile! (or 1000 miles!) Shouldn't yours???

Rocky Wright (Keller Williams Success Realty) — Wed, 06 Aug 2008 11:38:55 -0500

This is the news release for what we are calling the Panama City Road Show! We have been thinking outside the box on how to make the rest of the country realize that we have the least expensive Coastal Properties in the country! We have made a commitment to this area and our developer relationships to get these properties SOLD. SELLERS and DEVELOPERS, if you are currently listed for sale you can still get involved, BUT I wonder if your real estate company is going the extra mile (or 1000 miles) to sell your properties? No more sitting around waiting for business, it is time to make it happen.

All units in complex under contract in 45 days!

Rocky Wright (Keller Williams Success Realty) — Wed, 06 Aug 2008 11:26:32 -0500

ALL UNITS UNDER CONTRACT in 45 Days! 4 already CLOSED!!

Villas of San Vincente, Panama City Beach's newest Luxury Town Homes. This townhome boasts almost 2000sf, three bedrooms and three-bath room. The units are located off from HWY 79 within a mile of Pier Park! Easy walking distance to the beach, Frank Brown Park, library, grocery store, and many great restaurants. Each unit features a covered two-car carport, two kitchens, ten foot ceilings, and all windows rated to with stand 140 mph. The first floor is ideal for a mother-in-law suite or a studio with its own separate kitchen and bathroom. The up stairs features a kitchen, living area, large outdoor covered deck and spare bedroom. The kitchens include custom built cabinets, high-end Kenmore appliances, refrigerator with icemaker, dishwasher, pantry & mudroom. Saving the best part of the house for last is the 3rd floor (38 X 18; 700sf) Master Bedroom, includes - a Whirlpool bathtub - A large outside covered deck with gorgeous views of the Gulf of Mexico, large walk-in closet & a large storage attic. The facility comes with Swimming pool and professionally landscaped lawn.

Just SOLD 3 Treasure Island Resort Condominiums

Rocky Wright (Keller Williams Success Realty) — Wed, 06 Aug 2008 11:18:42 -0500

I just closed Treasure Island Condominium unit numbers #1803, #1705, and #1011. Call for pricing and details of the transaction! Attention Condominium Buyers:There are many more Treasure Island Condominiums available for sale at good prices, under initial pre-construction offerings from 2004! Attention Treasure Island owners call for your FREE Over-The-Phone Market Evaluation.

Developer Blow Out! Priced at 70% of Last Sale!

Rocky Wright (Keller Williams Success Realty) — Mon, 31 Mar 2008 12:50:18 -0500

Gulf Highlands, 134 Damon Circle, Panama City Beach, FL $104,000!

Rocky Wright (Keller Williams Success Realty) — Wed, 19 Mar 2008 16:03:22 -0500

Very nice efficiency condo in the high demand Gulf Highlands Beach Resort. Great get-a-way unit for personal use as a rental property! This unit has been totally remodeled with new furnishings! Excellent location for investment/rental property. Property has 11 pools, 5 heated, tennis courts, shuffle board and mini-putt-putt golf. Club house and pool sit on dedicated beach on the gulf. All dimensions, measurements and age are approximates - buyer should verify specifics if important.

415 Wisteria Panama City Beach, FL. Short Sale! $149,000!

Rocky Wright (Keller Williams Success Realty) — Wed, 19 Mar 2008 15:59:12 -0500

415 Wisteria Lane in Panama City Beach, FL is only $149,000! This is an excellent short sale opportunity for a second home, primary residence or investment property! Home is located on an oversized lot just East of HWY 79 and South of Back Beach Road. 2 bedroom and 1.5 baths, apx. 1200 square feet makes this home a bargain at $149,000. Bring us an offer and we will see what the bank will take!

131 Candlewick, Panama City FL, Under Contract in 29 Days!!!

Rocky Wright (Keller Williams Success Realty) — Wed, 19 Mar 2008 15:52:19 -0500

Average Days on Market is over 120! We put this wonderful home under contract in 29 Days!!

