FREE Homebuyer Workshop in Clarksville, Tennessee - Saturday August 1, 2009 - Time 5:00 PM to 7:00 PM Just off Exit 1 - 07/31/09 03:34 PM
Thinking about buying a new home ? Join us for a FREE Homebuyer Workshop in Clarksville, Tennessee - Saturday August 1, 2009 - Time 5:00 PM to 7:00 PM Just off Exit 1
Donnie Van Hooser of Bank Of America Home Loans along with Geri Freeman and Roland Woodworth will be hosting a FREE Homebuyer Workshop. Lisa with One Source Bookkeeping & Tax will also be available to answer questions about the First Time Howebuyer Tax Credit.
We look forward to meeting you. RESERVE YOUR SEATS HERE Location:
EXiT Realty Clarksville - 1289 Northfied Dr ( Beside Sonic on Trenton Rd … (2 comments)

Beware of companies who claim to prevent foreclosure on your home - 07/28/09 09:57 PM

 Beware of companies who claim to prevent foreclosure on your home as many of these companies are not legitimate. Before you pay any up front fees or sign any documents I would recommend that you first contact your mortgage servicing company and or lender. Many mortgage serving companies are willing to work  with you to save your home. It is very important that you stay in communication with your lender when you are having trouble making your mortgage payments so they may offer you options for a possible work out plan or loan modification.
There are companies out there who … (0 comments)

Best of Clarksville - Please VOTE to Nominate US - 07/28/09 12:28 PM

 
  It's time to cast your VOTE for the Best of Clarksville and Nominate your favorite business for bragging right to be named the BEST of CLARKSVILLE for the next year
 
This year the nominations can also be done online at www.ClarksvilleBest.com
<-- Click here to Select Roland Woodworth of EXiT Realty Clarksville as the BEST REALTOR.
 
 
   
Be sure to also VOTE for Exit Realty Clarksville for the Best Real Estate Agency in the Best of Clarksville by clicking here ----------------->
The BEST of CLARKSVILLE is a fund raiser in support of the local March … (0 comments)

A+ Towing & Recovery - Clarksville, Tennessee 931.278.1619 - 07/25/09 08:42 PM
If you are in the in the need of getting your vehicle towed, be sure to call Spike with A+ Towing & Recovery here in Clarksville, TN
Spike has been in the Towing and Recovery business for many years and can get the job done. When you need a tow, just call Spike at 931-278-1619 for 24 Hour Service.
Spike offers Damage Free flatbed service
 
 
 
 

… (1 comments)

Clarksville Montgomery County School starts on August 7, 2009 - 07/25/09 08:17 PM

 It's that time again.... The start of school for the Clarksville-Montgomery County Schools system. The first day of school will be August 7, 2009. and the first full day of school will be on August 11, 2009. Be sure to Click for full CMCSS Calendar
One question you may have is about what bus will your child ride, where is the bus stop and what time will the bus arrive. Click Here for Bus and Zoning information. This will also tell you which school your child is zoned to attend.
Click here for a complete list of schools.
All schools including private … (1 comments)

Dear ActiveRain, My Daddy Says You Are Awesome, Will You Help me Out? - 07/24/09 05:32 PM
Please help Isabelle win !
Via Isabelle Blanton (Kelan's girl):
Dear ActiveRain,
My Daddy, says that the members on this network are awesome & are the best people in the world.  Well, just the other day, my mommy & daddy entered me into a contest.  If I win, I will get a whole $200 & get published in the newspaper.  So, Daddy said that if I ask you nicely, that you would vote for me so I can win.
Right now, I am behind by over 100 votes which is no good.  If you could take a minute to vote for me, that … (4 comments)

Save time and money. Book all your travel at www.BookMyTravelPlans.com - 07/22/09 09:20 PM
If you or someone you know are planning a vacation or even a weekend get a way, be sure you visit www.BookMyTravelPlans.com to save time and money. Here you can book Travel, Vacations, Cruises, Activities, Flights, Hotels, Cars, Villas or Condos.
Here you can find the best rates. Become a Preferred Customer and get access to the best last minute deals, specials and members only privileges. We have our featured trips, All Inclusive, Mini and Caribbian vacations. Click the links below for the following;
Flights Hotels Cars Cruises Vacations Activities Villas / Condos Groups
… (3 comments)

