roger hunt: Minimize Risk of Becoming Victim of ID Theft! - 11/09/09 02:42 PM
To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take. For starters, just remember the word "SCAM": Be Stingy about giving out your personal information to others unless you have a reason to trust them, regardless of where … (1 comments)
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roger hunt: Extension of Tax credit approved! - 11/06/09 06:28 PM
The long-awaited extension of the tax credit has been approved by both the House and the Senate and currently awaits President Obama's signature (which is not expected to be a problem). There is also an expansion of the credit to include current homeowners (not just first-time buyers)...however, there are several restrictions … (1 comments)
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roger hunt: Home Price Reduction Levels Stay Above 25% for Fourth Consecutive Month - 10/29/09 02:57 PM
Home Price Reduction Levels Stay Above 25% for Fourth Consecutive Month
Trulia, Inc announced that 25.6% of homes currently on the market in the U.S. as of October 1, 2009 have experienced at least one price cut. More than one in four current listings on Trulia have been reduced in … (2 comments)
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roger hunt: Bernanke: Recession is Over, But Tough Times Will Linger - 10/29/09 02:54 PM
Bernanke: Recession Is Over, but Tough Times Will Linger
The deep recession that's gripped the U.S. economy by the throat since December 2007 is "very likely over at this point," Federal Reserve Chairman Ben Bernanke recently said. However, Bernanke painted a picture of an underperforming economy well into next year as … (1 comments)
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roger hunt: No Rest for the Weary - 10/29/09 02:51 PM
No Rest for the Weary: 75% of Americans Plan on Working as Long as They Can
A new study released by Bankrate, Inc. shows that the vast majority of working Americans plan to work as long as they can during retirement age, showing a redefinition of how Americans view traditional retirement … (0 comments)
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roger hunt: Hera-Hoepa -Fees and Loan Data that impact APR - 10/22/09 05:10 PM
HERA-HOEPA
Fees & Loan Data that impact APR
Govt Recording/Transf Fees:
· Recording Fee/Assignment
· Subordination/Modification
3rd Party Fees:
· Broker Compensation Fee
· Courier/Messenger Fee
· EDD to 3rd Party
· Fax/Copies/Postage
· Final Inspection
· Flood Life of Loan
· HOA Cert Fee
· Home Warantee
· Mortgage Ins Ap Fee
· Processing Fee
· Re-Draw Fee
· Reconveyance Fee
· Tax Service … (2 comments)
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roger hunt: Lend $25 Dollars to Kiva, and Change someones Life! - 10/21/09 08:00 PM
Kiva
How does it work?
Kiva brings together lenders and worthy enterprises on the web.
From Kenya to Ecuador, microfinance institutions (MFI) around the world go to Kiva.org and post photos and profiles of low income entrepreneurs in need of money for their businesses.Loans made easy and personal.
Lenders go … (6 comments)
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roger hunt: 10 Things to Do to make sure your loan gets denied! - 10/21/09 03:00 PM
Forget to mention that you just bought a new car or stereo system.
Forget to mention that you have to pay child support or alimony.
Forget to mention that you will be going on maternity leave during the escrow.
Forget to mention that the money you are using for the … (6 comments)
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roger hunt: Have you hugged your loan officer and escrow/Title officer lately? - 10/21/09 01:29 PM
In the real estate business non of us get enough credit for all we do to make it look easy!
This is good and bad.....good for the customer (they appreciate how smooth the process went), bad for us in that they think we are over paid for doing what a monkey … (2 comments)
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roger hunt: Life is what happens when you are making other plans! - 10/20/09 06:35 PM
Life is what happens when you are making other plans!
Who better than the "skipper" from Gilligans Island would know that?
He started off his 3 hr cruise one day like any other day, and what happened?
He was stranded with two rich people, a movie star, a professor, Gilligan, … (4 comments)
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roger hunt: 10 Things to do to make sure your escrow doesn't close on time! - 10/20/09 06:26 PM
Ten Things to do to make sure your escrow doesn't close on time!
Don't get the signed purchase contract and addendums to the loan officer/bank right away.
Don't meet the appraiser at the property asap to complete buyers appraisal.
Take your time getting the HOA docs to Lender on condo and … (39 comments)
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roger hunt: Why can't we live life like a dog? - 10/20/09 05:25 PM
Oh to live life like a dog!
They are happy just to go for a walk, to sit in the car when you run errands, to play frisby or catch with the tennis ball, or just to sit next to you while your reading a book or watching tv. They … (6 comments)
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roger hunt: More Housing Aid is on the Way - 10/20/09 05:01 PM
More Housing Aid Is On the Way
Washington Aims to Shore Up State, Local Agencies That Help Buyers With Few Options
Wall Street Journal, By Nick Timiraos and Jessica Holzer
October 20, 2009
The Obama administration unveiled steps to help state and local housing-finance agencies provide mortgages and rental housing to … (3 comments)
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roger hunt: Pumpkin Carving Stencils-Courtesy of History.com - 10/19/09 06:31 PM
Pumpkin Stencils
Use these pumpkin carving stencils from History.com to carve your pumpkins. Simply select the template you want to use, print it out and get carving!
Beginner
Scary Face Stencil
Happy Face Stencil
Surprised Stencil
Skull Stencil
Cute Cat Stencil
Bats Stencil
… (2 comments)
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roger hunt: Jack a lanterns-Pumpkins/History Channel - 10/19/09 06:16 PM
Pumpkin carving is a popular part of modern America's Halloween celebration. Come October, pumpkins can be found everywhere in the country from doorsteps to dinner tables. Despite the widespread carving that goes on in this country every autumn, few Americans really know why or when the jack o'lantern tradition began. Or, … (0 comments)
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roger hunt: Ancient Origins of Halloween-History Channel - 10/19/09 06:13 PM
Halloween's origins date back to the ancient Celtic festival of Samhain (pronounced sow-in).
The Celts, who lived 2,000 years ago in the area that is now Ireland, the United Kingdom, and northern France, celebrated their new year on November 1. This day marked the end of summer and the harvest and … (2 comments)
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roger hunt: Trick or Treat! Happy Halloween! - 10/19/09 04:08 PM
… (2 comments)
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roger hunt: Roger's Inspirational Quotes - 10/19/09 03:55 PM
"Remember always that you have not only the right to be an individual, you have an obligation to be one. You cannot make any useful contribution in life unless you do this"
Eleanor Roosevelt
"We are taught by great actions that the universe is the property of every individual in it""We … (0 comments)
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roger hunt: Inspirational Quotes - 10/16/09 03:48 PM
"You aren't just the age you are. YOu are all the ages you ever have been"
Kenneth Koch
"Leadership is a potent combination of strategy and character. But if you must be without one, be without the strategy"
H.Norman Schwarzkopf
"It's but little good you'll do a-waterering the last year's crops"
… (0 comments)
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roger hunt: dow Jones Economic Sentiment Indicator Rises for Sixth Consecutive Month - 10/16/09 02:09 PM
… (0 comments)
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