Easy to show, immaculate home in nice quiet neighborhood close to shopping & schools. Yard is professionally landscaped with a beautiful enclosed pool in the backyard. Heating & AC system was recently replaced with a heat pump system. The roof was recently replaced with 30 year shingles.

Wendwood Condo, Panama City Beach, FL! $140,000!

Rocky Wright (Keller Williams Success Realty) — Wed, 19 Mar 2008 13:15:45 -0500

** SHORT SALE - Subject to Lender approval ** Wendwood is a nice development on the West end of the Beach. This tastefully decorated 1 Bedroom and 1 Bath condo is located next to the pool. The Complex has a pool, large sundeck, community room, and located across the street from beach. Pier Park is a stone's throw away! This unit is priced to sell....don't miss it!

Sunrise Beach, Panama City Beach, FL Lowest Priced 2 bedroom/Bunk! $375k!

Rocky Wright (Keller Williams Success Realty) — Wed, 19 Mar 2008 13:08:59 -0500

SHORT SALE!!!! Two bedroom with a large bunk room, gulf front master bedroom, extra large master bath with separate shower and whirlpool tub, granite countertops and fresh paint. This unit has never been rented and looks brand new!! Sunrise Beach has 346' of gulf frontage, parking under the building, great pool deck on the 5th floor with 2 pools, 2 whirlpools, kids splash fountain, large fitness area, large community room with kitchen, media roon and aracade area. All this on the beach side, nothing across the street. Rentals have been great at Sunrise!

Rent to Own Option! 109 Vestavia, Panama City Beach, FL

Rocky Wright (Keller Williams Success Realty) — Wed, 19 Mar 2008 12:59:01 -0500

Immaculate 3 Bedroom 2 Bathroom home located south of Back Beach Road just west of Hwy 79 just 3 blocks from the beach. This home has been well taken care of and located very close to Pier Park! No Credit Check, No Qualifying, Secure for up to 2 years! Double garage, Huge back yard! Call for specifics!

Brentwoods Subdivision close to Tyndall AFB

Rocky Wright (Keller Williams Success Realty) — Tue, 18 Mar 2008 10:18:43 -0500

3518 Brentwood Place, Panama City FL, MLS#379687

$210,000

Beautiful subdivision close to Tyndall AFB and easy access to all other areas. This 3 bedroom, 2 bath contemporary ranch is all BRICK, double garage, tile baths, kitchen tile, Foyer tile, fireplace, sprinkler system, sodded yard, great room with 10' ceiling, master bedroom with vaulted ceiling with large walk in closet, kitchen has breakfast bar and pantry. All electric home with ceiling fans, DW microwave, disposal, self cleaning stove, fireplace. Seller is relocating overseas.

Hibiscus By The Bay $70,000 Price Reduction!!!

Rocky Wright (Keller Williams Success Realty) — Fri, 14 Mar 2008 17:22:02 -0500

Luxury condo at Hibiscus By The Bay. This upscale 2 bedroom, 2 bath unit is breathtaking from the instant you open the door. Walk into the large mirrored foyer and see the bay and the Hathaway Bridge. The view is hypnotizing. This condo has all of the upgrades...granite, stainless appliances, mirrored wall, crown molding, tray ceiling, large balcony. This seller is motivated!

MLS#379034

Salability Scale

Rocky Wright (Keller Williams Success Realty) — Fri, 14 Mar 2008 14:49:09 -0500

Something I use to make sure my listings are "salable".

Salability Scale

The purpose of the salability scale is to measure the overall likelihood of a home selling quickly and with the most profitability compared with other properties on the market. A score of 80% and higher is deemed ‘saleable' for purposes of this test. Thirty-two ‘yes' answers = 80%.