Water Stains Don't Have to be a Deal Killer... - 07/21/09 11:56 PM
Another video from Michael on water stains.
Via Michael Thornton - Nashville, TN area Home Inspector (Complete Home Inspections, Inc.):
Some new home buyers and their agents really freak out when it comes to seeing water stains on the ceiling. In my ongoing series of videos "Helping YOU Live YOUR American Dream" I address this in my short 70 second video. I would greatly appreciate your input as to other series you feel may be helpful to you and your clients...
Follow me on Twitter... You can follow me on FaceBook too... © 2009 michael thornton | complete home inspections, inc. … (2 comments)

RE:Water Stains... - 07/21/09 11:53 PM
Great tip from Michael on repairing water stains.
Via Michael Thornton - Nashville, TN area Home Inspector (Complete Home Inspections, Inc.):
As some of you may know, I am starting to do a series of videos about some common issues found during home inspections. I do want to take this opportunity to thank those who have been responding to these. In response to one of the questions asked, "How do you repair water stains?", I have came up with this video. Enjoy - No tomato throwing allowed...
Have a great Tuesday, Y'all... 8-) If you or someone you know is purchasing … (1 comments)

136 Antioch Rd - Bumpus Mills, TN - 07/21/09 10:42 PM
If you like living outside the city limits, this may be your new home.  This 3 Bedroom home is located a short drive from Clarksville, TN and Ft Campbell, KY. This home has new windows and new roofs on the house and the garages.
This home has Central Heat & Air and a wood stove on the first floor and Radiant heat and window air upstairs.
Enjoy the out doors as this home sits on just over 2 Acres and has 2 seperate garages. The seller is willing to negotiate for the Tractor and equiptment. (Bush hog, Disc, Plow and scrapper ) … (2 comments)

Your moving company brought who with them ? - 07/21/09 09:42 PM
Today I received a call from a fellow Realtor who is also a Army wife doing a PCS move to Fort Lewis, WA. When the movers showed up at her door this morning there were a total of 6. Now this could be a good thing if they were all workers.. right ?
I was stunned to hear that they brought along 2 children and a puppy.... What did you say ?
Yes.. I said this correctly. I was stunned that they would even allow this to happen. To top it off, the puppy did what all puppies seen to do..... Yes … (9 comments)

THE MARKET VALUE OF YOUR HOME IS DETERMINED IN SEVERAL WAYS: - 07/21/09 04:04 PM
 great remindr from Ralph
Via Ralph Gorgoglione (EcoBroker Certified - John Aaroe Group, Inc.):
The market value of your home is not:
• What you have in it
• What you need out of it
• What it is appraised for
• What you heard your neighbor’s house sold for
• What the tax office says it is worth
• What it is insured for
• Based on memories and treasures
• Based on prices of home where you are moving
The true market value of your home is….what a Buyer is willing to pay for the property TODAY:
• … (0 comments)

Military Families-More Funding Proposed for the Homeowners Assistance Program - 07/20/09 10:16 PM
A greatt update post from Cindy
Via Cindy Jones-Northern Virginia Real Estate & Military Relocation Services (RE/MAX Allegiance #1 RE/MAX Company in the World):
As families currently eligible for the Department of Defense HAP program await updated guidelines to be published, additional funding is being proposed in the US Senate by Virginia Senator Jim Webb for Fiscal Year 2010.Senate bill (S 1309) proposes an additional $350 million dollars to enhance the funding provided by the American Recovery and Reinvestment Act passed last fall.   With over 2000 applications for assistance for wounded warriors, surviving spouses, families with PCS orders and BRAC transferees in the … (0 comments)

$49900 / 3 Bedroom 3 Bath - Immaculate Modular Home (Exit 4 Near Gateway Medical Center) - 07/20/09 09:46 AM
This home is NOT listed by a Real Estate company and is FOR SALE BY OWNER.  Please contact owner via link below.
$49900 / 3 Bedroom 3 Bath - Immaculate Modular Home (Exit 4 Near Gateway Medical Center)
Date: 2009-07-19, 6:23PM EDTReply to: hous-v8eps-1278289061@craigslist.org
We have a gorgeous 1999 Dutch modular home located in the Bell Crossing community across from the Gateway Medical Center for sale. The home is over 2000 sq. ft., and is in excellent, move in condition. Some of the features include a mammoth 28' x 13' master bedroom with His and Her bathrooms and an enormous walkin closet. … (2 comments)

