mortgage: Housing Market Forecast 2010 - 11/09/09 05:34 PM
Looking Ahead - California Association of Realtors Releases 2010 Housing Market Forecast
RISMEDIA, November 9, 2009-"California's housing market continued its strong sales rebound this year, resulting from the continued pace of distressed properties coming to market," said California Association of Realtors (C.A.R.) President James Liptak. "This follows two years of … (0 comments)
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mortgage: 1.4 Million Families Have Taken Advantage of First-Time Home Buyer Tax Credit, More Claims Expected - 11/09/09 05:30 PM
1.4 Million Families Have Taken Advantage of First-Time Home Buyer Tax Credit, More Claims Expected
RISMEDIA, November 9, 2009-With the First-Time Home Buyer Tax Credit deadline now extended, the Internal Revenue Service recently reminded potential home buyers they must complete their first-time home purchases before April 30, 2010 to qualify … (0 comments)
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mortgage: Ask the Experts: More Than an Agent - Today's Real Estate Advisor - 11/09/09 05:26 PM
Ask the Experts: More Than an Agent - Today's Real Estate Advisor
RISMEDIA, November 9, 2009-As a new and different economic environment continues to evolve around us, a unique opportunity exists for real estate agents to take a position of authority and provide guidance which will earn them respect, a … (0 comments)
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mortgage: Big Rebound in Existing-Home Sales Shows First-Time Buyer Momentum - 11/09/09 05:22 PM
Big Rebound in Existing-Home Sales Shows First-Time Buyer Momentum
RISMEDIA, November 9, 2009-Existing-home sales bounced back strongly in September with first-time buyers driving much of the activity, marking five gains in the past six months, according to the National Association of Realtors®. Existing-home sales-including single-family, townhomes, condominiums and co-ops-jumped 9.4% … (0 comments)
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mortgage: Minimize Risk of Becoming Victim of ID Theft! - 11/09/09 02:42 PM
To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take. For starters, just remember the word "SCAM": Be Stingy about giving out your personal information to others unless you have a reason to trust them, regardless of where … (2 comments)
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mortgage: Extension of Tax credit approved! - 11/06/09 06:28 PM
The long-awaited extension of the tax credit has been approved by both the House and the Senate and currently awaits President Obama's signature (which is not expected to be a problem). There is also an expansion of the credit to include current homeowners (not just first-time buyers)...however, there are several restrictions … (1 comments)
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mortgage: No Rest for the Weary - 10/29/09 02:51 PM
No Rest for the Weary: 75% of Americans Plan on Working as Long as They Can
A new study released by Bankrate, Inc. shows that the vast majority of working Americans plan to work as long as they can during retirement age, showing a redefinition of how Americans view traditional retirement … (0 comments)
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mortgage: Hera-Hoepa -Fees and Loan Data that impact APR - 10/22/09 05:10 PM
HERA-HOEPA
Fees & Loan Data that impact APR
Govt Recording/Transf Fees:
· Recording Fee/Assignment
· Subordination/Modification
3rd Party Fees:
· Broker Compensation Fee
· Courier/Messenger Fee
· EDD to 3rd Party
· Fax/Copies/Postage
· Final Inspection
· Flood Life of Loan
· HOA Cert Fee
· Home Warantee
· Mortgage Ins Ap Fee
· Processing Fee
· Re-Draw Fee
· Reconveyance Fee
· Tax Service … (2 comments)
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mortgage: 10 Things to Do to make sure your loan gets denied! - 10/21/09 03:00 PM
Forget to mention that you just bought a new car or stereo system.
Forget to mention that you have to pay child support or alimony.
Forget to mention that you will be going on maternity leave during the escrow.
Forget to mention that the money you are using for the … (6 comments)
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mortgage: Why can't we live life like a dog? - 10/20/09 05:25 PM
Oh to live life like a dog!
They are happy just to go for a walk, to sit in the car when you run errands, to play frisby or catch with the tennis ball, or just to sit next to you while your reading a book or watching tv. They … (6 comments)
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mortgage: More Housing Aid is on the Way - 10/20/09 05:01 PM
More Housing Aid Is On the Way
Washington Aims to Shore Up State, Local Agencies That Help Buyers With Few Options
Wall Street Journal, By Nick Timiraos and Jessica Holzer
October 20, 2009
The Obama administration unveiled steps to help state and local housing-finance agencies provide mortgages and rental housing to … (3 comments)
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mortgage: Pumpkin Carving Stencils-Courtesy of History.com - 10/19/09 06:31 PM
Pumpkin Stencils
Use these pumpkin carving stencils from History.com to carve your pumpkins. Simply select the template you want to use, print it out and get carving!
Beginner
Scary Face Stencil
Happy Face Stencil
Surprised Stencil
Skull Stencil
Cute Cat Stencil
Bats Stencil
… (2 comments)
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mortgage: Jack a lanterns-Pumpkins/History Channel - 10/19/09 06:16 PM
Pumpkin carving is a popular part of modern America's Halloween celebration. Come October, pumpkins can be found everywhere in the country from doorsteps to dinner tables. Despite the widespread carving that goes on in this country every autumn, few Americans really know why or when the jack o'lantern tradition began. Or, … (0 comments)
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mortgage: Ancient Origins of Halloween-History Channel - 10/19/09 06:13 PM
Halloween's origins date back to the ancient Celtic festival of Samhain (pronounced sow-in).
The Celts, who lived 2,000 years ago in the area that is now Ireland, the United Kingdom, and northern France, celebrated their new year on November 1. This day marked the end of summer and the harvest and … (2 comments)
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mortgage: Trick or Treat! Happy Halloween! - 10/19/09 04:08 PM
… (2 comments)
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mortgage: Roger's Inspirational Quotes - 10/19/09 03:55 PM
"Remember always that you have not only the right to be an individual, you have an obligation to be one. You cannot make any useful contribution in life unless you do this"
Eleanor Roosevelt
"We are taught by great actions that the universe is the property of every individual in it""We … (0 comments)
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mortgage: Inspirational Quotes - 10/16/09 03:48 PM
"You aren't just the age you are. YOu are all the ages you ever have been"
Kenneth Koch
"Leadership is a potent combination of strategy and character. But if you must be without one, be without the strategy"
H.Norman Schwarzkopf
"It's but little good you'll do a-waterering the last year's crops"
… (0 comments)
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mortgage: dow Jones Economic Sentiment Indicator Rises for Sixth Consecutive Month - 10/16/09 02:09 PM
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mortgage: Data Shows Continued Improvement in Home Value Trends - 10/16/09 02:02 PM
July 2009 Data Shows Continued Improvement in Home Value Trends
By Stan Humphries, Zillow.com Chief Economist
RISMEDIA, October 12, 2009-Home values continued to show encouraging signs according to new data released in Zillow.com Real Estate Market Reports for the July 2009 time period. The Zillow Home Value Index (ZHVI) was down … (0 comments)
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mortgage: Market in Review-Real Estate Finance-Burlingame,San Mateo - 10/16/09 01:50 PM
Market In Review:
The Wells Fargo View
Wells Fargo is a strong, sound mortgage lender and servicer. Our business is uniquely positioned
to succeed in today's challenging market. Here is our insight on current conditions, and how we
will continue to responsibly make loans to customers.
August/September 2009
… (0 comments)
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