Conditions/Terms Available		Yes	No
1.	Priced at or below current active listings
2.	100% accessible for showing
3.	Commission bonus or higher than average commission
4.	FHA/VA acceptance
5.	Owner financing/closing cost assistance available
6.	Less than 10% down required in escrow
7.	Less than market interest rate available/below market financing
8.	Automatic price reduction every 30 days
9.	Full term listing agreement, i.e. 6 months
10.	House/property in great condition
11.	Odd number price, i.e., $198,885
12.	Lease option/trade terms
13.	Extras included (appliances, ceiling fixtures, etc.)
14.	Home Warranty Plan for Buyer
15.	No seller contingencies
16.	Immediate possession available
17.	Pre-appraised
18.	Pre-inspected - Roof/Plumbing/Termite, etc.
19.	Home ‘Staged' for showing
20.	Obvious repairs completed pre-showing

Salability Scale, page 2

21.	"For Sale" sign prominently displayed w/directionals
22.	Brochure box is accessible
23.	Benefit/feature brochures
24.	Feature placards placed throughout
25.	Listed in MLS - all 10 photos appear
26.	Lock Box Placed/Listing Agent does not attend showings
27.	Accurate MLS input
28.	Enthusiastic "Remarks" posted in MLS
29.	Inter-office preview/caravan/flyers/Intranet notification
30.	Broker Open House
31.	Seller absent during showing
32.	Top Agent notification via phone & email
33.	Systematic marketing plan
34.	Listing Agent follow up/log
35.	Buyers pre-qualified
36.	Showing agent follow up/log
37.	Flexible owner
38.	Accessible owner
39.	Neighbors targeted
40.	Newsletter notification - past clients and sphere
	TOTAL

Top 10 Reasons REALTORs Fail at Short Sales

Rocky Wright (Keller Williams Success Realty) — Fri, 14 Mar 2008 14:36:21 -0500

I was emailed this today by my short sale negotiator. Found it very interesting and true! Rocky

Top 10 Reasons Realtors Fail At Short Sales

1. Lack of Ability and Knowledge
Short Sales for most agents represented the new chic way of making money in a volatile, foreclosure laden real estate market. So, they took a 2 hour class at the board, became duly knighted "short sale experts" and off they were to conquer the masses. Unfortunately most found that trying to perform short sales without the knowledge to do so was like picking up a baseball bat and trying to hit a Roger Clemens fastball.

You can take all the baseball classes you want and unless you have the knowledge and ability to perform, you are never going to hit that fastball. People train for years to become great at their "profession". A (2) hour class does not qualify you as a short sale expert.

2. Lack of Experience
Experience is the best teacher. I believe I have read that somewhere. there is no substitute for experience. I believe I have read that somewhere before as well. How can one call themselves and expert without having any experience in the chosen field of expertise. I have changed the oil in my car before, it hardly makes me a mechanic.

However, at least I have changed the oil! How many real estate agents decided to get involved in short sales without ever having completed one in their real estate career? Here's a hint...over 90% of the licensed real estate agents had NEVER successfully completed a short sale prior to 2007 (source: MBA). Where did all the experts come from?

3. Laziness
In order to be an expert at anything you have to continually train and practice. Have you ever played a competitive sport? Training and practicing are not paid activities. But they are absolutely necessary for you to complete in order to raise the level of your game. No slow, fat, weak kid ever succeeded in football. No slow, weak, fat realtor is going to succeed in short sales.

What amount of training and practice have you engaged in prior to attempting a short sale? What was you daily regimen of fine tuning your game? Yet, you bought some business cards and slapped the words "short sale expert" on them and bamboozled your way through the last 7 months trying to feign being a "short sale expert". How did that work out for you?

4. Trying to Find The Shortcut
There is no short cut for success. As the great Vince Lombardi once said, "the only place success comes before work is in the dictionary". Short sales are a lot of work. It is not a field for the faint of heart. You need the knowledge, the strength, the ability and the perseverance to succeed. There are no shortcuts except to failure. Sending all offers to the bank for "3rd party approval" is a fools game and an immediate sign that you do not know what you are doing.

Where's your comprehensive short sale package? Where's your loss severity analysis? Where's your regression analysis? Why did you list the property incorrectly? What's this stupid addendum your broker is telling you to have singed?