It's Official! Join our New Group - NAME THAT PHOTO! - 07/19/09 11:49 PM
Liz has a new group... Be sure to check it out !
Via Liz Moras ~ Realtor, Landmark Realty Chilliwack (Hope, Abbotsford, Langley & the Fraser Valley):
Here We Go! Its Official.....NAME THAT PHOTO!  We all have those photos that are Teasers ~ we know what they are (or maybe not ;-) but others might have to Guess!  What are those 5 W's Again?  What, Where, When, Why, Who......??? Preferably they're you're own photos - but exceptional exceptions can be made! :-)
Thanks to Jim Hart and Ryan Shaugnessy for the Name...........Thanks to Karen Anne Stone for clarifying the rules! Check out the previous post... … (0 comments)

How Courteous Are You with Your Cell Phone? - 07/19/09 11:38 PM
Great post from Kevin & Monica.... Take the quiz..
Via Kevin & Monica Ray Missoula Real Estate Specialists (Access Realty www.YourMT.com):
How Courteous Are You with Your Cell Phone?July is National Cell Phone Courtesy Month
Ok, I'll be the first to admit that I probably have annoyed others with my cell phone and probably even delayed traffic a time or two. I keep my cell phone fastened to me at all times in a holster on my belt, not unlike cowboys and their guns in the old wild west. In real estate, that cell phone is the lifeline of my business, connecting me to … (2 comments)

Inspections, Appraisals & Reviews - oh my! What a buyers agent can do to help ease the process and the stress in purchasing your home. - 07/19/09 11:26 PM
Another great post from Kris.
Via Kris Wales-Macomb County MI real estate -Ask me about buyers agency in Michigan (Keller Williams Realty - Lakeside Market Center):
If you've read anything about purchasing a home in Macomb County MI over the last few months then you've certainly come across many articles detailing the difficulty in getting the mortgage loans through the processing end of things.  Some of the areas in which your buyers agent (you do have one don't you?) needs to provide their expertise and help to ease the stress are with the inspections that you will have, and the appraisal & … (0 comments)

DETERMINING MARKET VALUE ISN'T ROCKET SCIENCE. WHY TRY TO RE-INVENT THE WHEEL? - 07/18/09 02:04 PM
Here is a great post from our friend Lenn....
Via Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate:
READ ON INMAN THIS MORNING, an article by Matt Carter about the recent complaints by real estate agents about appraisals needs some clarity from the perspective of a real estate industry representative, me.
Freddie Mac issues appraisal bulletin   Appraisers must have local expertise, choose 'appropriate' comps.
Requiring local expertise???? 
Choose 'appropriate' comps????
With few closed transactions in an area, an out of the area appraiser may select a comp for a home 2 miles away that would have a much higher or lower … (0 comments)

Buying A Foreclosed Home? The Home's Recent History May Kill Your Family! - 07/16/09 12:00 AM
Another great post from Lizette on buying foreclosure homes.

Via Lizette Fitzpatrick - Broker-Realtor® Lizette.US - Kentucky Residential Homes (Lizette Realty - Lexington KY - Richmond KY):
Buying A Foreclosed Home? The Home's Recent History May Kill Your Family!
What do you really know about this house?
Sure, it looks like a bargain from the outside. The media makes these foreclosed homes sound like the ultimate deal.
There is no seller's disclosure to tell you about any problems or repairs that have been made from the previous owners.
What you don't know may kill you and ruin you financially!
Many of these … (0 comments)

ActiveRain Storms the Twitterverse - 07/15/09 10:27 PM
Even the Acitve Rain Corp. is using twitter... Why ? Looks at the bottom of the post to get the answer...

