RECENT BLOG POSTS
Mortgage Interest Rates are still relatively low.    FHA: 3.75%VA: 3.875% Conventional: 4.00% Jumbo: 4.125% USDA Rural Housing: 4:00%  They may vary a little from lender to lender, but this is about what you can get as of November 20, 2017. So, if you are thinking of buying a house, then this is...
11/20/2017
Market Your Product in Your Own Post, Not Mine We come up with topics of interest, topics to discuss, topics which through discussion can move the profession forward. When I create a post, I expect and welcome comments.  When I receive comments, or even just likes, it shows me that I am writing a...
11/06/2017
Is a Finished Basement a Good Thing? It was a different time, but when I was a kid, our unfinished basement served many purposes, which today's finished basements would only partially fulfill. The house came with tiled floors and, yes, Dad did enclose, with Knotty Pine, the toilet which otherwise...
11/04/2017
If You Say Nothing, Then What is the Point? You must be on the internet.  We were told this 10 years ago, 20 years ago. A person or a company creates a website, which may even have several pages, but nothing is stated beyond a heading for each page. A person or a company goes onto an existing web...
11/01/2017
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20% Down Payment? Do you need a 20% down payment to purchase a home? No! It is true that you can put 20% down when purchasing a home and this will help you to avoid paying a mortgage insurance premium in every monthly payment, but it is not required in order for you to get a mortgage loan. For a ...
10/31/2017
She's Happy, So I'm Happy If you give a real estate agent a chance, then any skepticism that you may have had about real estate agents, most likely will change.  Real estate agents are professionals; they are your fiduciaries; and they must live up to a high ethical standard. "I was impressed wit...
10/27/2017
Did You Call the Agent Who Just Sold a Home Down the Street? You just listed a house and you need a buyer. It is on the multiple list and all over the internet. You have a sign in front of the house, with brochures, or a link to the listing. If another agent has a buyer who wants a house like you...
10/23/2017
Baltimore City Has the Nerve to Threaten the Property Owner The property is vacant and it is in need of work.  Baltimore City cites the property for code violations.  Basically, the property owner must correct the violations, raze the building, or sell the property. So far, this is okay. The owne...
10/21/2017
The Roofer Couldn't Walk The Roof The house was inspected and the inspector noted a few issues with the roof, such as nail heads showing, curled shingles, and vent pipe boots which could stand to be replaced. The shingles which were 25 year shingles only had about 11 years on them, so it seemed t...
10/17/2017
Build Relationships, Not Just Databases I recently put my name and company information on a website called alignable.com.  The idea is to put businesses together, especially local businesses, so that, together, they can build their businesses. It is easy to put your name on the site and it is eas...
09/24/2017
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Ron Trzcinski, 410-935-5844

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