If you have not prepared all of the requisite documents and reports and submitted them correctly you are destined to absolute failure.

5. Lack of Personal Incentive
Everybody already knows that the commission is one of the first items that the bank is going to try and knock down. Well, if you know that going into the deal and that's the sole source of your revenue then you need to be prepared that you may make a little bit of money or none at all if your commission needs to be struck in order to save the Client from foreclosure.

That's a cold hard reality pill to swallow but if you decide to be a "short sale expert" then you should not be surprised by this at all. don't take a short sale listing if you are not prepared to possibly reduce or eliminate your commission.

What we see and hear quite often is Realtors saying that"it's too much work" for what you get paid doing a short sale. Too bad! You're the expert, if you don't know how to make money in short sales, stay out of the game! If you are truly an expert and have the knowledge and experience, you'll make money.

It's those who do not that have commission issues. But..who cares...not our problem. Accept it or get out of the short sale game and do your best to sell something else...LOL

6. Picking The wrong Properties To Represent
Despite what you think..every property is NOT a short sale candidate. There are very specific properties that make for ideal short sale candidates. Do you know how to find them, what to look for? I thought you were an "expert". Short sales have to be identified via prospecting based upon a very strict criteria. Most of the agents whiffing on their short sale deals are doing so because they are finding the right deals to work on. They are spinning their wheels hoping to put a square peg in a round hole.

Let me ask you a question, do you know anything about demographics, psychographics ans statistical analysis? If you do are you applying that knowledge to your selection criteria of short sale deals that you want to get involved in. Simply put, with millions of people in foreclosure, cherry-picking is not a bad thing.

7. Subscribing to The Rumor Mill
Would you ask your friend, neighbor, or broker to tell you how to open a parachute if they never have skydived before? Heck no! So why are you asking associates, friends and other brokers how to do short sales..they don't know either! I read so many postings on Active Rain and other real estate blogs about short sales and it amazes me how many people ask for advice and how many people proffer advice on a subject they know nothing about. Unplug and learn how to do short sales correctly from people who can PROVE to you that they know what they are talking about.

8. Lack of Adequate Due Diligence
Have you read the annual report of the bank that you will be asking acceptance of your short sale from? Do you know the level of their non-performing asset base? Has Moody's lowered their credit rating? What are their stockholders saying? (there's an easy way to know) How many REO's are they sitting on..nationally and in your area? How many foreclosures do they have pending? Have they properly filed their Court documents? Was the mortgage sold?

I could go on and on and on with the amount of data that a true short sale expert obtains to validate and support their request for a short payoff. If you are not doing at least the minimum of what has been asked in this section then you are truly not being an expert and you are showing that you have not even performed a cursory level of due diligence.

9. Lack of Focus
Short sales require a lot of communication and extensive follow-up. Many agents are not even affording their short sale clients a modicum of attention. They are either working on other deals, prospecting for new leads, working a second job...whatever! Short sales are time sensitive and require special attention. How many calls do you miss? How many offers do you not respond to? I can't tell you how many times we have had to re-fax offers or incessantly track down agents who fail to respond. This is absurd. A homeowner is about to lose their property and they entrusted an agent who may or may not ever be available.

10. Playing God With Lives
This short sale dunce is the worst. This is the agent who actually calls back to tell you that he received your offer but he:
a. The offer is too low and the bank will not accept it
b. We need to place the offer on a form he understands
c. He has an addendum that he requires and it tells me we have no contract even after it's signed (yes..received one and laughed)

These agents in my mind should be bound, gagged, flogged and left in the public square in stocks naked! They should be exposed. They represent distressed homeowners and try to inject themselves into the transaction as if they had some importance and time after time we see good people represented by crappy Realtors going to the gallows of foreclosure without so much as a concern by the Realtor. Shame.

They have nothing at stake, it's not their loan, not their property, and if they do not make the commission they want then they could careless. I personally have seen this and have had read about it on numerous real estate related social networks. If you'd like I can send you the links to the posts attributed to these vermin posing as real estate agents.