Via Jeremy Blanton (ActiveRain Corp.):
One of the things that we try to do here at ActiveRain is provide superior customer support to our members.  We have the Contact ActiveRain link located at the bottom of every single page on the network for you to submit any issues you may be experiencing.  We also have Bob, Brad, & Myself on staff full time as Community Builders to help our members with any questions they may have.  Also, just this past … (2 comments)

Don’t Wait-Only 138 Days to Claim Your Share of the Tax Credit - 07/15/09 11:54 AM
A great reminder from our friend Cindy

Via Cindy Jones-Northern Virginia Real Estate & Military Relocation Services (RE/MAX Allegiance #1 RE/MAX Company in the World):
The rush is on.  The deadline for purchasing a home using the $8000 tax credit is November 30, 2009.   You might be surprised to find out how quickly the remaining days left to take advantage of the "free" money from the government will click away.
Let's take a look at how you might use up your time remaining.Before you even head out the door to look at houses you need to have made contact with a … (0 comments)

The True Value of Reblogging-Tips For Activerain Members - 07/14/09 11:35 PM
Great information from Midori on re-blogging
Via Midori Miller-Daytona Beach Florida Real Estate Trainer (CENTURY 21 Sundance Realty):
For some they may snub the idea of reblogging...the thought of someone else's written words on your blog, NO WAY!  If more people really understood the true value of reblogging...some may consider using it a bit more.
No, reblogging is not for the lazy but for the smart and efficient...you see regardless of how professional we are..how much we think we know...someone else may very well present an idea..thought and written words in a better way...because maybe its their level of expertise.
Let me share … (2 comments)

Short Sales can have speed bumps along the way - 07/13/09 11:44 PM
One thing to can expect when working on a short sale it the only thing short are the proceeds the the sellers lender. Once you determine that your home will be a short sale, your Realtor needs to make contact and build a report with your lender. It is very important that your Realtor has a Authorization to Realse Information form completed and signed. This needs to be immediately sent to your lender to place on file. One thing I have learned working short sales is the importance of staying in contact with the negotiator along the way.
 I'm currently working … (6 comments)

Get Rid of Solicitation Phone Calls - FOREVER! - 07/13/09 06:17 PM
A great option from Greg...

Via Greg Nino Houston Texas (RE/MAX West Houston Professionals):
Are you tired of fast talking salesmen from companies like Leap Fish and Get My Homes Value.com calling you over & over again? Are you irrated with their same old pitch promising top Google placement? Sure you are! How would you like to NEVER, EVER hear from them or anyone else that was bothering you again?
Now you can....
The solution is sooo much fun. Simply visit? www.youmail.com
The website is FREE.
1. You can set up different voicemails for different incoming callers. The website offers HUNDREDS of pre recorded … (0 comments)

Congratulations ActiveRain Ambassadors - 07/13/09 06:03 PM
Just wanted to say Congratulations to the 1st Round selections for Active Rain Ambassadors ! Great group !
Via Brad Andersohn ~ Community Builder (ActiveRain):
Join Me in Welcoming and Congratulating our First Round of ActiveRain RainMaker Ambassadors.

Thank you to the entire network and AR Community for the outpouring of responses and support. We are just a little overwhelmed.  This is the first round of elected RainMaker Ambassadors.  We do have many more on deck and will be reaching out to additional members in the days and weeks ahead.  Click on their photos to send a personal "congratulations" message if you … (0 comments)

It's that time again.. The Best of Clarksville - 07/12/09 04:01 PM
It's that time again.... YOU can choose The Best of Clarksville.
This year the nominations can be done online at www.ClarksvilleBest.com We at Exit Realty Clarksville would really appreciate your VOTE as theBest Real Estate Company. 
CLICK HERE to nominate Exit Realty Clarksville Exit Realty Clarksville is a FULL SERVICE Real Estate Company located just off Exit 1. We also have a rental deparment. { Alliance Property Management }
Our office is Open 7 days a week.
Monday - Friday 8:00 AM to 5:00 PM
Saturday 9:00 AM to 4:00 PM
Sunday 1:00 PM to 4:00 PM
Phone: 931-647-9900
 Be sure … (6 comments)

Clarksville Montgomery County residential home sales activity report for June 2009 - 07/12/09 02:06 PM
Residential home sales in Clarksville, Tennessee are still holding strong. List price versus Sold price for the month of June 2009 stands at 97.26%
With 1,911 homes on the the market, we have plenty of homes to choose from. In the month of June alone there were 542 new listing, while another 365 were sold and we also had another 343 that have happy new owners. For the month of June, the average days on the market was 94 days.
Take  a look at the numbers.
Monthly - Activity Report: 06/2009
Property Class: Residential
 
This report is best printed landscape.
… (2 comments)

Hello Clarksville.... - 07/12/09 11:28 AM
Today is going to be a great day in Clarksville, Tennessee to look for a new home. I will be in the office assisting anyone looking to BUY, SELL or RENT a home. Please feel free to stop by the office or give me a call for all your Real Estate needs. You can also start your home search online by clicking here to get a list of homes FOR SALE in Clarksville, TN. Be sure to sign up for your daily listing alerts sent to your e-mail daily for homes that meet your needs.
If you are just starting your … (0 comments)

Liens, Judgements, Closings, Escrow... - 07/12/09 11:06 AM
Here is a great post from Danny !