10. Lack of Negotiation Skills
If you do not realize that you are in a negotiation you have already lost. Do you understand what the field of loss mitigation is? Do you know how many levels of collection there are and what goes on at each level? Do you know what each level is trained for? Do you know the experience level of your opponent?

Maybe you should go to Monster.com and search "loss mitigation executive" and see what kind of experience and knowledge you have to have in order to be a Senior Loss Mitigation rep at a mortgage lender. Then compare that criteria to your resume and let me know how you measure up.If you do not know the various techniques and strategies for negotiation and have not been trained as such then you are vastly unprepared to engage in such negotiation and you are hardly an expert.

Bonus: Fear of Reputation
I often hear from those involved with short sales that they are concerned with how foreclosures and short sales are affecting the overall real estate market and economy. They also fear that negotiating strongly with the bank for the best possible deal is some form of bad karma. this is business people.The short sale expert already knows how low a bank is willing to go.

The Short sale expert already has the knowledge that the loan amount is inconsequential to the amount of the discount or final judgment.As for the impact on the overall market? Hey..don't we keep hearing that real estate is local? If all that is selling in a market is the REO's and short sales then those sales represent the true market value.

Trying to stave off a short sale by not competently executing and negotiating the short sale ensures the continual drop in the market you seek to avoid.FYI...what do you think the bank is going to do with that property when your short sale fails? Do you think for an instant that the bank cares about your local real estate market and the impact their low priced REO is going to effect?

A true short sale expert understands that this type of property needs to be looked at as a commodity and it is apparent that MLS boards and the like are trying their best to bandage the wounds caused by the tsunami of foreclosures and it's not working.

Bottom line, if you are not comfortable doing a short sale the right way, from listing the property correctly, to performing all the steps necessary to get the best price for your BUYER then you need to step out of the game. It's the BUYER that you need to be kow-towing to in a short sale. A true short sale expert understands this wholly.

Super Bonus: Can't Attract Buyers
Yes...it's all about the Buyers. Without a Buyer in a short sale you don't have a short sale. It's that simple. If you are not marketing to Buyers properly..you're done!

The Seller is DOA at your listing sit. They can't make any money. Their only other alternative is bankruptcy. They have absolutely no control in the transaction. Their credit is going to be ruined if the property is foreclosed. The 1099 issue and deficiency judgment issues are what they are and a true short sale expert knows how to properly explain each. So what's the problem?

Why are agents listing properties at full value or around full value? You are not going to draw out most buyers at that price. There is so much inventory the price has to be low enough to bring out a real Buyer. Notice I said "real Buyer". A real Buyer does not and would not walk away from a great deal. He does not have to. Why? Because if the short sale is executed properly and is accepted he would be a fool to do so.

Short Sales are viable, they work and you can generate a great deal of revenue from them. The problem is that most agents will not take the time to obtain the skills to be successful in this arena. Unfortunately, they are slow to exit the game as well. If you are going to be involved in short sales, please, by all means, do them correctly or have the decency to get out of it completely

Hibiscus by the Bay, Panama City Beach FL, 2 bedroom 2 bath condo!

Rocky Wright (Keller Williams Success Realty) — Fri, 07 Mar 2008 15:00:48 -0600

MLS#379034

Treasure Island Condo, Panama City Beach, 2 bedroom 2 bath, fully furnished!

Rocky Wright (Keller Williams Success Realty) — Fri, 07 Mar 2008 14:57:40 -0600

Wonderful 2BR/2BA furnished unit now available at Treasure Island Resort. This fantasic beach resort is nestled in the exclusive area of Panama City Beach on Thomas Drive. The resort amenities are: gulf front condominium with 420 feet on the emerld waters of the Gulf of Mexico. Large heated pool, Dune walkover, tropical landscaping, fitness room, game room, owner's lounge with Billiard room, covered parking garage, four high speed elevators, kiddy pool and gazebo, lobby and office, trash chute on each floor and covered portico entry.

MLS#377810

Bay County raises FHA Loan Limits!!!

Rocky Wright (Keller Williams Success Realty) — Fri, 07 Mar 2008 14:52:38 -0600

The new FHA loan limits for Bay County are:

396,250 1 family (up @145,000!!)

507,250 2 family

613,150 3 family

762,000 4 family

This is very exciting news everyone! Better Rates! Better Programs! Contact us if you need a good lender!

Tidewater Beach #2405, Panama City Beach, FL 2 Bedroom 2 Bath, Gulf Front Condo 1593 sq. ft.!

Rocky Wright (Keller Williams Success Realty) — Fri, 07 Mar 2008 14:48:36 -0600

Fully Furnished including $2400 woven wood window coverings! Click on main picture for furnituer package. This complex is one of the premier condo projects on PCB. Unit is a Type "A" floor plan 2Br/2Ba. Amenities: 636 gulf frontage, 570 gulf front luxury units, two 4,200 sq ft lagoon pools, one indoor heated pool, 4,300 sq ft fitness center with Roman spa and health bar, poolside Tiki bars, 5,000 sq ft conference center, sky view owner's lounge, on-site movie/media center, Porte Cochere entrance, covered parking garage, covered walkways from parking deck to lodging, on-site rentals, provisions for concierge service and valet parking, provisions for on-site restaurant, 1/2 mile to Pier Park. Optional Corian or Granite kitchen countertops (Developer's option), GE appliances or equivalent, side by side refrigerator/freezer with ice & water dispenser, built-in microwave, 9 foot ceilings, ceiling fans in living area & bedroom, porcelain tile floors in kitchen, foyer & bathrooms, man-made marble tub & shower surrounds. Owner's storage.

MLS#377712

7112 Dolphin Bay Blvd, Panama City Beach Fl, 3 bedroom 2 bath home!

Rocky Wright (Keller Williams Success Realty) — Fri, 07 Mar 2008 14:40:09 -0600

Gorgeous home in a highly desirable Dolphin Bay subdivision with a great open floor plan. Three bedrooms and 2 bath with an additional room for the office, large family room with gas fireplace, breakfast area, spacious kitchen, and formal dining. Master bedroom with a walk-in shower and Jacuzzi tub. There is plenty of storage space throughout the house. Home has recently been remodeled and updated.

MLS#375556

21914 Belgrade Panama City Beach, FL 8 unit complex!

Rocky Wright (Keller Williams Success Realty) — Fri, 07 Mar 2008 14:34:37 -0600

8 units 1 block from the gulf. Includes 21914 & 21916 Belgrade Ave. Within 400' of Public Beach Access #88. Well maintained Multi Family Unit consisting of five 1 bedroom units, three 2 bedroom units. The upstairs unit has a 12x28 Florida Room with a beautiful gulf view. The property also features a 12x24 workshop wired with electricity. New lift station and new roofs in 2005. There is a total of 8 units included in this price. All long term rentals (therefore I do not have all of the room measurements).

MLS#379037

6800 Gulf Drive! Short Sale, Panama City Beach Fl Quad!

Rocky Wright (Keller Williams Success Realty) — Fri, 07 Mar 2008 14:29:52 -0600

This quadraplex is located directly across the street from the gulf with gulf views. It has a large basement below and 3 one bedroom units on the 1st floor. The 2nd & 3rd floors have great views of the gulf...and what a breeze. The second floor has 1 bedroom, large living room, large covered deck, kitchen, laundry and bath. The third floor is your private master suite. The master bedroom is large with it's own private deck, large whirlpool bath with separate shower and walk in closet. Nice propety with a lot to offer. Measurements below are for the 2nd & 3rd floor only (not the 1st floor apartments). Store your things in the basement, rent out the 3 units on the 1st floor...and live in the 2nd and 3rd floors with the 2 large decks and gulf breeze.