Via Danny Thornton (R & D Management):
Most people in the real estate industry understand the importance of using a reputable title company. Many consumers however don't know what a title company actually does so they may also be unaware of why they are important. Liens, judgments, closings, escrow...these buzzwords that many consumers may have a passing knowledge of are very important when conducting a real estate transaction. Let's take a look at these four terms as examples of what a title company does and why it is important.
Liens and judgments are … (0 comments)

Where do I begin? VIRAL REQUEST - 07/12/09 10:41 AM
Her is a post from our friend Kathleen... Please read
Via Kathleen Ann Pacheco-Corbett Realtor® RI-Ma CEBA Master e-Pro ABR ABRM GRI CRS ((FIRST Exclusive Buyer's Office Providence-RI) ):
Where do I begin?
Since it has been 23 weeks since my first post on January 30, 2009 I am getting very close to another milestone in the AR community, almost at reaching 50K I am excited, however this blog I am now posting is to be a special blog that I want devoted to my daughter-in-law,
Victoria Hann Corbett

Vicky, who celebrates her 38th birthday this coming August 4th  is battling … (1 comments)

The ActiveRain RainMaker - Getting Results! - 07/11/09 11:33 PM
Be sure to check out this post from Brad Andersohn
Via Brad Andersohn ~ Community Builder (ActiveRain):
The ActiveRain RainMaker - It's More Than Just A Membership!
 
The Real Estate Industry has had a pretty rough ride these past few years and many Industry Professionals that remain are desperately trying to find new and creative ways to survive.  Many are turning to ActiveRain because they have heard and seen that this is where they can learn how to use the Internet and Blogging to their advantage, and turn around their business.
ActiveRain is more than just a Real Estate Industry Social Networking … (3 comments)

How to Add Facebook Fanbox to Your ActiveRain Blog - 07/10/09 11:50 PM
Great post by Jeremy...
Via Jeremy Blanton (ActiveRain Corp.):
Since Facebook announced the ability to have your own personal url for your Facebook Pages, there has been an amazing increase in Fan Pages.  One awesome feature that has recently been released is the ability to add a Facebook Fanbox Widget. 
Like most new and cool things, I immediately had to try & add it to my page.  So, I visited Facebook and noticed that the code was giving as a <script> which is not on the approved widget list yet on our network.  But, as I scrolled down a little further, I found … (3 comments)

So you want a short sale on your home... - 07/10/09 12:58 AM
It has come time to sell your family home, and you realise that there is not going to be enough to pay off your mortgage and the home equity loan. So you want a short sale on your home. First we must find out if you qualify for a Short Sale.
 Today I had a fellow Realtor come to me asking questions about working a short sale for her client. His whole thought process for doing the short sale was to make his home equity loan of about $17,000 go away so he can pocket approx. $4,500 when his sale closed. One … (7 comments)

Grandmama's House of Preschool and Child Development opens near Exit 1 - 07/09/09 12:25 AM
July 8, 2009
Today Grandmama'a House of Preschool and Child Development opened it's doors at their new location located at 2015 Tiny Town Rd.
Hours of Operation
Monday thru Friday
5:30 AM to 6:00 PM
Phone: 931-802-5455
E-Mail:
GrandmamasHouseTinyTown@Gmail.com
 www.Grandmamashouse.net                                                                     
For a limited time, Grandmama's House is offering NO REGISTRATION FEE. (For a Limited Time Only) The location is great ! Easy access from Clarksville's Exit 1 at Trenton Rd.  Kids will love it at Grandmama's House....
The Big Boss attended his first day and loved it.  This morning he was up and ready to go.   Once he arrived, he was ready for the day. When … (5 comments)

Dear home owner.... Do you really want to sell your home ? - 07/08/09 04:03 PM
Homeowners,
 When you decide to list our home For Sale, Select your REALTOR and take the steps to market your home.....what's next ? Homeowners and REALTORS actually form a team to get your home sold.  You must help your REALTOR help you.
 On vital part of listing and selling your home are the showings scheduled for buyers to view your home. It is also very vital to keep your home ready and available for showings. Yes, we understand you may still live in your home and it may not be spotless for every showing. You may not be able to just … (9 comments)

"Social Media Edge" is Now the #1 Show on BlogTalkRadio in Our Category! - 07/07/09 10:39 PM
This is one show you don't want to miss...
Via Jason Crouch, Broker - Austin Texas Real Estate (512-796-7653) (Austin Texas Homes, LLC):
I am pleased to report that our weekly radio show, Social Media Edge (formerly "Twitter Tuesday") is now the #1 program on BlogTalkRadio in the Social Networking genre.
Last week's show placed at #1, and today's show had a much larger live audience, which is exciting.  In fact, we broke our live listener record!  We also had almost 50 users in the chatroom, which made things even more lively than usual.
You may be wondering which guest(s) we had today … (3 comments)

The ActiveRain Ambassador Program - 07/06/09 05:06 PM
Active Rain continues to do great things !
Via Brad Andersohn ~ Community Builder (ActiveRain):
The ActiveRain Ambassador Program
Today we are launching the new 'ActiveRain Ambassador' program for members of the ActiveRain community.  We have been kicking around the idea of setting up this program for months now and think we have finally come up with something that will work well and benefit ALL members of the network.  What is an "ActiveRain Ambassador" and how does this program work? 
Since the inception of ActiveRain, there has always been a "Pay It Forward" spirit amongst our membership.  Invitations sent out by members … (0 comments)

MLS Data -- Incomplete Can Oftentimes Be Downright Deceptive - 07/06/09 12:50 AM
This is a great post by Chris
Via Chris Olsen Broker/Owner - Olsen Ziegler Realty (Olsen Ziegler Realty):
Every agent has walked into a home where the text and photos don't even come close to matching the actual condition of the home.
While a listing agent is obviously trying to sell the home, what does he/she think that a buyer and buyer's agent is going to think when they walk into basement, mold, cracked foundation walls in the basement and there is no mention of it in the listing or even when the appointment is set (because this feature too has been farmed … (0 comments)

Clarksville Tennessee adds additional red light cameras - 07/05/09 10:36 PM
As you may know, The City of Clarksville first installed red light cameras at three intesections on May 1, 2009.Clarksville......They are watching you ! Since then Clarksville has added addtional red light cameras at the following locations.
Whitfieldd & 101st Airborne Parkway Fort Campbell Blvd & Tiny Town Rd Dunbar Cave Rd & Wilma Rudolph Blvd Madison St & Hwy 76 Connector / The By-Pass
All these locations are Photo Enforced and carry a fine of $50 and this is not a point generating ticket.
Here are the first 3 locations:
Wilma Rudolph Blvd at Trenton Rd Fort Campbell Blvd at … (9 comments)

Prepare your closets and bookshelves when you sell your home - a video tutorial. - 07/05/09 05:49 PM

Via Sally Dunbar Fair Oaks Realtor (916) 535-0356 (Lyon Real Estate, Fair Oaks ('burb of Sacramento) CA):
Let's take a look inside your closet.  EEKKKK! I just got hit on the head by a tennis racket, and my shoes are buried in your fallen debris.  Trust me, this will not help when you sell your home.
What would you guess a buyer thinks when they open up your crammed closet?  Wow... this person has too much stuff???  NO, THAT'S NOT WHAT THEY SAY.  "Wow, this home doesn't have enough storage."  Now, that's what they say. You will have turned off a buyer … (0 comments)

ACTIVERAIN LOSING GAS? BY WHAT MEASUREMENT? - 07/05/09 10:42 AM

Via Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate:
ACTIVERAIN HAS MUCHO MOJO!
Inspired by a post by Robert Swetz about ActiveRain losing gas, I thought a comparison of other real estate related web sites was in order.
WHY ARE YOU AN ACTIVERAIN MEMBER?  Your motivation for membership may influence your opinion about the present day status of ActiveRain on the Interent.  ACTIVE MEMBER - You probably realize the value of regular posting to ActiveRain. ACTIVE MEMBER BUT ONLY POST TO MEMBERS ONLY - Perhaps blogging is a vehicle for personal expression. ACTIVE MEMBER BUT POST PRIMARILY TO LOCALISM - Use ActiveRain … (0 comments)