MLS#379035

2905 Cocoa Lane, 3 bedroom 2 bath Panama City Home for Sale, Brand New!

Rocky Wright (Keller Williams Success Realty) — Fri, 07 Mar 2008 14:24:30 -0600

Beautiful new construction on large lot in centrally located area. Well-designed and open floor plan offers three bedrooms and two baths in approx. 1660 square feet. The kitchen has a breakfast area and includes glass top oven/stove, dishwasher and microwave. The kitchen overlooks the Dining Area and Great Room and out to the covered lanai. The master bedroom has a walk-in closet and the master bath has double vanities and a water closet. Baths, kitchen, foyer and laundry room are all tiled. Builder is HOP qualified and buyers MAY be qualified for up to 35% down payment assistance.

MLS#378927

Residential - DSF
MLS#:	383280 OfficeFile#:	ListPrice:	$289,000
Status:	Active Last Change: 08/06/2008	ApproxSF:	1,206
Address:	428 PARADISE BLVD	$/Sqft:	$239.64
	PANAMA CITY BEACH, FL	TotalRooms:	Bedrooms:3
Zip:	32413	Baths Full/Half:	2/
Con Docs:		Ownership/Sale Type:
MainArea:	03 BB-Bay County-Beach	Stories:	1
SubArea:	0308 - Beach W of Hwy 79	YearBuilt:	2008
Subdiv:	PARADISE GROVE	ImmOcc?	Y
ParcelID:	37238-326-000	ConstrStat:	ConstrCmplt
ElemSch: West Bay Middle: Surfside High: Arnold
Dir:	TAKE HWY 98 A FEW MILES WEST OF HWY 79. PARADISE GROVE IS LOCATED ON THE NORTH SIDE OF HWY 98 BETWEEN LAKESHORE AND SANDY LANE.
Legal:	PARADISE GROVE LOT 26

PrkingSpc:		LotSize:	50X60	LotAcc:	Paved Road, Private Road	WatFrnt:
PrkingTyp:		Acres:		Zoning:	Residential Single Family	WatView:
PrkingFeat:	Driveway Only	WFFeet:		LotFeat:	Recorded Subdivision, Within 1/2 Mile Of Water, Covenants/Restrictions, Level
ProjFacil:	Gated Community, Pool, Security: Gate / Entry Only, Security: Roving Only

TaxYr:		Taxes:	Hmstd:	SaleSubjtoLease:
LandLease/Year:		MonthlyRent:		AssmMtgTyp:
AssocFee:	$133 Monthly	LeaseExpDate:		Financing:	Conventional, FHA, VA, Cash
NewBuyerFee:		ExistLeases:
Assoc.FeesInclude:	Ground Keeping, Recreational Facilities

Room Type	Lvl	Dimnsns
Kitchen	1	9X11	Design:	Florida Cottage
LivingRoom	1	13X17	Design:	Florida Cottage
Bedrm:Master	1	10X15	Const/Siding:	Foundation On Pilings, Frame, Roof Metal, Siding Wood, Trim Wood
Bath: Master	1	5X7	Const/Siding:
Bedrm:Additnl	1	11X10	ExtFeatures:	Porch Covered
Bedrm:Additnl	1	11X10	ExtFeatures:	Porch Covered
Bath: Full	1	8X7	IntFeatures:	Breakfast Bar, Ceiling:CrownMolding, Floor:Ceramic Tile, Floor:W/WCarpetNew, Lighting:Recessed, Washer/DryerHookup, WindowTreatmentNone, Furnished:None
DiningArea	1	10X11	IntFeatures:
			Appliances:	Dishwasher, Disposal, RefrigeratorW/IceMaker, Stove/Oven Electric, Microwave/Range Hood
			Appliances:
			Utilities:	Public Water, Public Sewer: On Site
			Utilities:	Public Water, Public Sewer: On Site
			Energy:	A/C: Central Electric, Heat: Central Electric
			Energy:	A/C: Central Electric, Heat: Central Electric
Mbed/Mbath: Mbath Ceramic Tile