There are other options to Foreclosure - 07/05/09 01:09 AM
If you are like many American families who had a reduction in your pay, things can be stressful looking for a way to satisfy the mortgage, car payment, credit card debt and other things. 
Maybe you had to re-locate due to your job and are having to make double mortgage payments or a rent payment along with your mortgage. This can be a juggling act andmany find themselves going into default on their home loan and subject to Foreclosure.
 Their are other options to Foreclosure that many may not be know that exist. Their are re-payment plans, Loan Modifications and also … (22 comments)

What We Take for Granted: The Real Cost of Freedom - 07/04/09 11:19 PM

Via Claire C. (ActiveRain Corporation):
Today is July 4th, 2009, and today, Americans celebrate the Fourth of July with fireworks, barbecues and friends.  We pass bottles of wine and cheer as fire comes to life in firepits on the beach.  We get incessantly drunk (at least, the very young and legal of us do), clanging beer bottles together and singing drunken melodies.  Some of us follow our base urges into the night, while others fall into a sleeping stupor and will wake up tomorrow with a terrible headache and a serious need for hydration.
Yes, I realize that this is a very … (2 comments)

Hey ActiveRain: Come Out And Play In Our Social Media Facebook Games - 07/04/09 04:59 PM

Via C Tann-Starr (TannStarr.com TannStarr.ws REMAX People Realty):
Hey Rainers: Come Out And Play In Our Social Media Facebook Games! It's a lot more fun than you think and you may discover some stellar writers. ;-)
Club Chaos is having a field day reviewing business fan pages to subscribe to. How could we not extend an invitation to more Rainers and the Public to participate? The guys have been flipping quotes and acting very silly regarding my social media bet by teasing, "How much do I love thee? Let me count the ways..." or not. This bit of nonsense has been dominating … (2 comments)

Short Sales - Possible Tax Consequences - 07/04/09 11:46 AM
Is there a Possibility Tax Consequences..... YES it could be.....
There MAY be a TAX Liability created by either a FORECLOSURE or a SHORT SALE. You as the Home Owner should talk to your tax divisor as I'm a  Realtors and NOT tax adviser and not allowed to give tax advice. The Seller receives a 1099 for the DISCOUNTED amount. The IRS looks at the discounted amount as Income. Home Owner will receive a 1099 from the lender.
You can file FORM 892 if you are Insolvent and can prove it. Meaning they do not have the ability to pay it.
 
 Scenario:
If your income is $30,000  for the … (0 comments)

APR vs Mortgage Interest Rate - knowing the differences - 07/02/09 11:58 PM

Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc):

Shopping mortgage rates can be confusing, especially if you are dealing with a loan officer that has no integrity.  It's just a sales job to them.  You hear people say... Shop Rate...Shop APR (Annual Percentage Rate)…..  Shop mortgage fees….. So which is it?  Shopping for a mortgage can be very frustrating also to say the least. I hear so many called experts tell the average consumer to shop APR. This is not the wisest of decisions and can be argued … (4 comments)

Short Sales - The Closing - 07/02/09 12:58 AM
Short Sales - The Closing
Steps to Close
The Agent/Title company recieves the approval/demand letter. The Agent must forward it to the Title company in most cases. Demand letters or release letters must be submitted for all loans. Title company works up the settlement statement exactly as stated on the approval letter. None of the numbers can be changed at this point. Line 603 must net ZERO woth NO money to the seller. The demand letter must be revised in order to change the figures on the HUD-1. The HUD-1 is faxed back to the lender(s) to review and approve. The … (7 comments)

Short Sales - Submitting The Offer - 07/02/09 12:54 AM
Short Sales - Submitting The Offer
Here is a list of what you are going to need when submitting the Short Sale Offer
Signed Offer - Buyer(s) & Seller(s) Estimated HUD-1 Buyers Qualification Letter Short Sale Package 2 Years signed tax returns 2 Months bank statements 2 Most recent pay check stubs Financial Statement Hardship Letter Signed Authorization Form  For a Short Sale Approval
You need to demonstrate to the servicer that it makes sense to approve the sale You provide the documents needed to justify their decision Have pictures and comps Make the lender aware of your marketing( your efforts … (0 comments)

Short Sales - Negotiating The Sale - 07/02/09 12:46 AM
Short Sales - Negotiating The Sale
Who will Negotiate the Sale ?
The listing agent and the home owner will negotiate the offers to get the BEST and HIGHEST possible offer.
Always present ALL offers to the seller and REJECT and or COUNTER Unresonable offers.
Have the Home owner to Accept the Best and Highest offer subject to the lenders approval of a Short Sale.
The lender don't want you to send in all offers for them to negotiate. You will only send then the BEST and HIGHEST offer for Short Sale approval. Keep in mind that this can take 45-90 … (1 comments)

Short Sales - Savings to the Lender - 07/02/09 12:40 AM
Short Sales - Savings to the Lender
Why would the lender want to do a short sale instead of foreclosing on the property ?
Here is a example why the Short Sale would be better for the lender.
Short Sale Senario                                                                                                  Foreclosure Senario
$110,000 Actual Loan Amount                                                         $110,000 Actual Loan Amount
$100,000  Actual Market value                                                         $100,000 Actual Market Value
   $8,000 Commission and Closing Cost                                               $1,500 Legal Fees
 $92,000 Amount left to Satisfy the lender                                             $4,500 Lost Interest
 ($18,000) Amount the Lender would discount the Mortgage                 $3,000  Taxes, Insurance, Maintanece & Utilities
                                                                                                               $8,000 Commissions and Closing Cost
                                                                                                              $83,000 Amount left to Satisfy the lender
… (0 comments)

Short Sales - Requirements - 07/02/09 12:30 AM
Short Sales - Requirements
The Home Owner Qualifies for a Short Sale with a Short Sale Package.
Here are the required items for a Short Sale
2 years Tax Returns ( Signed ) 2 Most recent pay check stubs with YTD Financial Statement 2 Months Bank statements with bank logo Hardship Letter  
* A hardship letter is a pitty letter to the lender. This is not a noval.... the letter needs to tell their story to the lender. It needs to be more than " I lost my job " It needs to tell how it has affected the family.
… (2 comments)

U.S. Rep. John Tanner comments on cap and trade - 07/01/09 05:31 PM
On JUne 29, 2009 U.S. Rep. John Tanner made a comment about the Cap and Trade bill. Click here to see the article on Clarksville Online
Every homeowner needs to contact their senator and tell them to vote "NO" and help stop this before it is to late. You ask how this will effect you ? Lets take a look........
If you plan to sell your house in the future, a federal agency must come into your home and decide if your home is energy efficient enough for you to be able to sell it.  If it is found not energy efficient enough, then … (2 comments)

Wake Up People, Stop Cap And Trade Or It Will Stop Us - 07/01/09 12:28 PM
This is something EVERY homeowner show be aware of.....
Via Steve Hoffacker - Real Estate Sales & Marketing Consulting and Strategies (Hoffacker Associates LLC):
Regardless of where you stand on energy use, climate change, alternative energy, or similar matters, the cap and trade bill that squeaked by in the House is set to ruin our livelihoods if it passes the Senate. It must be stopped.
There are provisions in this behemoth bill (over 1,300 pages, looking more like an almanac than a piece of sensible legislation) that apply to Freddie and Fannie and create green banking centers that undoubtedly will impact our businesses.
… (1 comments)

How Will Cap and Trade Effect Your Real Estate Business? - 07/01/09 12:12 PM
 
Via Nestor & Katerina Gasset Realtors® Wellington Florida Luxury Homes (International Properties and Investments, Inc.):
Real estate is local when it comes to market conditions and market trends. Real estate differs from region to region in styles, architecture and amenities generally speaking. For instance; in Florida fireplaces are not the norm whereas in cold winter areas such as Colorado, fireplaces are a standard addition to a home. In some areas of our country people have wood burning stoves and others have coal burning furnaces. There are areas of our country such as here in Florida where you would not dare live without … (0 comments)

 
Roland_with_website Ambassador_large

Roland Woodworth,SFR - Clarksville Short Sale and Foreclosure Resource

Clarksville, TN

More about me…

Keller Williams Realty

Address: 2271 Wilma Rudolph Blvd, Clarksville, TN, 37040

Office Phone: (931) 648-8500

Cell Phone: (931) 320-9411

Email Me



Listings

Links

Archives

RSS 2.0 Feed for this blog